AML Specialist

At FTMO, we believe that company growth starts with people. We are a team that pushes forward together, supports one another, and celebrates shared achievements. Our environment creates space for talents to grow – individually, as a team, and across the whole company.
FTMO recently acquired OANDA Group, one of the world’s leading online trading groups. We are looking for a proactive, hands-on legal professional who will work as part of OANDA's AML Team. Someone who takes true ownership, actively manages legal risks, and drives corporate governance excellence across our retail brokerage.

OANDA's AML team is responsible for the onboarding AML-associated decisions across Europe and BVI Divisions, thereby ensuring that the onboarding of new clients is in adherence with relevant local regulations and legal requirements, in support of continued OANDA growth. You will collaborate closely with stakeholders across KYC Processing teams, the Anti-Financial Crime team, Sales, CCM, and CX teams, as well as the Compliance team.

• Onboarding AML-associated decisions and risk assessment, exercising both discretion and judgement, and using initiative to conduct appropriate investigations:

  • Reviewing and assessing individual new account applications.

  • Reviewing and assessing corporate new account applications (including determination of ultimate beneficial owners and verification of any discrepancies with the Central Register of Actual Beneficiaries (CRBR)).

  • Reviewing and assessing Professional and Experienced classification requests.

  • Reviewing and assessing new Affiliates/ IBs.

• SME (subject matter expert) and point of referral/ escalation for:

  • PIU updates.

  • Deceased clients.

  • Closing accounts.

  • Joint accounts.

  • Power of Attorney.

  • Application anomalies.

  • MiFID II data mismatches.

• Adherence to local regulations (e.g FCA and MFSA) and relevant AML laws, via adherence to procedures.

• Maintain an appropriate audit trail and documentation in all instances, to evidence/support the review and assessment of each onboarded applicant/ query.

• Local point of escalation for all referrals/ suspicions, and when necessary, following investigations and use of initiative, refer to the Team Manager for further review and investigation.

• Operate effectively and efficiently to ensure that personal variable volume lead quantitative targets are met, as well as qualitative expectations.

• Identify areas for development, in terms of: operational process, systems and individual training needs.

• Other duties as required.

• Minimum 2 years' experience of processing new account applications, both individuals and corporates.

• Ability to work independently and multi-task with minimal supervision.

• Excellent decision-making, time management and organisational skills.

• Strong written and verbal communication skills in English, and solution-focused.

• Extensive knowledge and experience of UK and EU regulations and AML obligations.

• AML-focused, with firm grasp of the purpose of the underlying regulatory and legal requirements.

• Enquiring mind.

• AML risk recognition, problem-solving with maximum attention to detail.

• Perform well under pressure.

• Client focussed/ centric approach.

• We are a Czech fintech that, since 2015, has grown from an idea into a global project. 🚀

• 300+ amazing teammates. We’re a great team who learn from each other every day.🤜🤛

• How do we work? We focus on meaningful work and open communication, while only adopting processes that make our lives easier.

• Prague, Národní třída. Enjoy our modern offices at the Quadrio shopping center, offering beautiful views and excellent accessibility.

• What if I don’t trade? No worries. We’ll show you what our product is all about and introduce you to the basics of trading.

• Free fruit, snacks, and coffee are always within reach in the office.

• How do we promote strong relationships and well-being? Company cottage, team building events, and running club.

• Flexible hybrid model. We prefer collaborating in person to keep the team spirit high, but we offer the flexibility you need to stay balanced.
  

*The benefits mentioned above apply to FTMO on-site employees in our Prague office.