Backend Engineer | AI Spend Management

Posted 20 Days Ago
Hiring Remotely in New York, NY, USA
Remote or Hybrid
204K-280K Annually
Senior level
Fintech • Financial Services
Ramp helps thousands of businesses control spend, save time, automate busywork—and save an average of 3.5%.
The Role
Build and operate backend services, APIs, integrations, data models, and processing workflows for AI spend visibility and management. Ingest and transform usage and billing data from external providers, ensure reliability and accuracy, own projects through production, and collaborate cross-functionally. Improve system performance and observability while contributing to design reviews, code reviews, mentorship, and initiatives such as inference accounting.
Summary Generated by Built In
About Ramp

Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $275B in annualized spend flows in and out of 85,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.

The problems are high-stakes, data-dense, and unforgiving.

We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.

The median Ramp customer saves 7.5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.

If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.

About the Role

Ramp’s AI Spend Management team helps finance and technical teams understand and manage what they spend across AI providers and subscriptions. We are building the third pillar of finance. The product brings provider usage and billing information together so customers can see where costs come from, attribute spend, and act on it with greater confidence.

We’re looking for a senior backend engineer to build the systems behind that experience. You’ll own substantial projects from design through production, turn data from different providers into dependable product experiences, and work with product, design, data, and engineering partners to make complex spend information useful to customers. You will be involved in key company initiatives such as inference accounting, and figuring out new and novel ways to help companies not just manage, but think about their AI Spend.

What You’ll Do
  • Design and build backend services and APIs that support AI spend visibility, attribution, insights, and controls

  • Build and improve integrations that ingest usage and billing information from supported providers

  • Taking the data from those integrations and converting it into helpful structures for external customers, and internal product consumers

  • Create reliable data models and processing workflows that make spend information accurate, traceable, and useful across the product

  • Own projects from technical design through launch, monitoring, and iteration

  • Improve the reliability, performance, and observability of systems as customer usage and provider coverage grow

  • Partner with product, design, data, and engineering teammates to turn customer needs into practical solutions

  • Raise the engineering bar through thoughtful design reviews, code reviews, and mentorship

What You’ll Need
  • Experience designing, building, and operating production backend systems, including APIs, data models, and asynchronous workflows

  • Strong judgment about system design, data correctness, reliability, and when to keep a solution simple

  • A track record of independently owning complex projects and shipping high-quality software

  • Experience working with external data sources or integrations where data quality and changing interfaces matter

  • Comfort working through ambiguous product problems with cross-functional partners

  • Clear communication and a collaborative approach to technical decisions and feedback

Nice to Haves
  • Experience with usage metering, billing, spend management, or financial data products

  • Experience integrating with AI providers or other third-party usage and billing APIs

  • Experience building attribution, alerts, limits, or other systems that help customers understand and manage spend

Benefits available to all full-time Ramp employees (Global)
  • Flexible PTO

  • Centralized home-office equipment ordering

  • Health and wellness stipend

  • Budget for intra-office travel

  • Weekly coffee stipend

United States
  • 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents

  • One Medical annual membership

  • 401(k), including employer match on contributions made while employed by Ramp

  • Fertility HRA (up to $10,000 per year)

  • Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay

  • Pet insurance

  • In-office perks: lunch, snacks, drinks, and more

  • Relocation expense coverage to NYC or SF (if needed)

Canada
  • Group medical, dental, and vision coverage through Sun Life

  • Life, AD&D, and disability coverage

  • Fertility drug coverage (up to $4,000 lifetime)

  • Group Retirement Plan with employer match (RRSP + DPSP)

  • Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay

  • Employee Assistance Program and virtual care through Lumino Health

United Kingdom
  • Private medical insurance through Freedom Elite

  • Virtual GP and at-home care via eMed x Livi

  • Workplace pension through Penfold, with salary sacrifice option

  • Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay with additional time available at reduced pay

Referral Instructions

If you are being referred for the role, please contact that person to apply on your behalf.

 
Other notices

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

 

Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.

 

Ramp Applicant Privacy Notice

Skills Required

  • Experience designing, building, and operating production backend systems
  • Experience with APIs, data models, and asynchronous workflows
  • Strong judgment regarding system design, data correctness, and reliability
  • Track record of independently owning complex projects and shipping high-quality software
  • Experience working with external data sources or integrations where data quality and changing interfaces matter
  • Ability to work through ambiguous product problems with cross-functional partners
  • Clear communication and collaborative approach to technical decisions and feedback
  • Experience with usage metering, billing, spend management, or financial data products
  • Experience integrating with AI providers or third-party usage and billing APIs
  • Experience building attribution, alerts, limits, or systems that help customers understand and manage spend

Ramp Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Ramp and has not been reviewed or approved by Ramp.

  • Fair & Transparent Compensation — Fair & Transparent Compensation: Pay is positioned as competitive or top-of-market in core technical roles, with strong base pay and total compensation ranges cited for engineers and product roles. Compensation is also framed as including meaningful equity alongside salary, making offers feel compelling versus many startup benchmarks.
  • Healthcare Strength — Healthcare Strength: Healthcare coverage is described as comprehensive, often including medical, dental, and vision, with additional primary-care access via a One Medical membership. The package is portrayed as above-average on employer coverage for employees, increasing perceived value of the benefits bundle.
  • Retirement Support — Retirement Support: A 401(k) with an employer match is consistently included as a core benefit. Immediate or meaningful matching is presented as a concrete financial benefit that goes beyond a basic plan offering.

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The Company
HQ: New York, NY
450 Employees
Year Founded: 2019

What We Do

Ramp is building the next generation of finance tools—from corporate cards and expense management, to bill payments and accounting integrations—designed to save businesses time and money with every click. More than 10,000 customers cut their expenses by 3.5% per year and closing their books 8x faster by switching to the Ramp platform. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment software in America and enables billions of dollars of purchases each year. Ramp continues to grow at an increasingly large scale, more than doubling its revenue run rate in the first half of 2022. Valued at $8.1 billion, Ramp's investors include Founders Fund, Stripe, Citi, Goldman Sachs, Coatue Management, D1 Capital Partners, Redpoint Ventures, General Catalyst, and Thrive Capital, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart. Ramp was named Fast Company’s most innovative finance company in 2022.

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