Jobs at Starling Bank

Manage financial services, corporate and commercial disputes, litigation, complex complaints, collections, and dispute-prevention initiatives. Advise on FOS, FCA complaint-handling rules, Consumer Duty, APP fraud reimbursement, civil procedure, settlement, ADR, mediation, privilege, and disclosure. Instruct external counsel, manage budgets and reporting, collaborate with Compliance, Financial Crime, Complaints, and Risk teams, and support other legal matters across the bank.

Serve as the senior subject matter expert for card payments across design, implementation, operations, incidents, and technical change. Translate Visa and Mastercard scheme requirements into technical and operational requirements, advise engineering and business teams, support issue resolution, and ensure compliance with payment rules, controls, governance, and regulatory requirements. Provide expertise across issuing, acquiring, authorization, clearing, settlement, disputes, chargebacks, fraud, EMV configuration, card production, and third-party relationships.

Develop and maintain Android banking applications, SDKs, internal tooling, and new features. Build clean, accessible, secure, resilient code; write unit and UI/E2E tests with JUnit and Espresso; review and ship code; contribute to CI automation and tooling; collaborate across teams; and support international app development and library migration.

Provides legal advice on retail banking products, consumer credit, payments, and strategic initiatives. Interprets regulatory change, assesses legal and regulatory risk, supports product and engineering teams, contributes to governance decisions, engages with FCA and PRA regulators, and manages external counsel. The role requires a UK-qualified lawyer with 5+ years’ post-qualification experience and strong financial services regulatory expertise.

Provide legal advice on retail banking products, consumer credit, payments, and strategic initiatives. Interpret regulatory changes, assess legal and regulatory risks, support product and engineering teams, participate in governance forums, engage with FCA and PRA regulators, and manage external counsel. The role requires pragmatic, commercially focused guidance across retail consumer and SME banking services under a 12-month fixed-term contract.

Owns card payment product expertise, serving as the technical contact for Visa and Mastercard schemes. Responsibilities include tracking and implementing scheme mandates, ensuring compliance, supporting card projects, resolving incidents and bugs, gathering client requirements, assisting solution design, and maintaining product documentation. The role partners closely with engineering, product, solution architecture, delivery, and client success teams while managing multiple workstreams and escalations.

Support the Data Protection Officer in maintaining bank-wide data protection compliance. Responsibilities include managing DPIAs, personal data breaches, vendor due diligence, Article 30 records, privacy-by-design advice, regulatory horizon scanning, internal control monitoring, compliance reporting, dashboards, training, and advisory work with technology, cybersecurity, vendor management, HR, and other business teams.

Oversee and execute Finance control testing plans in a regulated banking environment. Responsibilities include guiding and training testers, reviewing operating-effectiveness testing and sample sizes, assessing evidence-based conclusions, maintaining accurate GRC documentation, providing feedback, and conducting hands-on testing when needed.

Manage complex technical programs spanning interdependent projects, coordinating Engineering, Product, clients, delivery partners, vendors, and payment schemes. Support software development lifecycle planning, capacity and commitment management, risk identification, delivery reporting, and process improvement. The role requires technical fluency, strong communication, adaptability, and experience delivering complex SaaS solutions, preferably in technology or financial services and with cards projects.

Develop, test, document, monitor, and maintain behavioral and interest rate risk models for Treasury’s IRRBB and ALM functions. Analyze customer behavior and bank products, expand Python quantitative tools, support hedging strategies, and provide quantitative modeling expertise across Treasury. The role requires strong Python and SQL skills, statistical modeling, applied machine learning, data manipulation, and the ability to communicate complex analysis clearly.

Lead Starling’s post-quantum cryptography strategy and cryptographic agility roadmap. Design secure cloud-native and on-premise architectures across AWS and GCP, provide expertise in PKI, HSMs, KMS, key management, and transport security, and conduct threat modeling and risk assessments. Review architecture documents, guide engineering teams, develop proofs of concept, establish cryptographic standards, and communicate security risks and recommendations to technical and senior stakeholders.

Design and communicate client solutions for Engine by Starling, supporting sales, implementation, delivery, and ongoing client success. Lead technical designs, integrations, documentation, and stakeholder relationships with clients and systems integrators. Translate client requirements into technical solutions, collaborate with Product and Engineering teams on roadmap decisions, troubleshoot technical issues, and guide client engineering teams through APIs, specifications, and architecture documentation. The role requires substantial travel across Australia, New Zealand, and occasionally internationally.

Provide commercial legal support for Engine's SaaS business: draft, negotiate and advise on client and supplier contracts, data protection, international expansion, maintain precedents, manage external counsel and support senior stakeholders on regulatory and commercial matters.

The Senior Statutory Reporting Manager will lead group statutory reporting, manage financial reporting processes, and ensure compliance with IFRS while mentoring team members and driving process improvements.

As a Client Solutions & Product Director, you will lead Engine's US market strategy, build client relationships, and oversee product development, ensuring successful project implementations in the banking sector.

Lead technical solution design for Engine by Starling implementations, from sales through delivery and ongoing client success. Explain platform architecture, uncover requirements, design integrations, and guide client and systems-integrator engineering teams using APIs, documentation, and sequence diagrams. Collaborate with Product, Engineering, Delivery, and Client Success teams to resolve issues, shape the product roadmap, and deliver scalable cloud-based solutions. The role requires strong stakeholder communication, client-facing experience, European language fluency, and international travel.

The Impairment Modelling Lead will oversee the development and maintenance of IFRS 9 credit risk models, collaborating with stakeholders and validating performance.

As a Senior Penetration Tester, you will conduct security tests on mobile, web, and cloud applications, collaborate with engineering teams to enhance security practices, automate security testing, and provide reports on security vulnerabilities.

Perform daily reconciliations of cash and suspense accounts, investigate and resolve transaction breaks, liaise with Payments/Engineering/Treasury teams, escalate outstanding items, maintain procedures, and drive automation and control improvements.

As a Solution Architect, you'll design client solutions, support implementation, and ensure client success through technical expertise and relationship building, primarily in the banking sector.