Jobs at Cogent Bank

Develops and manages commercial banking relationships by originating loans, growing deposit relationships, monitoring client financial health, analyzing credit risk, structuring and negotiating credits, managing renewals and collections, cross-selling products, ensuring BSA/AML/OFAC compliance, and maintaining community and professional relationships to maximize profitability and minimize risk.

Monitor and assess internal compliance controls, review and update policies, conduct periodic branch and lending/deposit reviews, manage compliance training, ensure regulatory adherence (BSA/AML/OFAC, HMDA, TISA), and support cross-department compliance inquiries.

Manage day-to-day FRAML (fraud, BSA/AML, OFAC) monitoring for Embedded Finance/BaaS relationships. Oversee alert reviews, investigations, case management, partner monitoring, reporting, quality control, system tuning, and regulatory compliance. Lead and develop staff, coordinate cross-functional escalations, support onboarding and third-party oversight, and assist with audits, SAR decisioning, and program enhancements.

Support Treasury Sales Officers and Analysts with client onboarding, account opening, implementation coordination, pricing, data analysis to identify sales opportunities, and customer service while ensuring BSA/AML/OFAC compliance.

Lead end-to-end product strategy, development, launch, and lifecycle management for deposit and treasury products. Collaborate cross-functionally, gather user feedback, monitor performance, manage pricing, ensure compliance (BSA/KYC), and support integrations, training, and post-launch improvements to drive retention and profitability.

Develops and manages commercial banking relationships by originating loans, growing deposit relationships, performing credit analysis, monitoring portfolio performance, ensuring regulatory compliance (BSA/AML/OFAC), cross-selling products, and mentoring team members to deliver client solutions while minimizing risk and maximizing profitability.

Originate and manage commercial lending and deposit relationships, analyze creditworthiness, structure loans, monitor portfolios, ensure BSA/AML/OFAC compliance, cross-sell products, and maintain strong client and community relationships to maximize profitability and minimize risk.

Supports relationship and portfolio managers by collecting financials and loan documentation, coordinating due diligence and compliance (BSA/AML/OFAC), pulling credit/OFAC reports, assisting with loan processing/closing in LaserPro and FIS core, and providing administrative and operational support.

Manage and grow commercial banking relationships by originating loans and deposits, performing credit analysis, structuring credits, monitoring loan performance, cross-selling products, ensuring BSA/AML compliance, and providing high-quality client service while minimizing risk and maximizing relationship profitability.