Account Resolution Specialist

Posted 7 Days Ago
Be an Early Applicant
Evansville, IN, USA
In-Office
Entry level
Fintech
The Role
Contacts delinquent and charged-off loan customers by telephone to negotiate repayment or settlement arrangements. Documents account activity, maintains customer information, meets call and quality standards, and works toward production goals while complying with FDCPA and state regulations. The role requires strong communication, persuasion, negotiation, problem-solving, confidentiality, and self-management skills. Collections or call center experience is preferred.
Summary Generated by Built In

The Account Resolution Specialist contacts delinquent, charged-off customers to arrange for repayment or settlement of account balances. Primary responsibility is collecting on various loan types.

In the Role

  • Initiate contact with customers via telephone regarding charge off accounts while arranging repayment and/or settlement of accounts in accordance with all applicable laws, policies, and procedures
  • Negotiate with customers to resolve accounts.
  • Maintain and notate all appropriate information and documentation regarding customer and account status on computer system and provide same to others involved with collections of accounts
  • Meet departmental call and QA standards
  • Work in a goal-oriented environment to meet production indicators.
  • Maintain compliance with FDCPA (Fair Debt Collection Practices Act) and state regulations

Requirements

  • Education - High School diploma or GED
  • An in-depth understanding of collections and negotiation skills
  • Strong negotiation skills to resolve escalated calls
  • A high degree of self-management to successfully prioritize workday
  • Excellent communication, persuasion and problem-solving skills
  • Ability to maintain confidentiality and sensitive information

Preferred

  • Collections / Call Center experience strongly preferred
  • Sales experience is desirable

Location:  Evansville, IN – In Office

Business hours are Monday through Thursday 7A-7PM. Friday 7AM-5PM, and Saturdays (closed first Saturday of the month) 8AM-12PM.

Schedule requirements are 1 night a week until 7PM, 1 Friday a month until 5PM, 1 Saturday a month 8-12, and a flexible schedule thereafter

Who we Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:

  • Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
  • Up to 4% matching 401(k)
  • Employee Stock Purchase Plan (10% share discount)
  • Tuition reimbursement
  • Paid time off (15 days’ vacation per year, prorated based on start date)
  • Paid sick leave as determined by state or local ordinance (prorated based on start date)
  • 11 Paid holidays (4 floating holidays, prorated based on start date)
  • Paid volunteer time (3 days per year, prorated based on start date)

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.

Skills Required

  • High school diploma or GED
  • In-depth understanding of collections
  • Strong negotiation skills, including resolving escalated calls
  • Ability to self-manage and prioritize work
  • Excellent communication, persuasion, and problem-solving skills
  • Ability to maintain confidentiality and handle sensitive information
  • Collections or call center experience
  • Sales experience

OneMain Financial Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about OneMain Financial and has not been reviewed or approved by OneMain Financial.

  • Retirement Support Retirement benefits include a 401(k) with a dollar-for-dollar match up to 4% after six months, supporting long-term savings. An employee stock purchase plan with a 10% discount adds another ownership-oriented reward element.
  • Leave & Time Off Breadth Time-off offerings include vacation that can grow to five weeks, paid holidays, personal days, sick time, and three paid volunteer days. Paid parental leave is offered at 100% pay for six weeks, adding to the overall leave mix.
  • Flexible Benefits A broad menu of benefits spans HSAs/FSAs, disability coverage, life and long-term care solutions, tuition reimbursement, and voluntary options like pet insurance and legal assistance. Backup child/elder care and adoption assistance further widen the set of selectable supports.

OneMain Financial Insights

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The Company
HQ: Baltimore, Maryland
5,386 Employees
Year Founded: 1912

What We Do

OneMain provides personal loans with one on one, local service at branches nationwide. Our personalized loan solutions offer customers a simple and straightforward loan application, fixed rates, fixed payments, clear terms and multiple payment options.

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