Ficus

Ficus builds modern payout infrastructure for life insurance carriers, replacing paper-based retained asset accounts with digital beneficiary accounts. Its platform supports beneficiary onboarding, communications, debit-card access, checks, digital wallets, and other money-movement options, while helping insurers reduce manual workflows, operational costs, reconciliation burdens, and compliance complexity. The company aims to modernize how life-insurance benefits are delivered during a difficult financial moment.