Business Analyst - Employee Benefits

Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

Role Purpose

We are seeking an experienced Business Analyst to act as a strategic link between business stakeholders, data teams, technology partners, solution providers, and the wider BA practice. The initial focus of this role will be to support our US Employee Benefits business, helping to shape scalable processes, systems, and capabilities as the business continues to grow. This role requires a strong career BA who can operate with limited supervision, confidently engage with stakeholders at different levels, and bring structure, clarity, and momentum to complex initiatives.

While Employee Benefits experience would be advantageous, the emphasis is on strong business analysis capability, including requirements gathering, process design, prioritisation, stakeholder engagement, and the ability to support delivery across a wider transformation portfolio where required.

Key Responsibilities

• Lead workshops, interviews, playback sessions, and prototyping activities to elicit, validate, and refine business requirements.
• Analyse business problems, processes, data flows, user journeys, and operating models, translating them into clear and actionable requirements.
• Support the US Employee Benefits business as an initial focus area, while also contributing to wider portfolio initiatives across the BA practice where business demand requires.
• Collaborate with business stakeholders, technology providers, product owners, delivery teams, and solution partners to shape practical, scalable solutions.
• Lead prioritisation discussions, helping stakeholders make informed trade-offs based on business value, risk, complexity, and delivery impact.
• Document current-state and future-state processes aligned to the Target Operating Model, with a focus on scalability, control, efficiency, and adoption.
• Act as a key liaison between business users and delivery teams to ensure requirements are clearly understood, challenged where appropriate, and accurately implemented.
• Support user readiness and change adoption by contributing to training, communications, process guidance, and operational handover.
• Work as part of the wider BA practice, sharing good practice, supporting consistency of standards, and contributing to improved BA capability across the portfolio.
• Bring a proactive, consultative mindset, challenging assumptions, identifying opportunities for improvement, and helping shape modern, technology-enabled business outcomes.

Key Skills & Experience

• Proven background as a Business Analyst, with strong experience in requirements elicitation, analysis, documentation, process design, stakeholder engagement, and delivery support.
• Able to operate independently with limited supervision, bringing structure and clarity to ambiguous or fast-moving environments.
• Strong stakeholder management skills, including the ability to engage confidently with senior stakeholders, challenge constructively, resolve conflicting priorities, and drive alignment.
• Experience supporting technology, data, operational, or digital transformation initiatives, ideally within insurance, broking, financial services, consulting, or another complex regulated environment.
• Strong understanding of BA tools and techniques, including process mapping, user stories, acceptance criteria, business rules, gap analysis, prioritisation, and requirements traceability.
• Comfortable working across multiple initiatives or business areas as demand changes.
• Employee Benefits, Health & Benefits, or insurance broking experience would be advantageous, but is not essential.
• Strong communication skills, with the ability to translate business needs into clear delivery artefacts and explain complex topics in a simple, structured way.
• Commercially aware, pragmatic, and delivery-focused, with the ability to balance business value, user needs, risk, and implementation complexity.
• Collaborative mindset, with a willingness to contribute to the wider BA community and support consistent BA standards across the portfolio.

Compensation and Benefits
 

The expected base salary range for this role is $130,000 - $160,000; actual base salary will be determined based on factors including candidate experience and work location. This role is classified as exempt under the Fair Labor Standards Act (FLSA).

In addition to a competitive base salary, employees are eligible to receive a discretionary bonus. Howden also offers a variety of benefits and programs, subject to eligibility, including:
Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts

• 401(k) retirement plan
• Flexible Paid Time Off and paid parental leave
• Life and Disability insurance

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:

• Our successes have all come from someone brave enough to try something new

• We support each other in the small everyday moments and the bigger challenges

• We are determined to make a positive difference at work and beyond

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs.  Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.