VP – Data & Analytics | Credit Risk SME and Account Leadership
A strategic leader with proven success in data-driven decision-making, enterprise analytics, and P&L ownership across multiple high-value banking and financial services accounts. Combines deep domain expertise, especially in credit risk (with focus on unsecured products), strong delivery oversight, and the ability to deliver measurable client value. Skilled in leading global teams, managing offshore operations, and driving innovation through analytics.
Key Leadership Responsibilities & Achievements
Strategic Analytics & Decision Support
- Developed and executed enterprise-wide analytics strategies aligned with business goals across global banking clients.
- Translated complex financial and operational challenges into actionable, data-driven insights to support digital and risk transformation.
- Led strategic programs in credit risk mitigation using advanced analytics.
Account & Delivery Ownership
- Held full P&L ownership for multiple banking accounts; consistently delivered 3x+ ROI to clients.
- Oversaw offshore delivery and ensured execution quality in risk and/or fraud and compliance areas.
- Established governance frameworks and operational controls to manage large-scale delivery in matrixed environments.
Leadership & Team Development
- Built and led high-performing analytics and delivery teams across geographies.
- Maintained above-average ESAT and reduced HiPo attrition to below 20% through mentorship, development, and engagement initiatives.
Stakeholder Engagement & Influence
- Served as a trusted advisor to CXO-level stakeholders, ensuring alignment between analytics initiatives and business objectives.
- Facilitated cross-functional collaboration and led executive-level analytics governance forums.
Business & Domain Expertise
- Deep knowledge in banking, payments, credit risk analytics with a strong focus on unsecured products across credit risk lifecycle (underwriting, line management, collections).
- Drove insight-led client engagements and enabled outcome-based delivery models.
Communication & Storytelling
- Simplified complex data into executive-ready dashboards and stories that enabled strategic decisions.
- Led the creation of impactful visualizations and presentations for business growth and risk management.
Go-to-Market & Thought Leadership
- Created go-to-market analytics offerings tailored to banking clients.
- Partnered with technology vendors and developed proposals, accelerators, and value-based solutions.
Core Competencies
- Strategic Thinking | Commercial Acumen | Data & Risk Analytics
- Banking & Credit risk Expertise | Team Leadership | Client Relationship Management
- Agile Program Management | Change Management | Compliance & Governance
VP – Data & Analytics | Credit Risk SME and Account Leadership
A strategic leader with proven success in data-driven decision-making, enterprise analytics, and P&L ownership across multiple high-value banking and financial services accounts. Combines deep domain expertise, especially in credit risk (with focus on unsecured products), strong delivery oversight, and the ability to deliver measurable client value. Skilled in leading global teams, managing offshore operations, and driving innovation through analytics.
Key Leadership Responsibilities & Achievements
Strategic Analytics & Decision Support
- Developed and executed enterprise-wide analytics strategies aligned with business goals across global banking clients.
- Translated complex financial and operational challenges into actionable, data-driven insights to support digital and risk transformation.
- Led strategic programs in credit risk mitigation using advanced analytics.
Account & Delivery Ownership
- Held full P&L ownership for multiple banking accounts; consistently delivered 3x+ ROI to clients.
- Oversaw offshore delivery and ensured execution quality in risk and/or fraud and compliance areas.
- Established governance frameworks and operational controls to manage large-scale delivery in matrixed environments.
Leadership & Team Development
- Built and led high-performing analytics and delivery teams across geographies.
- Maintained above-average ESAT and reduced HiPo attrition to below 20% through mentorship, development, and engagement initiatives.
Stakeholder Engagement & Influence
- Served as a trusted advisor to CXO-level stakeholders, ensuring alignment between analytics initiatives and business objectives.
- Facilitated cross-functional collaboration and led executive-level analytics governance forums.
Business & Domain Expertise
- Deep knowledge in banking, payments, credit risk analytics with a strong focus on unsecured products across credit risk lifecycle (underwriting, line management, collections).
- Drove insight-led client engagements and enabled outcome-based delivery models.
Communication & Storytelling
- Simplified complex data into executive-ready dashboards and stories that enabled strategic decisions.
- Led the creation of impactful visualizations and presentations for business growth and risk management.
Go-to-Market & Thought Leadership
- Created go-to-market analytics offerings tailored to banking clients.
- Partnered with technology vendors and developed proposals, accelerators, and value-based solutions.
Core Competencies
- Strategic Thinking | Commercial Acumen | Data & Risk Analytics
- Banking & Credit risk Expertise | Team Leadership | Client Relationship Management
- Agile Program Management | Change Management | Compliance & Governance
Core Competencies
- Strategic Thinking | Commercial Acumen | Data & Risk Analytics
- Banking & Credit risk Expertise | Team Leadership | Client Relationship Management
- Agile Program Management | Change Management | Compliance & Governance
- 15+ years, with proven track record as Account leader and deep expertise in credit risk analytics
Skills Required
- 15+ years of relevant experience
- Proven track record as an account leader with P&L ownership
- Deep expertise in credit risk analytics with focus on unsecured products
- Experience across credit risk lifecycle (underwriting, line management, collections)
- Experience leading global and offshore analytics delivery teams
- Domain experience in banking, payments, risk, fraud and compliance
- Proven ability to engage CXO-level stakeholders and lead executive governance
- Experience delivering enterprise analytics strategies and measurable ROI
- Agile program and change management experience
- Experience creating go-to-market analytics offerings and partnering with technology vendors
What We Do
Choosing a digital partner is about more than capabilities — it’s about collaboration and character. Unrealistic overhauls and off-the-shelf products ignore what matters most — your unique needs, culture, goals, and your legacy data and technology environments. At EXL, our collaboration is built on ongoing listening and learning to adapt our methodologies. We’re your business evolution partner—tailoring solutions that make the most of data to make better business decisions and drive more intelligence into your increasingly digital operations. Whether your goals are scaling the use of AI and digital, redesign operating models, or driving better and faster decisions, we’re here to partner with you to help you gain—and maintain—competitive advantage with efficient, sustainable models at scale. Our expertise in transformation, data science, and change management helps make your business more efficient and effective, improve customer relationships and enhance revenue growth. Instead of focusing on multi-year, resource- and time-intensive platform designs or migrations, we look deeper at your entire value chain to integrate strategies with impact. We use our specialization in analytics, digital interventions, and operations management—alongside deep industry expertise — to deliver solutions that help you outperform the competition. At EXL, it’s all about outcomes—your outcomes—and delivering success on your terms. Share your goals with us and together, we’ll optimize how you leverage data to drive your business forward. For more information, visit www.exlservice.com.
