VP, Private Credit Analyst - ABF

Together we fight for everyone’s opportunity for a better financial future.

We will do this together — with customers, partners and colleagues. We will fight for others, not against: We will stand up for and champion everyone’s access to opportunities. The status quo is not good enough … we believe every individual and every community deserves access to financial opportunities. We are determined to support both individuals and communities in reaching a better financial future. We know that reaching this future depends on our actions today.

Like our Purpose Statement, Voya believes in being bold and committed to action. We are committed to a work environment where the differences that we are born with — and those we acquire throughout our lives — are understood, valued and intentionally pursued. We believe that our employees own our culture and have a responsibility to foster an environment where we all feel comfortable bringing our whole selves to work. Purposefully bringing our differences together to positively influence our culture, serve our clients and enrich our communities is essential to our vision.

Are you ready to join a company with a strong purpose and a winning culture? Start your Voyage – Apply Now

Get to Know the Opportunity

To furnish the client portfolios with selected assets through analysis of Private Credit Offerings of structured and asset-based finance (“ABF”) securities. Support existing senior analysts, portfolio managers and monitor existing private credit assets.

The Contributions You'll Make:

I. Asset Selection

• Analyze credit/investment characteristics of borrowing entity and underlying asset collateral portfolios
• Develop and review cash flow models to evaluate performance of ABF transactions across various collateral types
• Evaluate and, independently form and justify a view on the transaction structure and overall credit quality
• Communicate, coordinate, and negotiate relevant transaction details with issuers and their investment banking advisors
• Present conclusions and recommendations to Private Credit Team Leader and, where appropriate, Private Credit Department Head
• Prepare and present written analysis to Voya IM credit committee
• Perform further due diligence through conversations with issuers and advisors
   

II. Portfolio Monitoring

• Monitor credit quality of private credit assets and compliance with loan covenants
• Maintain communication with borrowers
• Organize and maintain files of assigned private credit portfolio
• Review amendment and waiver requests in collaboration with Associate General Counsel for Private Credit Team Leader and secure approval of Private Credit Department Head

III. General Responsibilities

• Adhere to Voya IM and Departmental policies

Minimum Knowledge & Qualifications

• Minimum Bachelor’s degree, CFA Designation or equivalent preferred
• Minimum of 10 years’ capital markets experience; investment banking experience in structured finance or ABF is required
• Excellent credit skills, inclusive of ability to assess the quality and expected future performance of esoteric structured finance transactions
• Familiarity and experience with loan documents and covenant packages
• Advanced understanding of Excel and strong modeling capabilities 
• Excellent written and oral presentation skills
• Solid foundation of global accounting standards
• Strong business orientation, able to proactively engage transaction counterparties and investor clients
• Excellent customer orientation
• Intellectual curiosity
• Solid planning & organizing skills
• Team player

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Compensation Pay Disclosure:

Voya is committed to pay that’s fair and equitable, which means comparable pay for comparable roles and responsibilities.

The below annual base salary range reflects the expected hiring range(s) for this position in the location(s) listed. In addition to base salary, Voya offers incentive opportunities (i.e., annual cash incentives, sales incentives, and/or long-term incentives) based on the role to reward the achievement of annual performance objectives. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Voya Financial is willing to pay at the time of this posting.

Actual compensation offered may vary from the posted salary range based upon the candidate’s geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

$160,000 - 190,000 USD

Be Well. Stay Well.

Voya provides the resources that can make a difference in your lives. To us, this means thriving physically, financially, socially and emotionally. Voya benefits are designed to help you do just that. That’s why we offer an array of plans, programs, tools and resources with one goal in mind: To help you and your family be well and stay well.

What We Offer

• Health, dental, vision and life insurance plans
• 401(k) Savings plan – with generous company matching contributions (up to 6%)
• Voya Retirement Plan – employer paid cash balance retirement plan (4%)
• Tuition reimbursement up to $5,250/year
• Paid time off – including 20 days paid time off, nine paid company holidays and a flexible Diversity Celebration Day.
• Paid volunteer time — 40 hours per calendar year

Learn more about Voya benefits (download PDF)

Critical Skills

At Voya, we have identified the following critical skills which are key to success in our culture:

• Customer Focused: Passionate drive to delight our customers and offer unique solutions that deliver on their expectations.
• Critical Thinking: Thoughtful process of analyzing data and problem solving data to reach a well-reasoned solution.
• Team Mentality: Partnering effectively to drive our culture and execute on our common goals.
• Business Acumen: Appreciation and understanding of the financial services industry in order to make sound business decisions.
• Learning Agility: Openness to new ways of thinking and acquiring new skills to retain a competitive advantage.

Learn more about Critical Skills

Equal Employment Opportunity

Voya Financial is an equal-opportunity employer. Voya Financial provides equal opportunity to qualified individuals regardless of race, color, sex, national origin, citizenship status, religion, age, disability, veteran status, creed, marital status, sexual orientation, gender identity, genetic information, or any other status protected by state or local law.