Jobs at Luminor Bank

Lead strategy, roadmap, and delivery for Cards Issuing products. Drive discovery, prioritization, and cross-functional execution; monitor performance, ensure regulatory compliance, resolve complex issues, and mentor stakeholders to improve product and customer journeys.

Lead end-to-end product development for accounts and deposits: write requirements and user stories, manage JIRA, support UAT, deliver system upgrades and regulatory changes, monitor KPIs, resolve incidents, and ensure compliance across Pan-Baltic operations.

Define strategy and roadmap for Cards Issuing products; lead discovery, prioritization, and end-to-end delivery; monitor performance and compliance; collaborate with Technology, Operations, AML and stakeholders; mentor product teams and drive continuous improvement.

Provide expert IFRS/IAS accounting guidance across the group, support interim and annual financial statement preparation, develop accounting schemas for banking products, monitor regulatory changes, improve controls, create internal accounting documentation, coordinate accounting-related projects, and collaborate with internal and external auditors to ensure compliance and optimized disclosures.

Lead end-to-end product ownership for custody/investment products: define vision and roadmap, coordinate with cross-functional teams (Dev, Ops, IT, Customer Service, regulatory), manage incidents and requirements, drive Agile delivery, monitor market trends, and provide input to risk and communications.

Own and improve end-to-end Enhanced Due Diligence (EDD) processes across the Baltics. Maintain procedures, drive gap closures, support systems and complex cases, monitor quality, report to management, and provide training and stakeholder guidance to ensure AML/CFT compliance.

Provide IFRS/IAS expertise for Pan-Baltic financial reporting: advise stakeholders, prepare interim and annual statements and accounting schemas, monitor regulatory changes, implement accounting process changes, improve controls, develop accounting documentation, coordinate projects, and support audits.

Own and improve Enhanced Due Diligence (EDD) processes across the Baltics. Maintain and update EDD procedures, drive gap closures and system enhancements, support complex cases and quality reviews, collaborate with Compliance/IT/CRM/Sales, provide management reporting, and deliver training to ensure AML/KYC compliance and consistent operations.

Provide expert IFRS/IAS guidance across the group, prepare and optimize interim and annual financial statements and accounting schemas, monitor regulatory changes, improve controls, develop accounting documentation, coordinate accounting projects, and support internal and external audits.

Manage and improve end-to-end Enhanced Due Diligence (EDD) processes across the Baltics. Maintain EDD procedures, close gaps, support system enhancements, advise on risk scoring, support complex cases, monitor quality, produce management reporting, and provide training and stakeholder guidance to ensure regulatory compliance and operational consistency.

Perform KYC, EDD and OEDD processes including periodic account/customer reviews, liaising with relationship managers, documenting findings, recommending improvements, and meeting quality standards. Contribute to process improvements, coach colleagues, and stay updated on regulatory changes.

Lead the Treasury Front Office and a small team to execute bond investments, FX, money market and interest rate derivative transactions. Oversee bond portfolio management, valuation/mark-to-market, central bank operations, hedge accounting, controls and stakeholder coordination. Act as product owner for treasury products, drive process/system improvements, and ensure compliance with mandates and internal limits using Bloomberg and trading/settlement platforms.

Lead and manage the Treasury Front Office team to execute bond investments, FX, money market and interest rate derivative transactions. Oversee bond portfolio management, liquidity, valuation, central bank operations, hedge accounting support, and act as Product Owner for treasury products while liaising with Risk, Finance, Accounting, Operations, Legal, Compliance and IT.

Lead and manage the Treasury Front Office team, execute and oversee bond, FX, money market and derivative transactions, manage bond portfolio and liquidity, support hedge accounting, coordinate with Risk/Finance/Operations/Compliance, act as product owner for treasury products, and drive process, system and control improvements.

Design, build, and operate cloud platform products (AWS Landing Zone and CloudNative internal platform). Implement IaC and CI/CD, build observability, manage cloud inventory and billing, automate deployments, troubleshoot cross-platform issues, coach teams, and improve platform reliability, performance, and disaster recovery.

Design, operate, and improve the AWS-based cloud platform and internal Kubernetes development platform. Build IaC and CI/CD automation, observability, billing/tag governance, and disaster recovery. Mentor engineers, troubleshoot cross-platform incidents, optimize performance, and collaborate with application teams to standardize operational practices for scalable, secure cloud operations.

Design, operate, and improve cloud platform products (AWS Landing Zone and CloudNative internal platform). Build IaC and CI/CD automation, observability, capacity/billing governance, and DR/BC processes. Troubleshoot cross-platform issues, mentor engineers, collaborate with application teams, and drive continuous improvement in cloud operations and platform reliability.

Build and maintain partner relationships, generate and follow up partner sales leads, train partners on Credit & Savings, organize partner events, find new partners, collaborate with internal stakeholders to drive sales and customer portfolio growth across the Pan-Baltic region.

Manage and localize marketing campaigns for the Baltic market: plan, execute, and track local marketing activities and budgets; coordinate with product, sales, agencies, and media partners; adapt Pan-Baltic campaigns locally; build stakeholder relationships and reporting; support corporate and private banking marketing efforts and promote the Luminor brand.

Build and automate cloud-native lending platform infrastructure on AWS using IaC. Implement CI/CD and GitOps, manage Kubernetes/EKS workloads, observability with Grafana/Prometheus, support incident response and reliability improvements, and collaborate with cross-functional teams to improve operational efficiency.