Jobs at Cogent Bank

Develops and manages commercial banking relationships, originates loans, grows deposit and treasury business, and provides client service. Evaluates borrower financial condition, creditworthiness, collateral, cash flow, and repayment sources; structures and negotiates credits; monitors portfolios and collections; supports renewals and documentation. Builds referral networks, cross-sells banking products, manages risk, and ensures BSA/AML/OFAC compliance.

Supports commercial lending operations by collecting financial, tax, insurance, compliance, and loan documentation; tracking past-due items and closing requirements; coordinating with customers, lenders, relationship managers, attorneys, and loan operations; preparing credit and OFAC reports; assisting with BSA/AML and CIP compliance; entering customer data into core systems; and providing administrative and client service support.

Assesses borrower creditworthiness, underwrites new and existing loans, evaluates financial information, monitors higher-risk lending relationships, and presents deals to senior credit leadership. The role also supports credit policy development, administers borrower reports, performs credit and OFAC checks, ensures BSA/AML compliance, and maintains lending relationships while delivering timely customer service.

Develops and manages commercial banking relationships, originates loans and deposits, evaluates creditworthiness, structures financing, monitors portfolios, and maximizes relationship profitability while managing risk. The role involves financial statement analysis, business development, credit negotiations, collections, cross-selling banking products, client service, and BSA/AML/OFAC compliance.

Supports bank deposit operations by processing account maintenance, ACH transactions, wires, chargebacks, debit card and ATM matters, foreign items, returned mail, and deposit exceptions. Assists customers with digital banking services, verifies wire signatures, monitors discrepancies, maintains records, follows regulatory and BSA/AML/OFAC requirements, and provides backup to other specialists.

Monitor and assess internal compliance controls, review and update policies, conduct periodic branch and lending/deposit reviews, manage compliance training, ensure regulatory adherence (BSA/AML/OFAC, HMDA, TISA), and support cross-department compliance inquiries.

Lead end-to-end product strategy, development, launch, and lifecycle management for deposit and treasury products. Collaborate cross-functionally, gather user feedback, monitor performance, manage pricing, ensure compliance (BSA/KYC), and support integrations, training, and post-launch improvements to drive retention and profitability.

Originate and manage commercial lending and deposit relationships, analyze creditworthiness, structure loans, monitor portfolios, ensure BSA/AML/OFAC compliance, cross-sell products, and maintain strong client and community relationships to maximize profitability and minimize risk.

Manage and grow commercial banking relationships by originating loans and deposits, performing credit analysis, structuring credits, monitoring loan performance, cross-selling products, ensuring BSA/AML compliance, and providing high-quality client service while minimizing risk and maximizing relationship profitability.