Commercial Banking Portfolio Management Manager

Posted Yesterday
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Bengaluru, Bengaluru Urban, Karnataka, IND
Hybrid
Senior level
Fintech • Financial Services
Wells Fargo: Tech-powered. Innovation-led. We're transforming financial services.
The Role
Manages and develops a Commercial Banking Portfolio Management team supporting credit execution, regulatory reporting, validation, reviews, risk management, and operational excellence. Ensures adherence to credit policies, drives policy adoption, improves processes, oversees audits, and coordinates with stakeholders. Responsibilities include resource allocation, talent hiring and development, performance evaluations, business reviews, risk-gap remediation, and maintaining compliance with lending requirements.
Summary Generated by Built In
About this role:
Wells Fargo is seeking a Commercial Banking Portfolio Management Manager
In this role, you will:
  • Manage and develop a team of individuals with low to moderate work complexity and risk in Commercial Banking Portfolio Management functional area
  • Ensure credit execution is consistent and aligned with required credit policies and processes
  • Support and drive adoption of new credit policies and related changes across the team
  • Identify and recommend opportunities for process improvement and risk control development in the Commercial Banking Portfolio Management functional area
  • Make decisions and resolve issues regarding resources, objectives, and operations of functional area and team to meet business objectives
  • Interpret and develop credit policies and procedures
  • Support in execution of policy changes
  • Collaborate and consult with Commercial Banking Portfolio Management peers, colleagues, and more experienced managers
  • Coach and develop credit team
  • Manage allocation of people and financial resources for Commercial Banking Portfolio Management
  • Mentor and guide talent development of direct reports and assist in hiring talent
Required Qualifications:
  • 5+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • 2+ years of leadership experience
Job Expectations:
  • Manage a team supporting regulatory reporting, validation and reviews.
  • Utilize knowledge and interpretation of procedures to direct less experienced individuals
  • Business Delivery -
    • Demonstrate strong business knowledge in lending domain
    • Understand business requirement and service level agreement and ensure adherence
    • Conduct periodic business reviews with key functional stakeholders regarding overall business performance
    • Coordinate and collaborate with internal stakeholders and onshore team to ensure the smooth running of the existing business
  • People Management -
    • Contribute for talent hiring and training to meet the expectations
    • Responsible for team member engagement and career development including performance evaluations
    • Conduct regular meetings with SME's/TM's to identify opportunities to enhance
  • Operational Excellence -
    • Responsible for Operational Excellence, process improvement and redesign - proactively identify, analyze and improve existing processes / process re-engineering
  • Risk Management -
    • Establish early warning mechanism through robust risk and opportunities process. Challenge identifying gaps, recommending gap closing.
    • Make sure team is always ready to meet the audit requirement and actively work to increase risk awareness across all TMs
Desired Qualifications:
  • Post-Graduation in Finance / Management or equivalent
  • Strong data based decision making and communication skills - required for stakeholder engagement
  • Good working knowledge in MS office. Advanced knowledge of excel, VBA etc is a plus
  • Flexible to work across WFI locations & shift timings (preferable)
  • Certification in Campus MBA, Six Sigma are added advantage
Required AI Skills and Competencies
As part of Wells Fargo's commitment to innovation and responsible AI adoption, all roles require foundational AI literacy. This includes:
  • Understanding and Application of AI Tools: Ability to leverage AI platforms (e.g., Microsoft Copilot, GitHub Copilot, Tachyon, Agentspace) for routine tasks such as summarizing information, drafting content, and analyzing data, while maintaining human oversight.
  • Critical Thinking: Ability to interpret AI outputs, validate insights, and make informed business decisions.
  • Responsible AI Use: Awareness of ethical considerations, data privacy, and compliance when using AI solutions.
  • Adaptability and Continuous Learning: Commitment to upskilling and staying current with emerging technologies.
Posting End Date:
27 Aug 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Skills Required

  • 5+ years of Commercial Banking Portfolio Management experience, or equivalent experience, training, military experience, or education
  • 2+ years of leadership experience
  • Strong data-based decision-making and communication skills
  • Working knowledge of Microsoft Office
  • Post-graduation in Finance, Management, or equivalent
  • Advanced Excel and VBA knowledge
  • Flexibility to work across Wells Fargo India locations and shift timings
  • Campus MBA or Six Sigma certification
  • Foundational AI literacy, including responsible use and evaluation of AI tools

Wells Fargo Compensation & Benefits Highlights

  • Retirement Support Retirement support is anchored by a dollar‑for‑dollar 401(k) match on employee contributions after one year of service, with an additional non‑matching company contribution for some lower‑paid employees. Access to an employee stock purchase plan further expands long‑term savings opportunities.
  • Parental & Family Support Family supports include up to 16 weeks of paid parental leave available from the first day of employment, plus paid critical‑caregiving leave and extensive backup care options. Fertility, adoption, and surrogacy programs are highlighted with meaningful coverage and reimbursements, including a combined lifetime maximum up to $35,000 for eligible expenses.
  • Healthcare Strength Health coverage is comprehensive from day one, spanning medical, dental, vision, mental health, prescriptions, and preventive care often fully covered in‑network. Employer cost‑sharing is emphasized alongside no‑cost counseling through the EAP within plan limits.

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The Company
HQ: San Francisco, CA
205,000 Employees
Year Founded: 1852

What We Do

Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.2 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it — Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.” All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.

Why Work With Us

We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.”

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