Credit Risk Analyst

Posted Yesterday
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Hiring Remotely in USA
Remote
95K-112K Annually
Junior
Artificial Intelligence • Blockchain • Fintech • Financial Services • Cryptocurrency • NFT • Web3
Coinbase is on a mission to increase economic freedom for more than 1 billion people.
The Role
Own diligence and underwriting for institutional counterparties, recommend internal credit ratings and risk-based limits, monitor portfolio exposures, analyze asset volatility/liquidity for limit-setting, negotiate industry documentation, and collaborate with cross-functional teams to resolve complex client or product issues.
Summary Generated by Built In

Ready to do the most impactful work of your career? At Coinbase, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.” learn more about working at Coinbase.

We're hiring a Credit Risk Analyst to join the Counterparty and Credit Risk team within Financial & Operational Risk. This team manages credit exposure across Coinbase's global institutional client base, underwriting counterparties and delivering lending solutions in a fast-evolving digital asset market. You'll own credit analysis for complex counterparties, recommend risk-based limits, and monitor portfolio exposures that directly inform how Coinbase scales its institutional products. This role is based in the United States or United Kingdom.

What you'll do:

  • Own diligence and underwriting of institutional counterparties including hedge funds, asset managers, private equity, and venture capital firms.
  • Recommend internal credit ratings and risk-based limits, preparing written analysis that substantiates each assessment for senior leadership review.
  • Monitor portfolio exposures, conduct periodic surveillance of trading partners, and clearly communicate concentration trends and settlement risks to leadership.
  • Analyze asset volatility and liquidity risks on a per-asset and portfolio basis to inform limit-setting and capital planning.
  • Negotiate industry documentation (e.g., PBAs, MLAs, and ACAs) and collaborate with business development, operations, legal, and product teams to resolve complex client or product challenges.

Required Skills and Experience:

  • 1-3 years of hands-on credit risk management experience, including counterparty underwriting or portfolio monitoring in a fast-moving financial services or digital asset environment.
  • Prior experience covering institutional clients such as hedge funds, asset managers, private equity, or venture capital firms.
  • Working knowledge of capital markets products and standard industry documentation (PBAs, MLAs, prime brokerage agreements).
  • Demonstrated ability to produce clear written credit memos and present risk recommendations to senior stakeholders.
  • Proficiency building quantitative credit models and exposure analyses using spreadsheets, SQL, or other analytical tools.
  • Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.

P77678

#LI-Remote

Pay Transparency Notice: Base salary varies by location (see range below). Total compensation may also include equity and bonus eligibility, and benefits (medical, dental, vision, 401(k)). 


Annual base salary range (excluding equity and bonus):
$95,030$111,800 USD
  • Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period.
  • Equal Opportunity Employer: Coinbase is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws.
  • US Applicants: View Employee Rights, Know Your Rights, and E-Verify Notice of Participation.
  • Accommodations: If you are an individual with a disability who needs a reasonable accommodation, email us your request and contact info at accommodations[at]coinbase.com. Need screen reading technology? Click here to download a free compatible screen reader and view the tutorial.
  • Data Privacy & Arbitration: By submitting your application, you agree to our Candidate Privacy Notice. US applicants: By submitting your application, you agree to Arbitration of Disputes.

Skills Required

  • 1-3 years of hands-on credit risk management experience, including counterparty underwriting or portfolio monitoring
  • Prior experience covering institutional clients such as hedge funds, asset managers, private equity, or venture capital firms
  • Working knowledge of capital markets products and standard industry documentation (PBAs, MLAs, prime brokerage agreements)
  • Demonstrated ability to produce clear written credit memos and present risk recommendations to senior stakeholders
  • Proficiency building quantitative credit models and exposure analyses using spreadsheets, SQL, or other analytical tools
  • Responsible use of generative AI with human oversight to produce business-ready outputs
  • Monitor portfolio exposures and conduct periodic surveillance of trading partners
  • Negotiate industry documentation and collaborate with business development, operations, legal, and product teams
  • Based in the United States or United Kingdom

What the Team is Saying

Jona Frank
Wes Janisen
Sofia Sieminski
Philip Temitayo
Varsha Mahadevan

Coinbase Compensation & Benefits Highlights

How does Coinbase ensure its pay and bonus plans are competitive?

Coinbase uses a market-driven, pay-for-performance approach to keep pay and bonus plans competitive. Coinbase regularly benchmarks roles against leading technology and fintech companies using external market data and reviews its compensation programs on a recurring basis to ensure salary, bonus, and equity remain aligned with the broader market and business goals. Annual bonus and equity programs are tied to both company results and individual impact, so when Coinbase and its people perform, total rewards reflect that performance.

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The Company
4,700 Employees
Year Founded: 2012

What We Do

Crypto creates economic freedom by ensuring that people can participate fairly in the economy, and Coinbase (NASDAQ: COIN) is on a mission to increase economic freedom for more than 1 billion people. We’re updating the century-old financial system by providing a trusted platform that makes it easy for people and institutions to engage with crypto assets, including trading, staking, safekeeping, spending, and fast, free global transfers. We also provide critical infrastructure for onchain activity and support builders who share our vision that onchain is the new online. And together with the crypto community, we advocate for responsible rules to make the benefits of crypto available around the world.

Why Work With Us

We have the opportunity to accelerate the pace of innovation in the world by building an open financial system. Our vision is to create more economic freedom in the world, to help people control their own wealth, start companies, have financial privacy, and participate in the global economy. And to get us there, we focus, build and move as a team.

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Employees work remotely.

Coinbase is remote-first, which enables us to innovate, build and move quickly. Our teams are able to work effectively from around the globe with time for in-person offsites and team meetups to enhance collaboration and connection.

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