Jobs at Pathward

Lead enterprise risk identification, assessment, and mitigation across strategic, operational, financial, and reputational areas. Advise leadership on risk strategy and regulatory compliance, conduct risk assessments and partner reviews, implement mitigation strategies, prepare and present risk reports, and use data analytics for predictive risk modeling.

Provide risk and control consultation for new and changed processes; identify and monitor operational and strategic risks and KRIs; design and implement controls; support internal/external audits; perform 1LOD testing; translate deficiencies into action plans; escalate findings; and ensure compliance with regulatory policies and governance frameworks.

The Manager, Monitoring Coverage & Analytics leads assessments of transaction monitoring effectiveness, partners with analytics and operations teams, and supports regulatory readiness. Responsibilities include optimizing monitoring rules, analyzing metrics, and documenting findings for compliance.

Lead system planning, requirements definition, and platform architecture. Elicit and translate business needs into technical solutions, produce documentation, estimate effort/costs, work with engineering on user stories and delivery plans, troubleshoot systems, and continuously improve processes and platform reliability.

Develop and implement AI solutions, optimize models, preprocess data, integrate AI into workflows, and collaborate with cross-functional teams.

Analyze large lending datasets to develop underwriting insights, optimize risk-based P&L models, forecast performance, build and refine reports, collaborate with data science and technology teams, implement score models, maintain documentation, and perform ad hoc analyses to support underwriting strategy.

Manage a portfolio of ABL/factoring accounts by processing funding requests, reconciling accounts, monitoring collateral performance, identifying and mitigating credit risks, performing collections, ensuring compliance with policies, providing reporting, and maintaining strong client service while supporting Account Executives.

The Financial Crimes QA Analyst executes the quality assurance program for financial crimes, ensuring consistency, accuracy, and compliance in oversight processes related to BSA/AML, sanctions, and fraud activities.

The Manager of BSA/AML Operations leads alert review and investigations, ensuring compliance with BSA/AML policies and regulations, while overseeing a team of analysts in various financial operations.

The role involves researching, developing, and implementing AI solutions, optimizing models, integrating AI into workflows, and collaborating with teams to enhance business efficiency.

Manage a portfolio of Classified loans, support asset recovery strategies, ensure compliance with regulations, and maintain relationships with business units.

The Manager of High-Risk Customer Reviews leads EDD team, manages operations, ensures compliance, oversees case reviews, and facilitates process improvements.

Oversee the fraud risk management program, manage fraud alerts and investigations, collaborate with cross-functional teams, and drive continuous improvement in fraud detection processes.

The Fraud Reporting Analyst develops processes to analyze fraud-related data, identifies trends, and communicates insights to enhance fraud detection and operational performance.

Manage and streamline operational and compliance review processes for partner activities. Develop and maintain review schedules, work papers, procedures, and training. Coordinate with vendors and cross-functional teams to ensure marketing materials and partner practices meet Pathward, network, and regulatory guidelines. Monitor tools, update documentation, and support implementation and continuous improvement.

Manage an assigned portfolio of clients for factoring and asset-based lending: monitor financial condition, underwrite and structure deals, ensure compliance and legal documentation, control risk and profitability, resolve service issues, propose process improvements, and operate within budget to meet profit objectives.

Lead and deliver multiple projects end-to-end: define scope, schedules, resources, and risks; communicate with stakeholders; negotiate resources; track and resolve issues; apply PMO methodologies and Agile practices; coach and supervise teams; and manage project outcomes on time and within budget.

Investigate customer and transactional activity to identify suspicious behavior, file SARs and CTRs with regulators, maintain workload and quality standards, handle related customer calls, and support compliance processes.

Lead functional oversight of BSA/AML screening technology: translate screening strategy into requirements, own UAT and validation, monitor model outputs and data quality, drive tuning and remediation, coordinate cross-functional delivery, maintain governance documentation, and build/mentor BSA technology teams to ensure regulatory-aligned screening capabilities.

Perform enhanced due diligence (EDD) and customer due diligence (CDD) reviews for higher‑risk customers across business lines. Conduct open‑source research, analyze transactional and ownership data, prepare clear customer narratives, identify and escalate red flags, and support ad‑hoc projects, audit readiness, and investigations as needed to meet BSA/AML regulatory requirements.