Over the last five years, NJM has focused on a strategic plan that calls for it to become a regional property & casualty insurer and has transitioned away from its affinity-based membership model. To that end, the Company has added an independent agency model for small, middle and large market segments and has more than doubled its product offerings. NJM now offers its various products to businesses across New Jersey, Pennsylvania, New York, Maryland, Delaware, and Connecticut.
NJM’s Commercial Lines department conducts business for policyholders and preferred agencies within the Mid-Atlantic region, specifically NJ, PA, NY, MD, DE, CT. Products include Commercial Auto, G/L, Workers Comp, BOP, Excess/Umbrella, and Package. The Commercial Lines function encompasses Underwriting, Sales, Operations, Premium Audit, Product Management, Product Development, Loss Prevention and Business Process Operations.
The Commercial Lines Business Process Operations team is dedicated to enhancing operations efficiency and driving continuous improvement within our organization, They also strive to turn strategy into execution and delivery of valuable business solutions for the continued benefit of policyholders and employees in line with our Strategic Plan and in accordance with our corporate Mission, Vision, and Values.
Reporting to the Commercial Lines Compliance Administrator, the CL Quality Assurance Analyst is responsible and accountable for conducting complete and thorough reviews of Commercial Lines operational activities and transactions through execution of cyclical, repetitive quality assessments, utilizing established testing methodology.
Essential Duties and Responsibilities: Essential functions of this job are listed below in order of priority. Reasonable accommodations may be made to enable individuals to perform the essential duties. Regular and predictable onsite attendance is an essential function of the job.
- Create and update Quality Assurance Manuals for each Commercial Lines Product.
- Collaborate with CL members to discuss established processes by line of business.
- Develop and execute audit programs to verify adherence to defined quality requirements.
- Identify and document quality exceptions in an established structured reporting format.
- Prepare quality assessment final dashboard reports and distribute to CL leaders.
- Assist CL Compliance Administrator with presenting identified quality exceptions to CL leaders.
- Participate in discussions with CL leaders regarding exception remediation plans.
- Coordinate efforts with the CL Compliance Specialist to ensure proper testing coverage of all operational and regulatory requirements.
- Facilitate the CL department effort to ensure application access is appropriate to key applications that are used to support CL operations.
- Execute rate change audit programs for all products and all states to ensure compliance to the established rate change implementation process.
- Develop and execute targeted quality reviews assigned by the CL Compliance Administrator.
Required Qualifications: Knowledge, skills & abilities, experience, minimum & desired education, certification and/or license requirements.
- Desire to work collaboratively in a team environment.
- 3-5 years of Commercial Property and Casualty product underwriting experience preferred.
- Detail-oriented, analytical, and problem solving ability.
- Excellent organizational, interpersonal, written and verbal communication skills.
- Pro-active and self-motivated with the ability to learn quickly and adapt to change.
- Team player with demonstrated ability to work in a highly collaborative environment.
- Good organizational and time-management skills.
- Good working knowledge of MS Office, (Word, Excel, PowerPoint), Policy Center, Billing Center Guidewire products, as well as OnBase document repository.
- GED or High School Diploma required.
Preferred Qualifications:
- Associate or bachelor’s degree preferred, but not required.
Legal Disclaimer: NJM is proud to be an equal opportunity employer. We are committed to attracting, retaining and promoting a diverse and inclusive workforce that is fully representative of the diversity that exists in the communities in which we do business.
NJM reserves the right at any time to amend, add or delete any aspect of the job description for this position based on business needs.
Compensation: Salary is commensurate with experience and credentials.
Pay Range: $70,444-$81,849Eligible full-time employees receive a competitive Total Rewards package, including but not limited to a 401(k) with employer match up to 8% and additional service-based contributions, Health, Dental, and Vision insurance, Life and Disability coverage, generous PTO, Paid Sick Leave, and paid parental leave in addition to state-mandated leave. Employees may also be eligible for discretionary bonuses.
Legal Disclaimer: NJM is proud to be an equal opportunity employer. We are committed to attracting, retaining and promoting a diverse and inclusive workforce that is fully representative of the diversity that exists in the communities in which we do business.
Skills Required
- GED or High School Diploma
- Ability to work collaboratively in a team environment
- Detail-oriented, analytical, and problem-solving abilities
- Excellent organizational, interpersonal, written, and verbal communication skills
- Proactive, self-motivated, adaptable, and able to learn quickly
- Team-oriented with demonstrated ability to work collaboratively
- Good organizational and time-management skills
- Working knowledge of Microsoft Office, including Word, Excel, and PowerPoint
- Working knowledge of Guidewire PolicyCenter and BillingCenter
- Working knowledge of the OnBase document repository
- 3-5 years of Commercial Property and Casualty product underwriting experience
- Associate or bachelor's degree
NJM Insurance Group Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about NJM Insurance Group and has not been reviewed or approved by NJM Insurance Group.
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Retirement Support — Retirement benefits include a 401(k) match with additional company contributions, materially boosting total compensation. This component is presented as a core element of the total rewards offering.
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Healthcare Strength — Health coverage offers multiple medical plan options plus dental and vision, complemented by company-paid basic life insurance and disability protection. Wellness resources and assistance programs further support overall health needs.
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Leave & Time Off Breadth — Time off includes a first-year PTO allotment paired with paid/floating holidays and state-based paid sick leave. Paid parental leave references and adoption assistance indicate breadth for various family situations.
NJM Insurance Group Insights
What We Do
NJM is among the Mid-Atlantic's leading property and casualty insurers. Founded in 1913, NJM's mission is to provide value-based insurance solutions to its policyholders with the highest levels of service, integrity, and financial stewardship. The Company operates in a mutual fashion for the exclusive benefit of its policyholders. Headquartered in West Trenton, NJ, with offices in Hammonton and Parsippany, NJM employs nearly 2,500 workers. - 2019-2023 Forbes Best In-state Employer (Ranked #11 out of 89 NJ employers in 2023) - 2018, 2019, 2020, 2021, certified by J.D. Power for providing "An Outstanding Auto Claims Experience" for personal lines customers* - 2018, 2019, & 2020 Clearsurance Customers’ Choice Top Ranked Insurance Companies - 2021 American Heart Association Gold Level Workplace Health Achievement - 2020 American Heart Association Silver Level Workplace Health Achievement - 2019 Forbes Best Mid-size Employers in the country *J.D. Power Auto Claims Certification Program℠ recognition is based on successful completion of an audit, exceeding a customer experience benchmark through a survey of recent claims servicing interactions, and a Financial Strength rating. For more information, visit jdpower.com.







