The Role
The Zonal Credit Head oversees a credit team, approving cases, managing portfolios, and driving credit policy changes while ensuring risk management aligns with business goals.
Summary Generated by Built In
- Zonal Credit Head manage a team of Credit Analysts, Approve Midmarket & NBFC cases within delegated powers.
- Responsible for quality of the Midmarket & NBFC portfolio of the region.
- Shall be able to contribute towards process/policy/product changes related to Credit.
- Forge and foster robust partnerships with business stakeholders to ensure a cohesive risk management strategy.
- Align credit risk initiatives with partner objectives, meticulously monitor portfolios for shifts, and propose strategic interventions.
- Lead a proficient team, cultivating their expertise in credit analysis and portfolio optimization.
- Drive policy evolution, staying attuned to industry advancements.
- Specialize in underwriting significant transactions, adeptly navigating complex financial landscapes, and imparting wisdom to junior colleagues.
Qualifications: CA/ MBA Finance
Experience: 12 to 15 years
Skills Required
- CA or MBA in Finance
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The Company
What We Do
CSB is a full service bank established in 1920 and headquartered in Thrissur, Kerala. CSB has over 703 branches covering not just the district headquarters and large towns but also semi-urban and rural centers. Thanks to its unique origin and history, CSB is considered a household banking brand in Kerala. CSB offers Retail, Wholesale and SME Banking services through its footprint of over 703 branches across the country serving over 2 million customers.
