At First PREMIER Bank and PREMIER Bankcard, we’ve created a culture that emphasizes personal success, respect, health, and wellness, fun and giving back. This is an environment where you will be rewarded, valued, and celebrated for your hard work.
We offer a robust and expanded package of health benefits, incentives, paid time off and growth and career advancement opportunities. We celebrate our employees and show our appreciation with private concerts, outdoor bashes, cash and car giveaways and more! See some of our epic celebrations and employee recognitions.
Considered one of the nation’s strongest financial organizations, we’ve achieved our success by embodying the views and values of The PREMIER Way. From our CEOs to the newest hires, we all follow these shared views and values to guide us on how to treat our customers, co-workers and communities. The PREMIER Way also serves as a roadmap on how to be successful inside and outside of the workplace. We believe in investing in our employees, their families and our communities.
Job Description:
Location: Sioux Falls, SD
Company: First PREMIER Bank
Job Status: Full-Time
About the Role
Responsible for the accurate and timely processing of ACH transactions, ensuring the secure handling of electronic files and compliance with internal procedures. Monitors file integrity, identifies discrepancies, and supports internal teams and customers by addressing ACH-related inquiries, contributing to the smooth and secure operation of the bank’s payment processing.
Job Duties and Responsibilities
Essential duties and responsibilities include the following. Other duties may be assigned.
- Ensures that incoming and outgoing ACH transactions such as direct deposits, bill payments, vendor payments, and government benefits, are processed accurately and on time.
- Monitors and validates daily ACH file transmissions by comparing client-submitted transmittal forms against corresponding ACH file balances. Identifies and escalates any discrepancies that may indicate potential fraud or irregular processing activity.
- Collects electronic ACH files from customers via secure file transfer protocols (SFTP). Transfers files to designated holding folders, initiates processing through the ACH engine, and ensures secure and timely transmission to the ACH operator for final delivery to The Clearing House (TCH).
- Assists internal departments or customers with general ACH-related inquiries via phone or email.
- Identifies errors or exceptions in the ACH file and raises up to management for approval.
- Clearly and effectively shares information with clients, team members, or departments, both verbal and in writing.
- Accurately processes and reviews information, ensuring no errors are made.
- Evaluates information, identifies patterns or discrepancies, and solves problems logically.
- Prioritizes tasks and manages workload efficiently to meet deadlines.
- Takes initiative, manages tasks without constant supervision, and follows through to completion.
Skills and Qualifications
- High school diploma or GED required.
- Some college coursework or 1-2 years of experience in banking operations, financial systems, or regulatory compliance is preferred.
- Basic knowledge of Microsoft Office and general computer skills are required.
Competitive Benefits Package
- Full medical benefits when working 20+ hours per week
- Traditional and High Deductible health plan options available
- FREE dental and vision coverage
- Generous Paid Time Off plans
- 401(k) – dollar-for-dollar match up to 5% of total compensation
- Special discounts and offers for events at the Denny Sanford PREMIER Center
- PREMIER Wellness Program
- Paid Community Volunteer Hours – PREMIER averages 30,000 hours per year
- Fun Employee Parties
Our Culture
- We have an emphasis on personal success, respect, health, wellness, fun and giving back
- Employees are rewarded, valued, and celebrated for hard work.
- Career advancement opportunities is a way PREMIER leaders show they care.
- Appreciation is shown
Skills Required
- High school diploma or GED
- Some college coursework
- 1-2 years of experience in banking operations, financial systems, or regulatory compliance
- Basic knowledge of Microsoft Office and general computer skills
What We Do
First PREMIER Bank and PREMIER Bankcard are considered one of the strongest financial organizations in the nation. We’ve achieved our success by embodying the views and values of The PREMIER Way. Our customers are the number one reason we exist. Our employees are our most valuable resource, and serving others is our foundational core. We are an American Banker Magazine’s “Best Banks to Work For”, one of the top 15 issuers of Mastercard® credit cards and believe in always doing what’s right for our employees, customers and communities. We are active supporters of more than 700 charities and non-profits. Our employees also contribute over 30,000 hours of community service annually. Member FDIC. Equal Housing Lender. AA/EOE. About First PREMIER Bank First PREMIER Bank is a Sioux Falls-based financial industry leader with nearly $3 billion in total assets. We serve our local, regional and national clients with pride and personal customer care. First PREMIER is consistently ranked as a top-performing bank for asset size by the American Banking Association’s Banking Journal. Most recently, we were named the Best Performing Large Community Bank in the Nation by S & P Global Market Intelligence. About PREMIER Bankcard Second chances are our first priority. As the 12th largest issuer of Mastercard® credit cards, we're proud to have millions of cardholders nationwide - good people who may have had less-than-perfect credit and need someone on their side. Along with a second chance, we also provide award-winning U.S. based customer service and are the recipients of three silver and three bronze Stevie Awards for customer service (Contact Center of the Year, Customer Service Dept. of the Year, Most Valuable Response by a Customer Service Team.)
