OppFi white logo with blue background

OppFi

HQ
Chicago
450 Total Employees
95 Product + Tech Employees
Year Founded: 2012

OppFi Company Growth, Stability & Outlook

Updated on October 26, 2026

What People Are Saying About OppFi

  • Strong Revenue Growth: Revenue increased in 2025 and continued to edge higher in the first half of 2026, with record quarterly totals even as momentum moderated. Filings and earnings releases indicate the top line is still expanding year over year.
  • Profitability: Full-year 2025 results show materially higher net income and adjusted net income, highlighting improved earnings power alongside a larger receivables base and higher originations. This points to a business that converted prior growth into stronger bottom-line performance.
  • Future-Ready Strategy: Management is pursuing a proposed bank acquisition and a planned line-of-credit product to broaden the platform and diversify growth avenues. These initiatives outline a pathway to additional revenue streams and product reach.