KEY RESPONSIBILITIES
- Proactively monitor credit quality through early recognition of signs of deterioration inclusive Restructure & Reschedule & identified early high risk customers.
- To call/ engage on the repayment of SMEs loan on timely manner
- To call/ engage with potential R&R /High risk customers or renewal customers in order to obtain documents & appointment for site visit with SMEs requiring R&R or renewal
- Review, and Submit Restructure & Reschedule (“R&R”) applications for approval for PLM customers
- Ensure completion of the R&R request via acceptance & implementation to the customer & correct updates in the system
- Ensure update on SME customers on the approved renewal conditions & the next review date, ensure the internal system update is done correctly
- Ensure all credit related matters to be in compliance to the bank’s credit policy and guidelines to ensure no adverse credit audit.
- Downgrade and cut over of NPL accounts.
- Manage all suppliers inclusion for Trade financing, extension for Term Loan drawdown, revision of interest, issuance of CA form (in the absence of Admin staff), insurance related matter, AQAD renewal, settlement , discharge, loan statements request assignment, consent request and other operational request, file cut over etc.
- Management of inquires and request from customers, COD, BDM, CBBC ARM and branches.
REQUIREMENTS
- Degree / Professional qualifications in Business, Accounting, Banking, Finance, Economics or other related disciplines.
- 2 years and above working experience in credit with exposure to SME credit processing, credit review and loan documentation.
- Possess good credit writing and analytical skills
- English - Excellent in speaking and writing
Skills Required
- Degree or professional qualifications in Business, Accounting, Banking, Finance, Economics or related disciplines
- 2 years and above working experience in credit processing, credit review, and loan documentation
- Possess good credit writing and analytical skills
- Excellent in speaking and writing English
What We Do
We are a multinational regional financial services provider that is committed to deliver complete solutions to our clients through differentiated segment offerings and an ecosystem that supports simple, fast and seamless customer experience, underpinned by cohesive and inspired workforce and relationship built with stakeholders Headquartered and listed in Malaysia, RHB Banking Group is the longest established local bank, formed though the mergers of several banks, the oldest of which was founded in 1913. RHB Banking Group and its subsidiaries provide a full range of services ranging from retail banking, business banking, corporate and investment banking, Islamic banking, transaction banking to treasury, insurance, asset management, private equity and stockbroking services. TOGETHER WE PROGRESS Our strong heritage is the foundation of our commitment to continue serving the community. For over a 100 years, we have been helping people and businesses grow and succeed, and will continue to do so. Our experience gives us an in-depth understanding of the needs of our customers and partners, inspiring us to constantly innovate and improve to serve them better. With their unending support, we have established ourselves with a strong footprint throughout Malaysia and we are now present in 9 other countries across the ASEAN region. We hope our legacy and pursuit for excellence continues as we tirelessly cultivate and nurture the next generation through our actions and words, preparing a brighter future ahead. We thank those who believe in us and welcome everyone to join us on our exciting journey of progress. The time has come for us to move forward in unison, to realise our greater potential together. Our new brand promise "Together We Progress” honours our past, celebrates the present and welcomes the future. We invite you to join us as we work towards a better and brighter future for all.
