OppFi white logo with blue background

OppFi

HQ
Chicago
450 Total Employees
95 Product + Tech Employees
Year Founded: 2012

OppFi Company Growth, Stability & Outlook

Updated on October 06, 2026

What People Are Saying About OppFi

  • Profitability: Earnings are characterized as record in 2025 with further year-over-year gains into the first half of 2026, indicating improved bottom-line strength. Profit growth is highlighted alongside higher operating income and strong net income trends.
  • Strong Revenue Growth: Revenue is increasing on a multi-year basis, with 2025 at a record and both Q1 and Q2 2026 marking record quarters despite uneven quarterly momentum. Guidance still points to higher full-year revenue versus 2025.
  • Future-Ready Strategy: Management is pursuing a bank acquisition and new product expansion to broaden the platform and support future growth. Updates to underwriting models are also emphasized to improve risk management and operational scalability.