Jobs at Centennial Bank

Manages residential mortgage lending operations, including soliciting loan business, interviewing applicants, analyzing creditworthiness, processing applications, and ensuring regulatory compliance. Supervises mortgage loan originators, sets production goals, develops referral relationships, monitors service levels, and provides strategic direction. The role also oversees loan documentation, product knowledge, Fair Lending and CRA reporting, BSA/AML training, and coordination between mortgage production and processing teams.

Prepares management reports, conducts monthly Regulation P and withdrawal audits, maintains aging and loan fund reports, reviews client inquiries and complaints, records meeting minutes, gathers subpoena documentation, researches asset valuations, and supports compliance activities and special projects.

Serves as the primary contact for assigned business relationships, providing customer service, product education, account and transaction support, correspondence routing, issue resolution, and training. The role maintains product knowledge, supports compliance requirements, identifies growth opportunities, strengthens existing relationships, and develops new business through professional communication and relationship management.

Solicits residential mortgage business through relationships with Realtors, builders, developers, branches, and community organizations. Interviews applicants, analyzes financial data, makes credit decisions, collects documentation, and submits complete loan packages for processing. Maintains knowledge of mortgage products, rates, underwriting guidelines, and compliance requirements. Represents the bank at community events, delivers financial education presentations, and completes required lending, CRA, BSA/AML, and other compliance training.

Provides clerical and administrative support to the Special Assets Department by coordinating payment arrangements, maintaining loan databases, preparing correspondence and reports, processing loan adjustments, performing quality reviews, scanning files, and communicating with customers and loan officers. Completes required BSA/AML and compliance training while supporting accurate documentation and reporting.

Processes distribution transaction documents accurately and promptly, including IRA required minimum distributions, recharacterizations, conversions, and secondary distributions. Follows up with customers for missing documentation, performs document quality control, establishes payment transfers, and routes completed files for further processing. The role also requires compliance training, basic accounting knowledge including general ledger processing, Microsoft Office proficiency, organization, communication, multitasking, and attention to detail.

Reviews customer due diligence questionnaires, identifies risk factors, processes CDD/EDD and OFAC watch-list alerts, validates customer risk ratings, supports onboarding, escalates complex cases, and assists with testing risk scenarios while adhering to BSA/AML and regulatory requirements.

Administers and supports business applications across banking lines of business, including security groups, workflows, configurations, monitoring, troubleshooting, vendor coordination, documentation, testing, upgrades, and production support. Partners with business and information security teams to optimize application usage and implement approved changes. Provides technical support, participates in vendor user groups and training, assists with computer operations, and mentors Applications Administrator I staff.

Processes and images new and trailing deposit account documents, indexes records, identifies missing documentation, tracks exceptions, and verifies account-opening compliance with Customer Identification Program requirements. The role supports branch staff through phone, email, and ticket responses, maintains exception records, monitors product documentation criteria, and completes required BSA/AML and compliance training.

Reviews real estate appraisals and prepares in-house property evaluations to support safe, sound credit decisions. Assesses valuation methods, assumptions, conclusions, regulatory compliance, and bank policy adherence; communicates deficiencies to appraisers and tracks corrections. Manages appraisal systems, conducts exterior property inspections, documents findings with photographs, mails valuation reports, and completes regulatory and BSA/AML compliance training.

Manages commercial and consumer loan portfolios, including underwriting, loan presentations, annual reviews, renewals, increases, payment monitoring, borrower negotiations, and loan closings. Ensures approved terms are followed and portfolios align with client goals and risk tolerance. The role also requires compliance training, financial analysis, communication, and proficiency with Microsoft Word and Excel.

Provides administrative and client service support to financial advisors, including account maintenance, scheduling, communications, records, compliance documentation, transactions, referrals, events, vendor coordination, office supplies, and expense reporting. Maintains accurate client information, supports onboarding and branch operations, assists with compliant marketing activities, and completes required BSA/AML training. Travel between branch locations may be required.

Lead business development efforts for retirement custody products by generating and managing a sales pipeline, targeting medium-to-large clients, delivering tailored presentations and pricing, training partners, attending industry events, ensuring compliance (BSA/AML), managing and developing a small sales team, and maintaining product and competitor knowledge.

Drive B2B sales of GoldStar retirement and custodial solutions by generating and managing a business pipeline, delivering tailored presentations, educating partners and customers, ensuring compliance (BSA/AML), and maintaining product and competitive knowledge to expand and retain business relationships.

Supports the bank's Operational Risk Management program by performing risk assessments, identifying control gaps, monitoring internal controls and loss events, maintaining the GRC platform, drafting policies, preparing reports for management, and coordinating with business lines, ERM, IT, Compliance, and Audit.

The Business Intelligence Analyst oversees BI solution development, collaborates with departments on data analysis, and manages BI systems for reporting and analytics.

The Market President oversees branch operations, promotes bank products, manages staff, ensures compliance, and engages with the community. A key role in achieving market objectives and driving sales.

The Financial Consultant Investments builds client relationships to understand their needs, offers financial solutions, manages CRM activities, and ensures compliance with training.

The Mortgage Development & Originator solicits residential mortgages, develops referral relationships, interviews applicants, and makes credit decisions while maintaining customer service and compliance.

The Financial Consultant Investments builds relationships with clients to assess their financial needs and recommends appropriate banking solutions while adhering to compliance standards.