Teams at Cogent Bank

Lead end-to-end product strategy, development, launch, and lifecycle management for deposit and treasury products. Collaborate cross-functionally, gather user feedback, monitor performance, manage pricing, ensure compliance (BSA/KYC), and support integrations, training, and post-launch improvements to drive retention and profitability.

Develops and manages commercial banking relationships by originating loans, growing deposit relationships, performing credit analysis, monitoring portfolio performance, ensuring regulatory compliance (BSA/AML/OFAC), cross-selling products, and mentoring team members to deliver client solutions while minimizing risk and maximizing profitability.

Support daily payment operations across ACH, RTP, FedNow and debit card programs. Monitor transactions, handle ACH lifecycle events, coordinate settlements and reconciliations, investigate discrepancies, escalate suspicious activity, coordinate with vendors and internal teams, support testing and operational readiness, and assist with audits and regulatory requirements.