Companies Affirm

Affirm

San Francisco

Total Offices: 7

2,200 Total Employees

Year Founded: 2012

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We're Hiring!

Engineering 57 Product Management 21 AI & Machine Learning 20 Finance 16 Data & Analytics 10 Customer Success & Experience 8 Cybersecurity 6 HR & Recruiting 6 Program & Project Management 6 Operations & Support 5 Sales 5 Marketing 4 Legal 3 Design 2 Consulting 1

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Affirm Innovation & Technology Culture

Affirm Employee Perspectives

Affirm’s innovation culture gives employees space to explore creative ideas that may not yet be part of the formal product roadmap. Through hackathons, teams can experiment quickly, collaborate across functions, and surface unexpected ideas that have the potential to become meaningful product opportunities.

“Every year something becomes a thing that we hadn’t anticipated, weren’t planning to put into the main roadmap, only to be elevated to, ‘Hey, this is actually really cool and interesting and makes a difference.’”

Max Levchin, CEO

From the article: Affirm’s all-company Hackathon!

Affirm Employee Reviews

My favorite part of the Hackathon is to be able to talk to people from different teams and hearing what they want to build and get inspirations from each other.

Jiarui Xu, Staff Machine Learning Engineer

What People Are Saying About Affirm

Product Innovation: A fee‑light BNPL suite spans Pay in 4 through longer‑term installments, complemented by one‑time virtual cards for “anywhere” BNPL and a debit‑based Affirm Card that can convert purchases to installments post‑transaction. This broadens use cases beyond a single checkout button and into everyday spend contexts.
Emerging Technology Adoption: Underwriting is proprietary and ML‑driven at the transaction level, using real‑time models that learn from each decision to tailor pricing and approvals. This supports selective risk‑taking and dynamic offer presentation such as side‑by‑side biweekly and monthly options.
Differentiated Market Position: Deep embeds with major platforms—exclusive U.S. powering of Shopify’s Shop Pay Installments, native presence inside Apple Pay online/in‑app and in stores, and integrations with Amazon/Amazon Pay—extend reach without owning the checkout UI. This partner‑led distribution strategy provides large, lower‑CAC funnels across ecommerce and wallets.