Teams at Nikel

Manage full-spectrum HR functions and lead General Affairs to ensure efficient office operations. Responsibilities include recruitment, performance and KPI management, compensation and payroll coordination, employee relations, compliance with labor laws, training and development, HR reporting, facilities, procurement, vendor management, budgeting, and supervising GA team.

Perform credit risk assessments for individual and corporate borrowers by analyzing financial statements, cash flows, and business profiles; prepare credit memos and recommendations; monitor portfolio quality and collectability; identify early-warning signs; prepare reports for Credit Committee; support credit policy improvements and coordinate with Relationship Managers and Legal.