Jobs at Fnbo

Leads the vision, roadmap, strategy, and optimization of payment products and services. Partners with senior leaders and cross-functional teams including engineering, design, marketing, compliance, legal, finance, risk, and support. Oversees customer discovery, pricing, vendor relationships, go-to-market planning, product analytics, resource coordination, training, and delivery of capabilities aligned with business goals.

Manages commercial real estate loan portfolio administration, including covenant monitoring, collateral documentation, credit memo support, loan closing and construction draw coordination, reporting integrity, nCino data management, policy compliance, and audit readiness. The role partners with Relationship Managers, Credit Administration, Operations, and legal teams to resolve exceptions, maintain accurate records, support risk management, and improve portfolio processes.

Supports Commercial Payments Optimization initiatives through training enablement, performance analytics, process improvement, strategy development, market research, sales materials, KPI tracking, and customer event coordination. The intern researches payment industry trends, summarizes data and stakeholder feedback, maintains dashboards, assists with planning and executive presentations, and develops recommendations under senior team guidance. The role provides exposure to commercial banking, treasury services, global banking, and commercial card operations.

Develop comprehensive financial plans for ultra-high-net-worth clients by analyzing income, expenses, investments, insurance, tax, estate, and trust information. Lead client meetings, identify goals, develop recommendations, present strategies, maintain accurate records in eMoney and Salesforce, coordinate follow-up activities, support advisors, and ensure compliance with banking policies and regulations.

Supports wealth business development by coordinating strategic projects, customer and prospect events, marketing initiatives, sponsorships, budgets, vendors, and cross-functional activities. Manages Salesforce and SharePoint resources, reporting, data quality, training, and business development insights. Partners with senior leaders, advisors, marketing, finance, procurement, compliance, and external vendors to execute initiatives, improve processes, and support pipeline growth while maintaining regulatory compliance.

Supports Financial Advisor teams by servicing client portfolios, onboarding customers, preparing transaction documentation, monitoring account activity and cash needs, coordinating client reviews, assisting with financial planning, resolving service issues, and executing transactions. The role also supports marketing initiatives, maintains accurate client records, identifies customer needs, and ensures compliance with bank policies, FINRA, SEC, and BSA/AML requirements.

Provide employee relations consultation including investigations, grievance resolution, performance management, policy delivery, workforce restructuring support, and data-driven analysis to ensure compliance and improve engagement.

Manages and analyzes the bank’s securities portfolio, selecting investments aligned with balance sheet, liquidity, credit, and interest-rate objectives. Monitors fixed-income and mortgage markets, performs credit and post-purchase analysis, and evaluates derivatives, hedging, tax credits, BOLI, and other investments. Provides macroeconomic updates, market intelligence, risk insights, and due diligence while collaborating with portfolio management and internal stakeholders.

Supports public finance investment banking through deal analytics, debt structuring, market research, refunding analysis, offering and closing documents, business development, proposals, reporting, and stakeholder coordination. The role also supports credit analysis, compliance with FINRA and SEC requirements, regulatory education, and relationship management with issuers, counsel, rating agencies, and internal teams.

Provides advanced credit risk analysis for CECL and stress test loss forecasting across commercial and consumer lending portfolios. Responsibilities include portfolio analysis, variance investigation, risk dashboards, model documentation, audit and validation support, and senior management reporting. The role also evaluates statistical forecasting methods, AI and machine learning applications, and process automation while partnering with credit risk, finance, and cross-functional stakeholders.

Leads CECL strategy, credit risk analytics, and loss forecasting across commercial, agricultural, consumer, and small business portfolios. Develops and enhances statistical models, qualitative assessments, stress testing, and management overlays; ensures regulatory compliance with SR 11-7; partners with regulators, auditors, vendors, and executives; translates forecasts into business intelligence; and mentors analysts and business leaders.

Provides strategic and technical leadership for advanced credit-risk data science. Owns the multi-year modeling roadmap and independently develops, implements, validates, monitors, and improves machine learning models for credit acquisition, underwriting, portfolio management, and customer risk. Applies advanced statistical and ML techniques, conducts fair-lending and explainability analyses, researches emerging methods, and communicates modeling strategy and results to executive and cross-functional stakeholders.

Analyzes IT financial and technology data using SQL, builds executive dashboards and reports, identifies spending trends and optimization opportunities, and presents recommendations to IT and finance leadership. The role supports budgeting, cost allocation, data governance, audit requests, and technology investment evaluations while maintaining data quality and integrity.

Advises clients on investment management, financial planning, insurance, trust, estate, and succession-planning needs. Assesses financial situations, investment objectives, and risk tolerance; manages and expands client relationships; develops referral networks; partners with internal specialists; administers securities and trust accounts; and supports portfolios while following compliance, fiduciary, risk-management, and legal requirements.

Processes and balances ACH transactions across settlement windows, manages returns, exceptions, file issues, and Zelle disputes, and ensures compliance with NACHA and Regulation E requirements. Researches transactions, handles proof-of-authorization requests, supports fraud recovery, communicates with customers and financial institutions, and contributes to reporting, cross-training, and process improvements.

Processes collateral and consumer-purpose loan documentation, including lien filings, releases, maintenance, and insurance reviews. Responds to phone and email requests, provides accurate customer service, identifies and escalates issues, and follows banking policies and regulations. The role also evaluates procedures for improvement, manages multiple deadlines, and maintains productive relationships with peers, business partners, and customers.

Owns the merchant experience and marketplace platform for point-of-sale home improvement lending. Responsibilities include platform strategy, roadmap prioritization, partner and vendor relationship management, API and system integration oversight, risk and governance, performance analysis, and cross-functional coordination. The role leads platform improvements, manages escalations and SLAs, evaluates build-versus-partner decisions, monitors merchant health, and presents recommendations to leadership.

Senior technical leader responsible for designing, developing, and maintaining scalable enterprise software using Java and cloud technologies. The role includes translating business needs into technical solutions, optimizing performance, conducting code reviews, championing testing and quality standards, resolving production incidents, mentoring engineers, setting technical standards, and participating in Agile development and on-call support.

The Senior File Transfer Engineer serves as the enterprise Managed File Transfer subject matter expert. Responsibilities include architecting and scaling Axway SecureTransport environments, developing secure workflows, automating operations, monitoring transactions, capacity planning, performance tuning, and ensuring compliance. The role leads upgrades, migrations, partner onboarding, troubleshooting, security reviews, and integrations with enterprise and cloud systems while mentoring junior engineers and collaborating with architecture, security, networking, development, and DevOps teams.

Establishes and operates FinOps practices for AWS, SaaS, and AI/ML spending. Responsibilities include cloud and SaaS cost optimization, tagging and chargeback standards, AI token cost tracking, forecasting, budgeting, variance analysis, executive reporting, dashboards, governance, audit support, and cross-functional coordination with Finance, Engineering, Procurement, and vendors.