Teams at First Merchants Corporation

Develops and expands commercial customer relationships through deposit and treasury management products. Responsibilities include prospecting, client relationship management, product recommendation and implementation, account analysis, pricing reviews, cross-selling, issue resolution, training, reporting, and collaboration with banking teams. The role requires proactive client outreach, relationship reviews, income production, and up to 20% travel throughout the company’s geographic footprint.

Paid 12-week commercial banking internship focused on credit risk assessment, financial analysis, portfolio management, covenant monitoring, credit reviews, loan committees, relationship banking, prospecting, and loan renewal strategies. The intern partners with relationship managers, participates in client calls, completes trend reports, and presents internship learnings to senior leadership.

Performs commercial loan portfolio credit analysis, underwriting, monitoring, and annual reviews. Responsibilities include cash flow analysis, financial statement spreading, credit decision summaries, borrowing base and covenant testing, risk grading, NAICS and call code assignment, appraisal review, and participation in loan committees. Uses financial spreading, loan, and other credit systems to ensure accurate and timely credit decisions.