CAT Claims Specialist

Posted 3 Days Ago
Be an Early Applicant
Hiring Remotely in US
Remote
Mid level
Insurance
The Role
Investigate and manage catastrophe property claims from initial fact-finding through coverage decisions, reserves, payments, mediation, appraisal, and resolution. The role coordinates inspections and external experts, analyzes policy coverage, documents claim activity, communicates with insureds and stakeholders, prepares correspondence, and escalates approvals when needed. It requires at least three years of property and casualty insurance experience, a Florida 620/720 license, additional state licenses within 90 days, and Microsoft proficiency.
Summary Generated by Built In

At Frontline Insurance, we are on a mission to Make Things Better, and our Catastrophe Claims Specialist plays a pivotal role in achieving this vision. We strive to provide high quality service and proactive solutions to all our customers to ensure that we are making things better for each one.


What makes us different? At Frontline Insurance, our core values – Integrity, Patriotism, Family, and Creativity – are at the heart of everything we do. We’re committed to making a difference and achieving remarkable things together. If you’re looking for a role, as a Catastrophe Property Claims Adjuster, where you can make a meaningful impact and grow your career, your next adventure starts here!


Our Catastrophe Claims Specialist enjoy robust benefits:

  • Remote work schedule!
  • Health & Wellness: Company-sponsored Medical, Dental, Vision, Life, and Disability Insurance (Short-Term and Long-Term).
  • Financial Security: 401k Retirement Plan with a generous match.
  • Work-Life Balance: Four weeks of PTO and Pet Insurance for your furry family members.


What you can expect as a Catastrophe Claims Specialist:

  • Investigate and verify loss details to determine coverage under the policy.
  • Manage the full claims process, including fact-gathering, policy analysis, coverage recommendations, and issuing payments within authority.
  • Coordinate property inspections and maintain consistent communication with insureds throughout the claim lifecycle.
  • Determine appropriate investigative steps and engage external experts when necessary.
  • Review claim documentation to establish facts and make timely decisions.
  • Maintain thorough documentation of all claim activities and communications.
  • Monitor and respond promptly to emails, calls, and inquiries.
  • Establish and update reserves based on claim developments.
  • Communicate clearly with all parties involved—insureds, adjusters, attorneys, and contractors—to provide updates and resolve inquiries.
  • Submit timely reserve and payment approvals and escalate for management review as needed.
  • Draft Reservation of Rights or denial letters, subject to managerial approval.
  • Identify claims suitable for mediation or appraisal and initiate alternative dispute resolution processes.
  • Attend mediations and leverage negotiation skills to resolve disputed claims.
  • Oversee the appraisal process to ensure timely and effective resolution.


What we are looking for as a Catastrophe Property Claims Adjuster:

  • Bachelor’s degree in related field preferred
  • Minimum of 3 years of experience in Property & Casualty Insurance or equivalent of combination of education and experience
  • Maintain a Florida 620/720 License; ability to obtain Alabama, North Carolina, South Carolina, Virginia, and Georgia licenses within 90 days of hire
  • Proficient in Microsoft programs


Why work for Frontline Insurance?

At Frontline Insurance, we’re more than just a workplace – we’re a community of innovators, problem solvers, and dedicated professionals committed to our core values: Integrity, Patriotism, Family, and Creativity. We provide a collaborative, inclusive, and growth-oriented work environment where every team member can thrive.


Frontline Insurance is an equal-opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.

Skills Required

  • Minimum of 3 years of experience in Property and Casualty Insurance or an equivalent combination of education and experience
  • Maintain a Florida 620/720 License
  • Obtain Alabama, North Carolina, South Carolina, Virginia, and Georgia licenses within 90 days of hire
  • Proficiency in Microsoft programs
  • Bachelor's degree in a related field
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The Company
HQ: Lake Mary, FL
345 Employees
Year Founded: 1998

What We Do

At Frontline Insurance, we’re more than an insurance company. We’re your partner in protecting what matters most in your life. We bring peace of mind to your home, liability and property insurance needs by listening, understanding and responding with reliable, competitively priced insurance policies and individual attention. We provide coverage and a level of service that’s above and beyond the expected. And if you experience a loss, we work as a partner to make you whole again, resolving your concerns, as well as your claims. Frontline Insurance is a group of independent insurance companies serving coastal homeowners throughout the Southeast United States in Florida, Georgia, Alabama, North Carolina, and South Carolina. We offer homeowners a financially stable, proven insurance company with a record of superior claims service. Our partnership, experienced insurance agents and willingness to go the extra mile ease the burden that comes with experiencing a loss – and make your search for quality homeowners insurance at competitive rates simple and straightforward.

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