Associate Director, High Net Worth Underwriting

Posted 14 Hours Ago
Be an Early Applicant
2 Locations
In-Office or Remote
Expert/Leader
Insurance
The Role
Lead high-net-worth life underwriting decisions, handle complex cases per company guidelines, support clients and internal stakeholders, contribute to product design, guidelines, digital underwriting and data projects, and participate in operational and risk-management initiatives.
Summary Generated by Built In

You desire impactful work.
 

You’re RGA ready

RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 200 Company and listed among its World’s Most Admired Companies, we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.

A Brief Overview
Reporting to the Executive Director, HNW Underwriting, the Associate Underwriting Director/ Underwriting Director assumes responsibility for the risk selection in order to meet departmental objectives.
What you will do

  • UW Case handling in accordance with RGA standards, philosophy, and guidelines

  • Contribute to and/ or conduct client meetings, trainings, audits, forums, seminar, and other events with internal or external clients.

  • Provide on-site underwriting support for cases when necessary

  • Render prompt, efficient and courteous services to clients and ensure timely and quality service standards are met

  • Communicate effectively with clients and other stakeholders like pricing, business development, administration, claims, traditional/regional/global underwriting, medical team etc.

  • Contribute to develop new underwriting philosophy, guidelines, and process improvements

  • Review and provide inputs to product design, policy provisions, treaties, business development proposals and underwriting guidelines, initiatives, campaigns, and related requests in a timely manner in order to help develop business

  • Participate in Digital UW, data analytic and other projects, if require

  • Contribute to internal risk management, operational initiatives and special projects (e.g. data retention, underwriting systems, Facultative Reconciliation, GUM, UW Procedural Manual)

Qualifications

  • Bachelor’s Degree in Arts/Sciences (BA/BS) or equivalent experience required

  • 10+ Years life underwriting experience with 5 years in high net worth, preferably with reinsurance experience required

  • Strong foundation and understanding of underwriting philosophy required

  • Good interpersonal skills and the ability to manage difficult conversations required

  • Flexibility to handle diverse tasks in a fast-paced environment. required

  • Strong decision maker with innovative problem-solving ability required

  • Advanced oral and written communication skills in English required

  • Self-disciplined with ability to work autonomously required

  • Computer literate and proficiency in Microsoft Office including but not limited to Word, Excel, and Power Point, etc. required

  • Creative, flexible, self-motivated, and responsive required

  • Must be an “out of the box” thinker required

  • Works effectively both independently and in a team setting required

  • Highly adaptable to a rapidly changing environment required

  • Client focused (both external and internal) required

What you can expect from RGA:

  • Gain valuable knowledge from and experience with diverse, caring colleagues around the world.

  • Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.

  • Join the bright and creative minds of RGA, and experience vast, endless career potential.

We’re excited to get to know you and connect your unique skills with our global opportunities. To create a modern and seamless experience, we use artificial intelligence (AI) in parts of our preliminary screening process. This technology helps us personalize job recommendations, automate interview scheduling, evaluate candidates based solely on experience—without considering name, gender, or other personal details—and provide real-time answers through our chatbot. AI is used only during early screening and never makes hiring decisions. Your RGA recruiter will work closely with you every step of the way to ensure the process feels personal, thoughtful, and focused on you.

Skills Required

  • Bachelor's Degree (BA/BS) or equivalent experience
  • 10+ years life underwriting experience with 5 years in high net worth
  • Reinsurance experience
  • Strong foundation and understanding of underwriting philosophy
  • Ability to manage difficult conversations and strong interpersonal skills
  • Flexibility to handle diverse tasks in a fast-paced environment
  • Strong decision-making and innovative problem-solving ability
  • Advanced oral and written communication skills in English
  • Self-discipline and ability to work autonomously
  • Proficiency in Microsoft Office (Word, Excel, PowerPoint)
  • Creative, flexible, self-motivated, and responsive
  • Works effectively independently and as part of a team
  • Highly adaptable to a rapidly changing environment
  • Client-focused (internal and external)
Am I A Good Fit?
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The Company
HQ: Chesterfield, MO
3,164 Employees
Year Founded: 1973

What We Do

Reinsurance Group of America, Incorporated (RGA), a Fortune 500 company, is among the leading global providers of life reinsurance and financial solutions, with approximately $3.5 trillion of life reinsurance in force and assets of $92.2 billion as of December 31, 2021. Founded in 1973, RGA today is recognized for its deep technical expertise in risk and capital management, innovative solutions, and commitment to serving its clients. With headquarters in St. Louis, Missouri, and operations around the world, RGA delivers expert solutions in individual life reinsurance, individual living benefits reinsurance, group reinsurance, health reinsurance, facultative underwriting, product development, and financial solutions. To learn more about RGA and its businesses, visit our website at www.rgare.com.

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