Jobs at Cogent Bank

Supports bank deposit operations by processing account maintenance, ACH transactions, wires, chargebacks, debit card and ATM matters, foreign items, returned mail, and deposit exceptions. Assists customers with digital banking services, verifies wire signatures, monitors discrepancies, maintains records, follows regulatory and BSA/AML/OFAC requirements, and provides backup to other specialists.

Monitor and assess internal compliance controls, review and update policies, conduct periodic branch and lending/deposit reviews, manage compliance training, ensure regulatory adherence (BSA/AML/OFAC, HMDA, TISA), and support cross-department compliance inquiries.

Lead end-to-end product strategy, development, launch, and lifecycle management for deposit and treasury products. Collaborate cross-functionally, gather user feedback, monitor performance, manage pricing, ensure compliance (BSA/KYC), and support integrations, training, and post-launch improvements to drive retention and profitability.

Originate and manage commercial lending and deposit relationships, analyze creditworthiness, structure loans, monitor portfolios, ensure BSA/AML/OFAC compliance, cross-sell products, and maintain strong client and community relationships to maximize profitability and minimize risk.

Manage and grow commercial banking relationships by originating loans and deposits, performing credit analysis, structuring credits, monitoring loan performance, cross-selling products, ensuring BSA/AML compliance, and providing high-quality client service while minimizing risk and maximizing relationship profitability.