Jobs at Kotak Mahindra Bank

Acquire high-net-worth individual customers, sell third-party products, generate revenue, grow the CASA customer portfolio, coordinate across channels, and manage customer relationships. Requires strong communication, an existing customer base, portfolio management knowledge, and a graduate or MBA qualification.

Acquire and manage high-value business banking customers, especially Current Account clients and family banking relationships. Drive branch-level sales objectives, customer onboarding, cross-selling of insurance and investment products, and penetration of CMS, POS, and Beat services. Build long-term customer relationships, source new customers, and coordinate with credit, legal, operations, and product teams to ensure effective onboarding and servicing.

Evaluates and processes credit card applications under multiple programs, ensuring compliance with credit policies and KYC guidelines. Analyzes financial information and customer creditworthiness to approve or reject applications, meets turnaround times, maintains audit quality, coordinates with verification agencies, and cross-checks reports for accuracy.

Acquire and manage high-net-worth clients, understand their financial needs, recommend tailored banking and investment solutions, grow revenue through cross-selling, conduct portfolio reviews, resolve queries, coordinate onboarding, and maintain compliance. The role emphasizes personalized relationship management, client engagement, strategic sales execution, and increasing wallet share within the affluent banking segment.

Acquires and manages high-value business banking customers, especially Current Account clients. Sources new customers, builds family banking relationships, cross-sells insurance and investment products, promotes CMS, POS, and Beat services, and coordinates with internal teams to ensure smooth onboarding and servicing. Maintains customer relationships while meeting branch-level sales, revenue, volume, and productivity objectives.

Manage outbound interactions with Wealth and Privy banking customers through a virtual relationship channel. Provide personalized support, resolve queries, recommend banking products, drive sales, and meet service, quality, NPS, and sales targets. Maintain interaction records, follow information security and quality procedures, and apply feedback and process updates to improve customer engagement.

Acquire and manage high-value business banking and Current Account customers at the branch level. Drive customer onboarding, family banking relationships, product penetration, cross-selling of insurance and investment solutions, and revenue growth. Promote CMS, POS, and Beat services while coordinating with credit, legal, operations, and product teams to ensure smooth servicing and long-term customer engagement.

Acquire and manage high-net-worth customers for retail loans and banking services. Grow CASA accounts, cross-sell insurance and mutual funds, generate revenue, and maintain long-term client relationships. Coordinate with credit, legal, operations, and product teams; ensure KYC compliance and accurate documentation; support customers and channel partners; and identify new business opportunities through the existing customer base.

Drives acquisition of retail loan customers through direct sourcing, DSAs, connectors, referrals, market activities, and cold calling. Manages channel-partner relationships, ensures documentation and KYC compliance, coordinates loan applications with credit, operations, legal, and technical teams, tracks application status, resolves queries, and meets sales targets for home loans, loan-against-property, and personal loans.

Acquire and manage high-net-worth individual customers for retail loans and banking services. Grow CASA accounts, cross-sell insurance and mutual funds, generate revenue, and maintain long-term client relationships. Coordinate with credit, legal, operations, and product teams; ensure KYC compliance, accurate documentation, timely customer support, and new business generation through existing client networks.

Acquire and manage high-net-worth individual relationships for retail loans and banking services. Grow CASA accounts, cross-sell insurance and mutual funds, generate revenue, maintain client relationships, coordinate with internal teams, ensure KYC compliance, support customers and channel partners, and develop business through existing customer networks.

Drive branch deposit growth, deepen customer relationships, cross-sell mutual funds, insurance, and other financial products, generate fee income, and ensure strong customer service. Lead branch administration, regulatory compliance, team productivity, morale, profitability, break-even performance, and P&L ownership while coordinating with product and marketing teams.

Acquire and manage high-value business banking customers, particularly Current Account clients. Build family banking relationships, cross-sell insurance and investment products, promote business banking solutions such as CMS and POS, and achieve branch-level sales objectives. Coordinate with credit, legal, operations, and product teams to support onboarding and servicing while maintaining long-term customer relationships.

Acquire retail loan customers through direct sourcing, DSAs, connectors, referrals, cold calling, and market activities. Manage channel partner relationships, ensure accurate documentation and KYC compliance, coordinate with credit, operations, legal, and technical teams, track application progress, meet sales targets, and resolve customer or partner queries.

Design and implement security architectures, standards, and policies; perform threat modeling, vulnerability assessments, penetration testing, and security monitoring; develop security automation; support incident response and root-cause analysis; integrate security into the software development lifecycle through DevSecOps; track security metrics and monitor emerging threats.

Conduct security architecture reviews, threat modeling, vulnerability assessments, penetration testing, and security monitoring. Integrate SAST, DAST, and SCA tools into development workflows, automate security processes, support incident response and root cause analysis, and embed DevSecOps practices across engineering teams. Track security metrics, apply industry frameworks, and stay current with emerging threats and technologies.

Manages and grows a portfolio of affluent clients by analyzing financial needs, recommending tailored solutions, maintaining trusted relationships, conducting client reviews, and achieving regional sales targets. Collaborates with product specialists, monitors market and product trends, ensures regulatory compliance, prepares performance reports, and participates in networking activities to expand the client base.

Manages and grows a portfolio of affluent clients by assessing financial needs, recommending tailored products, maintaining trusted relationships, conducting client reviews, and achieving sales targets. Collaborates with product specialists, supports regional sales strategy, participates in networking events, provides performance reports, and ensures compliance with banking policies and regulations. The role requires client meetings within the region and strong knowledge of financial products.

Develop and execute zone-level sales strategies for gold loan products, lead Area Sales Managers, Branch Managers, and Sales Officers, and drive customer acquisition and business growth. Manage partnerships, monitor competitors, ensure compliance with RBI guidelines and company policies, improve operational efficiency, and oversee team performance reviews, training, and development while maintaining customer satisfaction.

Manage and grow Commercial Vehicle banking relationships under the Saral Auto segment. Handle account opening, DMAT services, grievances, and other customer service requests. Sell liability, investment, and other financial products through cross-selling and referrals, meet sales targets, support HNI relationship managers, and reduce customer attrition while maintaining strong service quality.