Jobs at CSB Bank

Manage Sales Officers to promote saving accounts, drive recruitment and training, monitor team performance and achieve sales targets while ensuring compliance.

Assess and underwrite credit exposure for midmarket and NBFC clients, analyze financials and business viability, recommend credit actions and structures, ensure grading and documentation, lead critical projects, and improve process efficiency. Work independently and mentor junior officers.

Promote bank products and services through sales and marketing. Conduct market research, seek new opportunities, plan activities, and support branches.

Build and manage customer relationships within the financial institutions and agriculture portfolio. Drive business development, agriculture lending, commodity finance, program-based and tie-up loans, customer acquisition, cross-selling, and portfolio growth. Coordinate with branches, assess customer needs and risks, ensure regulatory and policy compliance, maintain credit delivery timelines, monitor portfolio quality, reduce NPAs and credit losses, and optimize revenue through pricing, interest income, and fees.

Leads the strategic direction, development, growth, profitability, and governance of healthcare finance and industrial equipment finance product portfolios. Responsibilities include product and program development, customer segmentation, process re-engineering, RLOS platform development, business and revenue management, marketing campaigns, OEM partnership management, compliance, portfolio performance, and cross-functional execution.

Manage branch customer relationships and servicing, ensure audit and regulatory compliance, complete AOF/KYC and CKYC processes, acquire customers through cold calling and BTL activities, cross-sell insurance and investments, activate digital banking, and manage assigned portfolios and service requests within turnaround targets.

Support Treasury mid-office MIS and reporting: prepare daily treasury tracker, value investments, run daily stress tests and VaR, monitor limits (daylight, forex, IGL/AGL), compile interest rate sensitivity/DSB returns, and upload GPB returns.

Lead business sourcing and relationship management across sourcing channels while coordinating loan disbursement processes. Manage, motivate, hire, train, and develop the sales team to achieve targets. Oversee dealer empanelment, resource allocation, process and documentation compliance, field investigation, agreement execution, and credit approval coordination.

The role involves managing a sales team, sourcing new dealers, ensuring compliance, and coordinating loan disbursement processes.

Manage branch customer relationships and servicing while ensuring audit and regulatory compliance. Acquire new customers through area mapping, cold calls, and below-the-line activities; complete accurate account opening, KYC, and CKYC submissions; cross-sell insurance and investment products; activate digital banking; and manage assigned customer portfolios, balances, usage, and service requests within required turnaround times.

Lead location-level sourcing operations for CV & CE; manage frontline sales and BD teams; onboard dealers and DSAs; evaluate and structure finance proposals; ensure compliance and quality; drive cross-selling of liability and TPP products; oversee collections and optimize receivables to meet monthly revenue targets.

Configure and maintain the OFSAA platform, including ALM, FTP, PFT, and LRM modules. Manage Flexcube data extraction, PFT and ALM rules, OWB11g ETL processes, batch scheduling, T2T mappings, data loads, and PL/SQL utilities. Maintain user access controls, develop OBIEE11g reports and Erwin data models, and ensure quality, compliance, testing accuracy, and timely delivery.

Supports agriculture lending credit assessment and portfolio quality. Evaluates agricultural income, farm cash flows, land holdings, borrower profiles, repayment capacity, and business viability through financial analysis, customer visits, and personal discussions. Recommends credit proposals within delegated authority, monitors delinquency and NPA trends, reviews delinquent accounts, identifies credit and process risks, and ensures compliance with lending policies, regulations, and internal controls.

Manage and grow the FI and Agriculture lending portfolio through customer relationship management, financial advisory, business development, needs assessment, and solution-based recommendations. Responsibilities include agriculture and commodity finance, branch coordination, customer acquisition, cross-selling, regulatory compliance, credit delivery, portfolio quality monitoring, NPA reduction, pricing optimization, and revenue growth.

Manage daily reconciliation and settlement of channel transactions with network providers (NPCI, VISA, MasterCard, payment aggregators); handle accounting for settlement, pool and suspense accounts; manage card disputes within RBI TAT; ensure compliance and timely escalation of exceptions.

Prepare credit risk vetting reports for corporate, project finance, and real estate proposals. Analyze financial statements, validate internal credit ratings, assess borrower and product risks, and recommend lending decisions. Develop financial models, support credit risk model enhancements, monitor regulatory and lending policy changes, revise loan policies, and calculate periodic RAROC. The role also provides policy inputs to credit and product evaluation committees.

Serve branch customers, handle onboarding and KYC/CKYC accurately, drive new-to-bank acquisition through area mapping, cold calls and BTL activities, cross-sell insurance/investments, activate digital banking, and manage assigned portfolio balances and service requests within TAT while ensuring audit compliance.

Develops, maintains, monitors, and enhances Expected Credit Loss frameworks and estimates under Ind AS 109 and IFRS 9. Responsibilities include developing and monitoring PD, LGD, EAD, and CCF models; conducting portfolio and migration analysis; analyzing defaults, recoveries, collateral, and provisioning; preparing risk reports; applying macroeconomic adjustments; supporting audits, validation, and regulatory reviews; and maintaining model documentation.

Manage sales team, ensure target achievement, oversee dealer empanelment, and handle loan disbursement processes and compliance.

Support digital payment operations through account reconciliation, settlement processing, card and transaction management, dispute and chargeback resolution, exception monitoring, escalation, regulatory compliance, internal controls, and audit support. The role focuses on accurate transaction processing, timely issue resolution, operational risk monitoring, and improving service quality and efficiency.