Analyst - RWI

Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

Role: Analyst, Representations & Warranties Insurance

Location: Los Angeles or San Francisco

About Howden Private Capital Howden Private Capital is a leading transactional risk insurance brokerage advising private equity firms, corporations, lenders, investors, and their advisors on insurance solutions that facilitate transactions and protect value. Our professionals work across mergers and acquisitions, tax, structured solutions, credit, and other complex risk transfer products throughout North America.

Our team combines expertise from law, accounting, investment banking, consulting, and insurance to deliver innovative solutions for some of the most complex transactions in the market. We pride ourselves on an entrepreneurial culture, collaboration, technical excellence, and exceptional client service.

Job Summary

The Representations & Warranties Insurance (RWI) Analyst supports the execution of insurance placements for private equity sponsors, corporations, lenders, and their advisors engaged in mergers and acquisitions and other strategic transactions. This role provides exposure to complex deal structures, transactional insurance products, and financial and legal diligence processes.

The Analyst will work closely with senior brokers, insurers, legal counsel, accountants, and clients to support transaction execution, conduct analyses, review diligence materials, and assist with the placement of insurance programs. The ideal candidate is highly analytical, detail-oriented, intellectually curious, and eager to develop expertise at the intersection of M&A, insurance, and transaction advisory.

Key Responsibilities

Insurance Placement Support

• Support the execution of Representations & Warranties Insurance placements from initial engagement through policy issuance.

• Coordinate with insurers and transaction stakeholders throughout the underwriting process.

• Assist in preparing underwriting submissions, transaction summaries, insurer presentations, and client reports.

• Track diligence requests, underwriting timelines, and key transaction milestones.

• Support policy review and binding processes to ensure timely execution.

Analysis & Reporting

• Prepare analyses of transaction targets, diligence findings, insurance program structures, and insurer proposals.

• Assist in comparing coverage terms, exclusions, pricing, and retention structures across competing insurer quotes.

• Develop client-facing summaries and reports outlining insurance options and transaction risks.

• Maintain transaction data and contribute to internal reporting initiates.

Due Diligence Review

• Review legal, financial, tax, commercial, and operational diligence reports from a Representations & Warranties perspective.

• Identify material findings and summarize key issues for senior team members.

• Assist in evaluating potential underwriting concerns and coverage considerations.

Purchase Agreement Review

• Develop an understanding of fundamental M&A concepts and transaction documentation.

• Review purchase agreements and related transaction documents, including representations and warranties, indemnification provisions, and disclosure schedules.

• Learn how contractual risk allocation impacts insurance coverage and underwriting decisions.

RWI Policy Review

• Develop an understanding of core policy provisions, coverage enhancements, exclusions, and retention structures.

• Assist in reviewing policy drafts and documenting differences among insurer offerings.

• Build knowledge of market standards and insurer approaches to coverage.

Client & Insurer Communication

• Support communications among clients, insurers, attorneys, accountants, and internal stakeholders.

• Prepare meeting materials, underwriting call summaries, and follow-up documentation.

• Provide timely updates regarding transaction status and outstanding diligence items. • Participate in client and insurer meetings to develop market and transaction knowledge.

Professional Development

• Participate in ongoing technical, transactional, and insurance training programs.

• Develop an understanding of M&A processes, private equity transactions, and transactional risk insurance products.

• Build relationships across the organization and contribute to a collaborative, team-oriented culture.

Qualifications Education

• Bachelor's degree in Finance, Business, Economics, Accounting, Law, Risk Management, or a related field.

• Strong academic record required.

• Professional certifications such as JD, Bar Admission, CPA, CFA, or M&A-related credentials are advantageous but not required.

Experience

• 0-2 years of professional experience in insurance, financial services, investment banking, consulting, accounting, law, private equity, transaction advisory, or related fields.

• Relevant internship experience is strongly preferred.

• Prior exposure to mergers and acquisitions or transaction-related work is beneficial but not required.

Skills & Competencies

• Strong analytical and critical thinking abilities.

• Excellent organizational skills and attention to detail.

• Strong written and verbal communication skills.

• Ability to manage multiple priorities within a fast-paced transaction environment.

• Proficiency in Microsoft Excel, PowerPoint, and Word.

• Experience with Salesforce or similar CRM platforms is preferred.

• Collaborative mindset and willingness to learn.

• Strong work ethic, intellectual curiosity, and professionalism.

Compensation and Benefits 

The expected base salary range for this role is $80,000 - $100,000; actual base salary will be determined based on factors including candidate experience and work location. This role is classified as exempt under the Fair Labor Standards Act (FLSA). 

In addition to a competitive base salary, employees are eligible to receive a discretionary bonus. Howden also offers a variety of benefits and programs, subject to eligibility, including: 

• Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts 

• 401(k) retirement plan 

• Flexible Paid Time Off and paid parental leave 

• Life and Disability insurance 

Our sustainability promise  

We’re on a life-long journey to become an ever-more sustainable group. It's a commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared towards our goal of making a positive impact in the world. You can read more about our sustainability work here.

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:

• Our successes have all come from someone brave enough to try something new

• We support each other in the small everyday moments and the bigger challenges

• We are determined to make a positive difference at work and beyond

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs.  Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.