OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.
We are a team of caring, innovative, and inclusive individuals who thrive in being immersed in diverse talents, expertise, perspectives, and backgrounds. Our employees approach every new challenge with an unparalleled ability to see what could be rather than settle for what is. Our business principles guide us and create an open and collaborative culture where we improve 1% every day, and the best ideas always win! We welcome individuals who want to make an impact in the financial system by facilitating credit access, expanding financial inclusion, promoting financial health, and delivering exceptional customer service.
A few other fun facts about us. OppFi is one of the top consumer-rated financial platforms online, maintaining a 4.4/5.0-star rating on Trustpilot. We are a 2025 Crain’s Fast 50™ company and were named on Built In's 2026 Best Places to Work in Chicago.
About the Role:
Reporting to the Compensation Manager, the Compensation Analyst serves as a key member of the Total Rewards team, supporting the design, analysis, administration, and continuous improvement of OppFi's compensation programs. This role partners closely with People Operations, Finance, Payroll, HR Systems, and business leaders to provide data-driven compensation recommendations, administer annual compensation processes, and ensure compensation programs remain competitive, equitable, and aligned with business objectives.
What You Get to Do:
- Support the administration, analysis, and continuous improvement of OppFi's compensation programs, including base pay, short-term incentives, commissions, and other variable pay programs.
- Assist with the annual compensation planning process, including merit increases, bonus planning, system testing, validation, communications, and reporting.
- Prepare executive and broad-based Compensation Committee materials, analyses, recommendations, and presentation decks.
- Perform market pricing, job evaluations, internal equity analyses, and salary structure administration.
- Develop headcount budgets, workforce planning models, and compensation forecasts in partnership with Finance.
- Create dashboards and executive reporting to communicate compensation trends, workforce metrics, and key insights.
- Analyze market data and internal compensation information to provide meaningful recommendations while balancing market competitiveness, internal equity, and fiscal responsibility.
- Support compensation initiatives associated with organizational growth, acquisitions, and evolving business needs.
- Maintain compensation-related data within UKG, support compensation system configuration and testing for annual planning, and partner with HR Systems to ensure data integrity and reporting accuracy.
- Build advanced Excel models and recurring reports; develop ad hoc reporting using Cognos/UKG Business Intelligence when applicable.
- Partner with HR, Payroll, Finance, and business leaders to ensure compensation programs are administered accurately, consistently, and in compliance with company policy.
What You'll Bring to the Team:
- Bachelor's degree in Business, Human Resources, Finance, or a related field.
- Minimum five (5) years of progressive experience as a Compensation Analyst or in a corporate compensation role.
- Experience supporting annual compensation planning processes, including merit increases and incentive/bonus administration.
- Experience administering and analyzing variable pay programs, including short-term incentives, commission plans, or other performance-based reward structures.
- Experience preparing executive-level compensation analyses and Compensation Committee materials.
- Experience with market pricing, job evaluation, salary structures, and internal equity analyses.
- Advanced Microsoft Excel skills, including XLOOKUP/VLOOKUP, PivotTables, nested formulas, Power Query, and data analysis.
- Strong analytical, reporting, dashboard creation, and data visualization skills.
- Excellent written and verbal communication skills and the ability to present complex compensation information clearly.
- Ability to manage multiple priorities while maintaining exceptional attention to detail and confidentiality.
Preferred Qualifications:
- Experience with UKG Pro and UKG Business Intelligence (Cognos) reporting.
- Knowledge of long-term incentive (LTI) programs and equity compensation.
- Experience supporting stock plan administration, including restricted stock, stock options, or employee stock purchase plans (ESPP).
- Certified Compensation Professional (CCP) designation, or progress toward certification, is a plus.
- Experience supporting compensation initiatives during organizational growth, mergers, acquisitions, or business transformation.
Reports To: Compensation Manager
Total Rewards and Benefits:
At OppFi, we are committed to fostering a fair and equitable workplace. The compensation range for this role reflects our good faith compensation estimate for this position. Final offers are determined based on a myriad of factors including, but not limited to experience, skills, qualifications, and other relevant business considerations. Candidates are encouraged to discuss compensation expectations during the hiring process. In addition to base pay, the total compensation package includes eligibility and potential for performance-based bonuses and equity grants dependent upon the role and job level.
OppFi offers a flexible, remote environment, 401(k) matching program, and generous paid time off. Other benefits include medical, dental, and vision coverage, and tuition reimbursement. Additional benefits include DoorDash DashPass, Figo pet insurance, Rocket Lawyer, and access to LinkedIn Learning. OppFi also offers Fringe, a lifestyle benefits platform that allows employees to decide how to spend rewards from dozens of vendors like Uber, DoorDash, and UrbanSitter. #LI-Remote
EEO Statement:
OppFi is an equal opportunity employer and does not discriminate based on any actual or perceived legally recognized protected bases under local, state, federal law, or regulations. Our goal as a company is to build an equitable workplace that actively works to dismantle systems of oppression in our processes, procedures, and interactions. We aim to help our employees thrive where they work and beyond.
As part of OppFi’s commitment to providing equal opportunity to qualified individuals, OppFi will ensure that persons with disabilities are provided reasonable accommodation as defined by applicable laws and organizational policies. If reasonable accommodation is needed to participate in the job application or interview processes or job requirements, please contact our People Team at [email protected].
Pursuant to the requirements of the California Consumer Privacy Act, OppFi is providing the "OppFi California Employee Privacy Policy", which details the categories of personal information collected and your rights under the policy. If you are a California resident, please review the policy here: https://privacy.opploans.com/policies?name=california-disclosures-and-privacy-policy
The information in this document is for general informational purposes only. It is not intended to be an all-inclusive list or description of the organization and its requirements for positions and employees. OppFi reserves the right to modify or change the information on this document at its discretion.
Skills Required
- Bachelor's degree in Business, Human Resources, Finance, or a related field
- Minimum five (5) years of progressive experience as a Compensation Analyst or in a corporate compensation role
- Experience supporting annual compensation planning processes, including merit increases and incentive/bonus administration
- Experience administering and analyzing variable pay programs, including short-term incentives and commission plans
- Experience preparing executive-level compensation analyses and Compensation Committee materials
- Experience with market pricing, job evaluation, salary structures, and internal equity analyses
- Advanced Microsoft Excel skills including XLOOKUP/VLOOKUP, PivotTables, nested formulas, Power Query, and data analysis
- Strong analytical, reporting, dashboard creation, and data visualization skills
- Excellent written and verbal communication skills and ability to present complex compensation information clearly
- Ability to manage multiple priorities while maintaining attention to detail and confidentiality
- Experience with UKG Pro and UKG Business Intelligence (Cognos) reporting
- Knowledge of long-term incentive (LTI) programs and equity compensation
- Experience supporting stock plan administration (restricted stock, stock options, ESPP)
- Certified Compensation Professional (CCP) designation or progress toward certification
- Experience supporting compensation initiatives during organizational growth, mergers, acquisitions, or business transformation
What the Team is Saying
OppFi Compensation & Benefits Highlights
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Healthcare Strength — Medical, dental, and vision coverage with mental‑health resources are emphasized, and an employee‑only PPO at no premium is mentioned alongside FSA options. Pet insurance via Figo and other wellness supports round out the health offering.
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Leave & Time Off Breadth — Corporate roles use Flexible Time Off while operations roles have a traditional PTO bank with paid holidays and sick time. Parental leave is described as generous, often 12+ weeks, though details can vary by posting.
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Equity Value & Accessibility — Equity grants, an employee stock purchase plan, and performance bonuses are part of the package. An established equity incentive plan indicates accessible ownership opportunities.
OppFi Insights
What We Do
OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health. OppFi maintains an A+ rating from the Better Business Bureau (BBB), a 79 Net Promoter Score, and maintains a 4.5/5 star rating on Trustpilot with more than 5,000 reviews, making it one of the top customer-rated financial platforms online. We have been an Inc. 5000 company for five straight years, a Deloitte’s Technology Fast 500™, and the seventh fastest-growing company in Chicagoland in 2021 as measured by Crain’s Chicago Business based on five-year growth rate. Most recently, we were named one of Crain’s 2024 Fast 50 and Built In’s 2025 Best Places to Work in Chicago.
Why Work With Us
We are a team of caring, innovative, and inclusive individuals who thrive in being immersed in diverse talents, expertise, perspectives, and backgrounds. OppFi offers competitive salaries and great benefits like 401(k) matching, learning and development opportunities, and employee-led communities.
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OppFi Offices
Remote Workspace
Employees work remotely.
OppFi is a remote-flexible workplace, meaning that team members have flexibility to work remotely and/or at the OppFi office located in downtown Chicago, depending on their role. Non-local employees are granted two annual trips to the Chicago office.
