OppFi white logo with blue background

OppFi

HQ
Chicago
450 Total Employees
95 Product + Tech Employees
Year Founded: 2012

OppFi Compensation & Benefits

Updated on August 31, 2026

OppFi Employee Reviews

OppFi's perks and benefits offerings reflect their commitment to focusing on the whole person. Whether it's affordable healthcare options, flexible time off, or lunch perks, OppFi ensures every part of employee well-being is addressed.

Employee Image
Amanda, People Operations Associate - Culture & Engagement
Amanda, People Operations Associate - Culture & Engagement

What People Are Saying About OppFi

  • Leave & Time Off Breadth: Flexible Time Off for corporate roles and a traditional PTO bank for operations, along with paid holidays and sick time, indicate broad time‑off coverage.
  • Retirement Support: A 401(k) with company matching is consistently advertised, signaling structured support for long‑term savings. Exact match percentages are sometimes unspecified in public materials.
  • Equity Value & Accessibility: Equity participation and an Employee Stock Purchase Plan—described with a discount and lookback in listings—offer accessible ownership opportunities. Performance bonuses are also part of the total rewards mix.

OppFi's Benefits

Defined reimbursement or per diem policy for work-related expenses

Defined structured pay bands with transparent earning potential

Offers company equity

Offers competitive compensation and rewards package

Offers employee stock purchase plan

Offers performance bonuses

Provides home-office stipend for remote employees

OppFi is committed to reimbursing the cost of up to $300 of eligible home office equipment for each employee during the lifetime of their employment.

Provides pay transparency

Offers childcare benefits

Offers generous parental leave

Provides an onsite Mother's Room

Provides family medical leave

Offers dental insurance

Offers dependent care

Offers Flexible Spending Account (FSA)

Offers health insurance

Offers Health Savings Account (HSA)

Offers mental health benefits

Offers pet insurance

OppFi's Benefits Program offers Figo pet insurance.

Offers vision insurance

Offers 401(K)

Offers accidental death & dismemberment insurance

Offers disability insurance

Offers life insurance

Offers occupational accident insurance

Offers supplemental life insurance

Provides 401(K) matching

Provides free access to financial advisors

Provides free access to retirement planning tools