Compliance and Operational Risk Testing Analyst Lead

Why USAA?Let’s do something that really matters.
At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.
We believe in our core values of honesty, integrity, loyalty, and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

The Opportunity

As a dedicated Compliance and Operational Risk Testing Analyst Lead, you will be a member of the second line of defense, oversees the execution of independent testing under the Enterprise Testing program methodology to ensure departmental processes and activities comply with applicable rules, regulations, policies, and procedures. The incumbent will manage assigned tests and resources, compile and retain well documented work papers to create accurate and concise written reports including issues, root causes and recommended corrective action. Experience with Fraud, Anti-Money Laundering (AML)/Bank Secrecy Act (BSA), Office of Foreign Assets Control (OFAC), Anti-bribery and Corruption (ABAC) or Conduct risks and requirements is preferred.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position.

What you'll do:

• Develops the steps needed to test and/or analyze compliance with complex policies/procedures and laws/regulations.
• Serves as a subject matter authority in a specific subject/business area and provides mentorship to team members on complex issues.
• Leads and runs a grouping of tests to ensure operational risks and compliance requirements are adhered to.
• Reviews and completes, as needed, work papers to support conclusions of test findings.
• Provides input on allocation of resources to complete testing activities.
• Performs complex qualitative analysis of data.
• May develop executive briefs and present to key internal and external team members.
• Builds, develops, and maintains relationships with the business and internal control partners (Audit, Risk & Compliance, Legal) to facilitate collaboration between all lines of defense for testing.

What you have:

• Bachelor's degree OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree (12 years total without a degree).
• 8 or more years of relevant work experience (internal/external audit, operational risk/compliance testing, quality assurance).
• Expert knowledge of relevant industry regulations and regulatory compliance.
• Demonstrated experience interpreting and applying federal and state laws and regulations and guidance or operational risk principles/concepts.
• Solid knowledge of testing techniques including control testing and data analysis principles, as well as the ability to interpret subsequent results.
• Consistent track record to communicate effectively at all levels of management.
• Advanced knowledge of Microsoft Office tools to include Word, Excel, and PowerPoint.

What sets you apart:

• Proven experience with managing test lifecycle (e.g., risk based scope planning, fieldwork execution, population sampling, reporting and issue management).
• Validated experience with Fraud, AML/BSA, OFAC, ABAC or Conduct risks and requirements.
• Shown ability to drive the life cycle of process risk testing or auditing techniques (e.g., Transactional testing, issue validation testing, control testing/adherence testing).
• Experience with transactional risk testing, identify scope, and risk planning.
• Independent decision making and thinking.
• Solid understanding of Regulatory requirements and research.
• Strong (oral and written) communication with partners/executive leadership, to provide effective reporting, planning, and training across the team.
• Current Certified Anti-Money Laundering Specialist (CAMS), Certified Fraud Examiner (CFE), and/or Certified Internal Auditor.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

What we offer:

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $120,550.00 - $230,400.00.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.