Jobs at First Merchants Corporation

Manages the Treasury Solutions department, including staff coaching, operational processes, performance metrics, procedure maintenance, process improvements, communications, special projects, and cross-functional coordination with Operations, Compliance, Audit, and Bank Protection.

Paid 12-week commercial banking internship focused on credit risk assessment, financial data analysis, portfolio management, covenant monitoring, credit reviews, loan committees, and commercial banking sales. The intern will support relationship managers with prospecting and client calls, monitor loan maturities, recommend renewal strategies, and develop knowledge of commercial banking products and services.

Develops and expands commercial customer relationships through deposit and treasury management products. Responsibilities include prospecting, client relationship management, product recommendation and implementation, account analysis, pricing reviews, cross-selling, issue resolution, training, reporting, and collaboration with banking teams. The role requires proactive client outreach, relationship reviews, income production, and up to 20% travel throughout the company’s geographic footprint.

Paid 12-week commercial banking internship focused on credit risk assessment, financial analysis, portfolio management, covenant monitoring, credit reviews, loan committees, relationship banking, prospecting, and loan renewal strategies. The intern partners with relationship managers, participates in client calls, completes trend reports, and presents internship learnings to senior leadership.

Performs commercial loan portfolio credit analysis, underwriting, monitoring, and annual reviews. Responsibilities include cash flow analysis, financial statement spreading, credit decision summaries, borrowing base and covenant testing, risk grading, NAICS and call code assignment, appraisal review, and participation in loan committees. Uses financial spreading, loan, and other credit systems to ensure accurate and timely credit decisions.

Performs commercial credit analysis, underwriting, portfolio monitoring, financial statement spreading, cash flow analysis, covenant testing, risk rating, appraisal review, and annual credit reviews. Prepares credit decision summaries, assigns credit and industry codes, uses loan and financial systems, and participates in loan committees. A bachelor’s degree is required, with accounting, finance, or business preferred.

Provides customer service and completes banking transactions while selling and referring financial products. Balances cash, vault, and ATM activity; ensures regulatory compliance and customer privacy; supports branch opening and closing; and helps lead, train, and coach staff on sales and operational procedures. Requires daily travel among assigned banking centers until a permanent location is determined, plus SAFE Act registration and potential Notary Public designation.

Supports the Treasury Management Product team through projects, reporting, product lifecycle activities, market research, competitive analysis, and performance analysis. Learns commercial banking treasury products, client needs, treasury operations, and cross-functional collaboration with sales, operations, technology, risk, compliance, and marketing teams. Participates in meetings, department initiatives, networking, community service, and a final presentation.

Processes, scans, keys, balances, verifies, and transmits lockbox payments for business clients. Reviews work for accuracy, handles exceptions, resolves processing errors, meets service-level deadlines, escalates issues, supports client testing, and assists the Items Processing team with production work.

Manages complex client relationships in a banking center by completing transactions, opening consumer and business accounts, processing loan applications, and recommending financial products. The role handles escalated service needs, supports sales goals, maintains operational accuracy, follows regulatory and security requirements, and mentors associates. Responsibilities include cash and branch balancing, CRM documentation, digital banking enrollment, referrals to specialists, compliance with BSA, OFAC, CIP, and EDD standards, and assisting with audits and workflow improvements.

Leads the enterprise Risk and Control Self-Assessment program, including methodology, governance, execution, quality assurance, reporting, credible challenge, training, and regulatory alignment. Oversees RCSA technology platforms, integrates results with key risk indicators and issue management, advises risk committees and executives, supports audits and examinations, and analyzes emerging risks, control gaps, and acquisition-related risks.

Leads and enhances the bank’s operational risk management framework, providing independent oversight, credible challenge, risk assessments, governance, reporting, and operational resilience support. Oversees key indicators, new product risk assessments, loss events, corrective actions, and enterprise initiatives. Chairs the Operational Risk Committee, supports executive and board reporting, partners with business leaders, and mentors the operational risk team.

Provides customer service and completes banking transactions while selling and referring bank products and services. Balances cash, transactions, vaults, and ATMs; follows compliance, security, and verification procedures; supports branch opening and closing. Travels daily among assigned banking centers, helps lead sales and service activities, and trains or coaches staff on operational and sales skills. Requires banking or sales experience, NMLS registration, and the ability to obtain a notary designation.

Manage client investment portfolios, execute purchases and sales of securities, maintain asset allocation per policies, research and recommend securities, prepare investment reporting and marketing materials, coordinate client service with team, and support new business and RFPs.

Supports the Enterprise Risk Management team at a regulated bank through risk data analysis, dashboard and reporting development, risk taxonomy documentation, issue remediation tracking, stakeholder interviews, and responsible AI initiatives. The intern gains exposure to risk appetite, governance committees, three-lines-of-defense practices, executive and board reporting, regulatory expectations, and communicating recommendations to senior leadership.

Paid summer intern supporting Private Wealth Advisors across business development, investment management, private banking, client management, retirement plan services, operations, fiduciary services, analytics, presentations, projects, and product development. The role provides exposure to private wealth operations, client presentations, investment management, and private banking analysis, along with mentorship, networking, leadership presentations, and community service.

Paid 12-week treasury management internship focused on treasury solutions, customer onboarding, client experience, portfolio management, relationship banking, sales cycles, and hands-on sales. Interns receive mentorship, complete meaningful projects, participate in networking and community service, and present their accomplishments to senior leadership.

Supports corporate social responsibility programs, volunteer campaigns, community partnerships, CRA compliance reporting, affordable housing and community lending initiatives. Duties include data validation, research, event planning, internal communications, social media content, impact storytelling, dashboard updates, and administrative coordination. The intern also participates in community service, networking, mentorship, and a final presentation to senior leadership.

Paid 12-week commercial banking internship focused on credit risk assessment, financial data analysis, portfolio management, covenant monitoring, credit reviews, loan committees, maturity planning, relationship banking, prospecting, and client calls. Interns also participate in networking, mentorship, community service, and a final presentation to senior leadership.

Paid 12-week commercial banking internship focused on credit risk assessment, financial data analysis, portfolio management, covenant monitoring, credit reviews, loan committees, and relationship banking. The intern will support borrowing base trend reports, loan maturity monitoring, renewal recommendations, prospecting, client calls, and commercial banking sales activities. Applicants must be full-time degree-seeking students with a minimum 3.0 GPA, U.S. work authorization, and availability for 40 hours weekly during the summer program.