Who We Are
Cross River builds the infrastructure behind the world’s most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively — trusted by leading fintechs, enterprises, and disruptors across the globe.
Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker’s Best Places to Work in Fintech year after year. Whether you’re designing code, solving regulatory puzzles, or developing strategy, you’ll join a team where innovation and integrity drive everything we do — and where your work helps shape the future of finance.
What We're Looking For
This candidate will be a direct report to the Head of FP&A. You will be responsible for leading a team in budgeting, forecasting, and presenting to the CEO and senior audiences the financial and business performance of the company. This person will play a critical leadership role in assisting Finance leadership and senior management to make profitable, data-driven strategic decisions. In addition to overseeing the HQ central consolidation FP&A team, this role will have a strong focus on pre-IPO readiness and external investor communications, ensuring internal financial insights are effectively translated for external stakeholders. Responsibilities include business case development, hiring and team development, process improvements, analytics, and data/system governance.
Responsibilities:
- Lead the annual budgeting process, cross-functional analysis, long-term financial forecasting, monthly Board reporting, and special projects (including strategic initiatives and finance transformation)
- Build robust repeatable processes for external reporting and investor communications; partner with Investor Relations to craft clear, data-driven narratives for external audiences
- Provide analysis of the monthly P&L report: financial results versus forecast, prior year, and budget. Perform revenue, margin, and operating expense variance analysis. Oversee headcount tracking and benefits analysis
- Deliver deep insights and strategies to assist with business KPIs and strategic decision-making
- Support long-term financial elements of strategic planning and capital markets readiness
- Drive process improvements and governance of financial data and systems across FP&A
Requirements:
- Bachelor’s degree in Economics, Accounting, Finance, or related field; MBA preferred
- Minimum of 12 years’ experience in FP&A and strategic finance roles; experience in a public company environment is required
- Banking finance/reporting experience is a must; high-tech or growth company experience is a plus
- Strong background in external reporting and investor communications; IPO experience is a plus
- Expert knowledge of financial planning and analysis
- Strong quantitative/analytical skills and ability to think critically and strategically
- Exceptional communication skills (written & verbal) with the ability to influence at all levels
- Advanced Excel & PowerPoint skills; familiarity with FP&A and BI tools (Workday, Tableau, Pigment/AnaPlan, Alteryx) is a plus
- Presentation skills with the proven ability to focus on the details as well as zoom out for high-level messaging and takeaways
#LI-AC1 #LI-Hybrid #LI-Onsite
Salary Range: $175,000.00 - $195,000.00
Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.
By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.
Top Skills
What We Do
Cross River provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards, lending, and crypto solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion. Member FDIC.
