Are you an attorney with a passion for insurance coverage and complex litigation? Join Kinsale Insurance, a leading excess and surplus (E&S) lines carrier headquartered in Richmond, VA. We're known for our high-quality, high-touch approach and innovative, personalized solutions that help clients manage complex risks — and we bring that same standard of excellence to our legal team.
About the Role
As a Coverage Attorney at Kinsale, you'll take ownership of all aspects of the coverage litigation process — from analyzing complex coverage issues to working alongside senior management on claims handling best practices. You'll collaborate closely with outside counsel, engage in mediations and trials, and serve as a key advisor as the legal landscape evolves. This is a high-impact role for a sharp, detail-oriented attorney who thrives in a fast-paced, analytically driven environment.
What You'll Do
- Overseeing all aspects of the coverage litigation process, including analyzing coverage issues and determining exposure across all levels of litigation.
- Evaluating claims handling and underwriting practices to identify risk and support sound coverage positions.
- Working closely with outside counsel to draft pleadings and motions consistent with Kinsale's coverage positions and proprietary policy forms.
- Reviewing and responding to subpoenas and complaints filed with state insurance departments.
- Participating in mediations, arbitrations, and trials, with travel as needed.
- Preparing comprehensive coverage position papers that account for venue and claims handling practices.
- Communicating effectively with agents, brokers, and attorneys — both orally and in writing.
- Partnering with senior management to identify best practices and advise on responses to changes in the legal environment.
What You Bring
- J.D. degree and a four-year college degree.
- Active admission to practice law in at least one state.
- Superior writing skills, with demonstrated ability to draft claim correspondence, coverage positions, and litigation pleadings.
- Strong analytical ability to interpret state laws, regulations, and case law related to insurance coverage and claims handling.
- Background in litigation, preferably involving insurance claims and coverage matters.
- Experience in the commercial property and casualty insurance industry, preferably in the excess and surplus lines market.
- Detail-oriented with strong interpersonal skills, organizational ability, and a collaborative mindset.
Why You'll Love Working at Kinsale
- Competitive Pay & Bonus Opportunities – Rewarding performance and initiative.
- Comprehensive Benefits – Health, dental, and vision insurance with up to $3,600 (individual) or $7,000 (family) in HSA contributions per year.
- Work-Life Balance – Generous paid time off including 22 days of PTO and 10 paid company holidays.
- Career Growth – Clear promotion paths, mentorship, and ongoing professional development.
- Retirement & Security – Up to 6% matching 401(k) contributions on base salary and bonus, standard life insurance, and disability coverage.
- Continuous Learning – Annual $3,000 reimbursement for educational training and certifications.
Integrity & Responsibility
Kinsale values strong financial responsibility. A credit check will be conducted as part of the selection process for roles that require sound judgment, trustworthiness, or access to sensitive information.
Ready to Apply?
If you're a driven, analytically sharp attorney eager to make an impact in the E&S insurance space, this is your opportunity. Join Kinsale Insurance and grow your career in a company that rewards excellence, initiative, and continuous learning.
Apply today and start building your future with us!
Salary Range: $100,000 – $130,000
This posted range is our best estimate; starting salary will be based on experience level. Additionally, the posted range reflects only base salary and does not include annual bonuses, benefits, or reimbursements.
Equal Opportunity EmployerThis employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Skills Required
- J.D. degree
- Four-year college degree
- Active admission to practice law in at least one state
- Superior writing skills, including drafting claim correspondence, coverage positions, and litigation pleadings
- Strong analytical ability to interpret state laws, regulations, and insurance coverage case law
- Detail-oriented, organized, collaborative, and able to communicate effectively
- Litigation experience involving insurance claims and coverage matters
- Experience in commercial property and casualty insurance
- Experience in the excess and surplus lines market
What We Do
Kinsale Insurance is an excess and surplus (E&S) lines insurance company located in Richmond, VA specializing in hard-to-place property, casualty, and specialty risks. Our products are distributed nationwide through appointed surplus lines brokers. We target small-to-midsized accounts and have the flexibility to offer terms for businesses with poor loss histories, high-risk venues, and new or high-hazard operations. Every customer receives high-quality, high-touch customer service and innovative, personalized solutions from us for every account. In each corner of our operation, from underwriting to technology and everything in between, we take ownership of every step of the process by doing as much as possible in-house. Kinsale is focused on creating a team-centered, results-driven work environment that is constantly growing, making progress toward our goals, and reaching new milestones at every checkpoint. Our culture rewards the doers: people who seek new opportunities, take initiative, and challenge the status quo. Our newly constructed building helps improve face-to-face collaboration and allows our employees to work as a team, and we prioritize opportunities to develop those team members and their skillsets. Learn more about Kinsale’s offerings by visiting our website: kinsaleins.com
