Market for new Commercial loans and grow the existing Commercial portfolio:
- Source new Commercial loans under Islamic financing through active marketing activities.
- Maintain good relationship with existing Commercial clients and solicit for incremental deals as well as referrals.
- Ensure that deals are processed and submitted in timely manner within the specified turnaround time.
- Work closely with Trade and Treasury to solicit for utilization of facilities granted.
Grow new and incremental CASA and non-CASA Deposits, and other ancillary businesses.
- Source for Islamic deposits in order to meet deposit targets.
- Actively promote Reflex and B@W to new and existing Commercial portfolio.
- Value add and enhance banking relationship with other Group products i.e insurances, merchants, Business credit cards.
Housekeeping and relationship management.
- Actively manage existing Commercial portfolios and ensure that all accounts are reviewed in timely manner (zero overdue reviews).
- Process and attend to all variations/adhoc/other requests from Commercial customers in timely manner.
- Monitor conduct of accounts (including covenants imposed), ensure fair share of business secured and prompt payment of facilities.
- Manage EAM and Watch List accounts.
- Timely submission of all reports to be done by Commercial Banking.
- Cross selling.
Skills Required
- Experience in commercial banking and loan sourcing
- Strong relationship management and communication skills
- Knowledge of Islamic financing principles
- Ability to manage portfolios and perform account reviews
- Experience in cross-selling banking products
What We Do
We are a multinational regional financial services provider that is committed to deliver complete solutions to our clients through differentiated segment offerings and an ecosystem that supports simple, fast and seamless customer experience, underpinned by cohesive and inspired workforce and relationship built with stakeholders Headquartered and listed in Malaysia, RHB Banking Group is the longest established local bank, formed though the mergers of several banks, the oldest of which was founded in 1913. RHB Banking Group and its subsidiaries provide a full range of services ranging from retail banking, business banking, corporate and investment banking, Islamic banking, transaction banking to treasury, insurance, asset management, private equity and stockbroking services. TOGETHER WE PROGRESS Our strong heritage is the foundation of our commitment to continue serving the community. For over a 100 years, we have been helping people and businesses grow and succeed, and will continue to do so. Our experience gives us an in-depth understanding of the needs of our customers and partners, inspiring us to constantly innovate and improve to serve them better. With their unending support, we have established ourselves with a strong footprint throughout Malaysia and we are now present in 9 other countries across the ASEAN region. We hope our legacy and pursuit for excellence continues as we tirelessly cultivate and nurture the next generation through our actions and words, preparing a brighter future ahead. We thank those who believe in us and welcome everyone to join us on our exciting journey of progress. The time has come for us to move forward in unison, to realise our greater potential together. Our new brand promise "Together We Progress” honours our past, celebrates the present and welcomes the future. We invite you to join us as we work towards a better and brighter future for all.
