Backend Engineer, AI

Reposted One Month Ago
New York, NY, USA
In-Office
165K-200K Annually
Mid level
Blockchain • Fintech • Payments • Financial Services • Cryptocurrency • Web3 • Infrastructure as a Service (IaaS)
Rain is building the global payments infrastructure for the stablecoin era.
The Role
Join Rain's AI team as a Backend Engineer to build scalable backend systems and AI-powered features while collaborating with business teams.
Summary Generated by Built In
About the Company

Rain is the global stablecoin payments platform for enterprises, neobanks, platforms, developers, and AI agents. Our technology allows partners to move, store, and use stablecoins instantly and compliantly through global payment cards, rewards, on/offramps, wallets, and cross-border rails. As both a Visa and Mastercard Principal Member, Rain issues cards that work at more than 175 million merchant locations in over 220 countries and territories. Built natively for stablecoins and trusted by more than 100 organizations worldwide, Rain delivers secure, scalable infrastructure that makes money move freely and instantly around the world.

You will have the opportunity to deliver massive impact at a hypergrowth company backed by some of the top investors in fintech, crypto, and SaaS. In January 2026, we closed a $250M Series C led by ICONIQ, valuing Rain at $1.95B, with Sapphire Ventures, Dragonfly, Bessemer Venture Partners, Galaxy Ventures, FirstMark, Lightspeed, Norwest, and Endeavor Catalyst also participating. If you're curious, bold, and excited to help shape a borderless financial future, we'd love to talk.

Our Ethos

We believe in an open and flat structure. You will be able to grow into the role that most aligns with your goals. Our team members at all levels have the freedom to explore ideas and impact the roadmap and vision of our company.

About the Team

You'll be one of the first engineers on Rain's new AI team. We're building from the ground up internal systems that make our operations smarter and customer-facing infrastructure at the intersection of AI agents, fintech, and stablecoins, including some of the first agentic payment systems in production. If you want to shape how AI gets built into a payments company, this is the role.

What You'll Do
  • Be a critical part of the technical and product roadmap

  • Build and scale the backend systems, APIs, and data pipelines that power Rain

  • Design and ship AI-powered features, agents, and automation into our core platform

  • Build shared AI infrastructure: composable tool interfaces, eval frameworks, and permission-aware data access

  • Rapidly ship new capabilities to our customers and internal teams

  • Work embedded with the business, understand the workflows you're building for firsthand

What We're Looking For
  • Experience with Node.js and other backend technologies

  • 1–3+ years building production systems that use LLMs, tool calling, structured outputs, prompt architecture, retrieval patterns

  • A builder mentality, someone who experiments with side projects

  • Comfortable with ambiguity, you can take a loosely defined problem, make decisions, and ship

  • This position is for folks with 3–8+ years of experience, compensation will be based on experience

Nice to Have
  • Eval framework design, building systematic ways to measure AI quality

  • Fintech experience (neobank or card issuing experience gets extra brownie points)

  • Experience building internal tools or platform systems at a growth-stage company

Things that enable a fulfilling, healthy and happy experience at Rain:

Unlimited time off 🌴 Unlimited vacation can be daunting, so we require Rainmakers to take 10 days minimum for themselves.

Flexible working ☕ We support a flexible workplace – work from home, come into an office, or both. We want everyone to work in an environment where they're their most confident and productive selves. New Rainmakers receive a stipend to set up a comfortable home workspace.

Easy to access benefits 🧠 For US Rainmakers, we cover 95% of your health, dental, and vision plan costs and 90% for your dependents, plus a 100% company-subsidized life insurance plan.

Retirement goals💡 Plan for the future with confidence. We offer a 401(k) with a 4% company match.

Equity plan 📦 Every Rainmaker gets an equity option plan so we all benefit from our success.

Health and Wellness 📚 High performance begins from within. Rainmakers receive a monthly stipend to be used for eligible health and wellness spending like gym memberships/fitness classes, massages, acupuncture - whatever recharges you!

In-office meals 🍜 Rainmakers working from the office enjoy lunch and dinner on us, covered with a DoorDash credit.

Team summits ✨ Summits play an important role at Rain. Time together helps us build relationships and a common destiny. Expect team and company offsites, both domestic and international.

Skills Required

  • 1-3+ years building production systems that use LLMs
  • Experience with Node.js
  • 3-8+ years of experience

What the Team is Saying

Shai
Jennifer
Javier
Christy
Miles
David

Rain Compensation & Benefits Highlights

  • Healthcare Strength Health coverage is described as 95% employer‑paid for medical, dental, and vision for employees, with a 100% company‑subsidized life insurance plan also noted. Dependents receive substantial support as well, indicating a robust healthcare offering.
  • Equity Value & Accessibility Equity is offered to all team members, positioning ownership as a core component of total rewards and potential upside. This broad access to equity aligns compensation with company growth.
  • Wellbeing & Lifestyle Benefits Monthly wellness stipends and a home‑office setup stipend are provided alongside in‑office meals/credits and regular events/offsites. These offerings support day‑to‑day wellbeing and practical work setup needs.

Rain Insights

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The Company
HQ: New York, NY
100 Employees
Year Founded: 2021

What We Do

Our technology makes it easy for companies—from fast-growing startups to global fintechs—to integrate stablecoins into their products, platforms, and payment flows. Whether they’re launching a credit card program, enabling cross-border payments, or embedding wallets, Rain builds the tools to do it fast, flexibly, and compliantly. We’re built for the next generation of global finance. Our infrastructure combines the stability of trusted payment networks with the power of Web3—multi-chain support, 7-day-a-week settlement, and seamless stablecoin interoperability. We help companies unlock real-world use cases for digital assets without the regulatory headaches or crypto complexity. Rain is a Visa Principal Member and is trusted by over 130 organizations worldwide. We’ve processed hundreds of millions of dollars in transactions across 150+ countries—and we’re just getting started. If you’re excited about building the future of payments, we’re always looking for more Rainmakers to help us make money move—instantly, globally, and securely.

Why Work With Us

Rain is building frontier fintech at a moment of real regulatory clarity, which has unlocked a massive new market for stablecoins. Backed by top institutional and crypto-native investors, we’re a lean team with a big mission. All Rainmakers take on real ownership, tackle complex problems, and have fun doing it.

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Rain Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

Typical time on-site: 4 days a week
Company Office Image
HQNew York Headquarters
Our NYC office is located in the heart of Soho. We're surrounded by great shops, cafes, and restaurants, and conveniently located near multiple express and local subways.

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