Teams at Kotak Mahindra Bank

Sources and develops commercial vehicle loan business through branch and rural channels. Meets customers, pitches products, collects and processes loan documentation, supports collateral mortgage and repayments, and coordinates credit and operations for timely disbursement. Manages dealer relationships, supervises and trains sales staff, tracks performance and dashboards, achieves business targets, and provides market and product feedback. Requires regional travel to assess processes and customer insights.

Drive growth in agricultural finance and tractor loans by expanding deposits, cross-selling mutual funds and insurance, generating fee income, supporting branch profitability, ensuring regulatory compliance, and overseeing branch administration, customer service, team productivity, and sales initiatives.

Acquire government relationship and salary accounts, grow CASA portfolios, build relationships with government departments, PSUs, educational institutions, and government-linked organizations, and cross-sell banking products. The role requires meeting acquisition and sales targets while maintaining customer satisfaction and service quality.