The Enterprise Risk Management (ERM) team is responsible for management, monitoring, reporting and oversight of risk on an enterprise level. The agile structure of the ERM team allows individuals to gain exposure to different functional areas and develop a broad understanding of risks to which the company is exposed and which the company must navigate.
This position will be responsible for supporting research and development of leading-edge quantitative risk models and practices. In this role you will work collaboratively with different functional areas of the organization touching on all aspects of investment, market, and capital risk. The position will require the right mix of technical and communication skills alongside significant interaction and partnership expected with key areas such as Inforce Projections, Valuation, Pricing, ALM, Investments and Finance.
Key Responsibilities:
- Expand and enhance processes and models for the efficient measurement and monitoring of investment, market, and capital risk.
- Research and leverage AI to build advanced analytical techniques to examine and derive risk insights, metrics, and attribution.
- Expand understanding of the company’s financials under different accounting and capital regimes, product mixes, and investment strategies.
- Develop and enhance processes to support risk reporting on the company’s Strategic Risk Appetite.
- Produce thoughtful, accurate analysis to support all strategic and tactical Enterprise initiatives, including large-scale portfolio trades, M&A, reinsurance, strategic business partnerships, stress-testing, and quantitative model reviews.
- Work with Inforce Projections, Valuation, Pricing, ALM, Investments and Finance teams on any relevant projects.
Qualifications:
- Undergraduate degree in quantitative business discipline such as finance, economics, or accounting
- 2-4 years’ experience in financial services is required; insurance preferred
- Understanding of asset-liability matching principles
- Understanding of risk/return relationships of fixed income asset classes and how economic indicators such as inflation and interest rates impact such assets
- Strong analytical and critical‑thinking skills with the ability to work with large and complex data sets
- Knowledge of accounting principles and financial statements both in reported financials and projection models
- Strong problem-solving skills and the ability to explain results, both oral and written
- Advanced Microsoft Excel proficiency, including complex formulas, pivot tables and data analysis
Protective Life Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Protective Life and has not been reviewed or approved by Protective Life.
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Retirement Support — A pension plan alongside a 401(k) with employer match is repeatedly highlighted and considered a standout feature. Feedback suggests these offerings provide strong long‑term financial security.
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Healthcare Strength — Medical, dental, vision, and prescription coverage are complemented by HSA/FSA options with company contributions and wellness incentives. Feedback suggests the breadth of health benefits is comprehensive.
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Leave & Time Off Breadth — Paid time off and holidays are frequently cited as positives, with parental leave and adoption assistance available. Feedback suggests time‑off policies support work‑life balance.
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What We Do
Protective Life Corporation (Protective) provides financial services through the production, distribution and administration of insurance and investment products throughout the United States. Protective traces its roots to its flagship company founded in 1907, Protective Life Insurance Company. Throughout its more than 110-year history, Protective’s growth and success can be largely attributed to its ongoing commitment to serving people and doing the right thing — for its employees, distributors and, most importantly, its customers. Protective’s home office is located in Birmingham, Alabama, and its 3,000+ employees work across the United States. As of June 30, 2020, Protective had assets of approximately $123 billion. Protective Life Corporation is a wholly owned subsidiary of Dai-ichi Life Holdings,
