OppFi white logo with blue background

OppFi

HQ
Chicago
450 Total Employees
95 Product + Tech Employees
Year Founded: 2012

OppFi Company Growth, Stability & Outlook

Updated on August 31, 2026

What People Are Saying About OppFi

  • Profitability: Net income is at record levels for 2025 and rose year over year in early 2026, including a 36% increase in Q2. These results indicate improving earnings power even as the company invests in strategic initiatives.
  • Strong Revenue Growth: Revenue reached record highs for full‑year 2025 and the first half of 2026, with Q2 2026 up 1.9% year over year to $145.2M. This consistent top‑line expansion underscores demand resilience in the core franchise.
  • Future-Ready Strategy: The agreed acquisition of BNCCORP/BNC National Bank is intended to add low‑cost deposits, national‑charter benefits, and a broader product set. Management and industry coverage frame this as strengthening long‑term earnings power and scalability, pending approvals.