The Role
Leads first-line financial crime across Operations and Product, covering AML, sanctions, fraud, onboarding, screening, transaction monitoring, investigations, and offboarding. Sets strategy, builds leadership teams, oversees control effectiveness and operational performance, prioritizes financial crime technology, governs automation and AI, supports product and market launches, and reports control effectiveness and material risks to senior leadership and regulators.
Summary Generated by Built In
We are a leading trading platform that is ambitiously expanding to the four corners of the globe. Our top-rated products have won prestigious industry awards for their cutting-edge technology and seamless client experience. We deliver only the best, so we are always in search of the best people to join our ever-growing talented team.
Capital.com is expanding into new products, payment methods and jurisdictions, and our financial crime controls need to stay ahead of that growth. As VP, Financial Crime, you will own first-line financial crime across the business, from how investigations run day to day to the systems and controls behind them.
You will lead two senior direct reports: the Head of Financial Crime Operations, who runs our investigations and casework, and the Head of Financial Crime Product, who owns the systems and controls the function relies on. Together you will cover the full customer lifecycle: onboarding, customer due diligence, risk assessment, screening, fraud, transaction monitoring, investigations and offboarding.
You will set the strategy, shape the leadership team and give senior stakeholders a clear view of how well our controls are working. This is a senior role with a clear mandate and real scope: build a financial crime function ready for a much larger, more complex business.
This is a new position based in Dubai or London, reporting directly to the Group Chief Operating Officer
Responsibilities
- Set the first-line financial crime strategy and delivery plan. Shape the organisation, capacity and delivery model as the business grows, and track whether investment delivers the intended control and operational improvements.
- Build and lead the financial crime leadership team across Operations and Product. Develop managers, set clear accountability, align priorities and resolve delivery dependencies.
- Own the effectiveness of first-line controls across your remit. Work with Compliance and entity leadership to identify gaps, agree improvements and show that the changes address the underlying risk.
- Oversee operational performance, balancing investigation quality, timely decisions, customer experience and cost. Step in where recurring problems call for a change to the operating model or technology.
- et priorities for financial crime technology. Guide build-or-buy decisions using evidence of risk reduction, customer impact, delivery effort and ongoing cost.
- Prepare the function for new products and jurisdictions. Define the controls, systems and operational capacity each launch needs, and bring unresolved risks and readiness gaps into launch decisions.
- Lead the use of automation and AI where they improve outcomes, with proper testing, human oversight, ongoing evaluation and clear ownership of decisions and performance.
- Give senior leaders a clear view of control effectiveness, performance, material issues and the decisions required. Support audits and regulatory reviews, and lead the operational response to material issues with Compliance and local leadership
Requirements
- A track record of leading first-line financial crime (fraud, AML, sanctions) at a fintech, neobank or bank operating at scale across several jurisdictions.
- Hands-on experience building financial crime controls and products from an early stage, covering deposits, withdrawals and the wider payments lifecycle.
- Experience leading leaders: managing managers across operational and product or technical teams, with clear accountability and measurable results.
- A strong grasp of operational performance management, including backlogs, SLAs, quality assurance, capacity planning and cost, and of how these trade off against customer experience.
- Experience setting financial crime technology priorities and making build-or-buy decisions based on risk reduction, cost and delivery effort.
- Sound judgement across AML, sanctions and fraud, including how policy and risk appetite translate into workable first-line controls, and a clear view of where Compliance's and the regulated entities' accountabilities begin.
- A practical, well-governed approach to automation and AI in financial crime operations, including model testing, human oversight and performance monitoring.
- Experience preparing for new product or market launches, working with Compliance, Product and local leadership to define readiness and surface risk.Confidence presenting to executive leadership and supporting regulatory reviews and audits, with clear, evidence-based reporting on control effectiveness and material issues.
- Nice to have: ICA or CAMS, exposure to online trading or digital assets
What you will get in return:
• Competitive Salary: We believe great work deserves great pay! Your skills and talents will be rewarded with a salary that makes you feel valued and motivated.
• Work-Life Harmony: Join a company that genuinely cares about you - because your life outside of work matters just as much as your time on the clock. #LI-Hybrid
• Generous Time Off: Need a breather? Our annual leave policy lets you recharge and enjoy life outside of work without a worry.
• Employee Referral Program: Love working here? Share the love! Bring your talented friends on board and get rewarded for growing our awesome team.
• Comprehensive Health & Pension Benefits: From medical insurance to pension plans, we’ve got your back. Plus, location-specific benefits and perks!
• Workation Wonderland: Live your digital nomad dreams with 30 extra days to work remotely from anywhere in the world (some restrictions apply). Adventure awaits!
• Volunteer Days: Make a difference! Take two additional paid days each year to support causes you care about and give back to the community.
Be a key player at the forefront of the digital assets movement, propelling your career to new heights! Join a dynamic and rapidly expanding company that values and rewards talent, initiative, and creativity. Work alongside one of the most brilliant teams in the industry.
Applicable for Poland: Our company has an Internal Reporting Procedure. It is available from the Human Resources Department upon request [email protected]. You may report a violation referred to in the Procedure under the terms specified therein.
Skills Required
- Track record leading first-line financial crime, including fraud, AML, and sanctions, at a scaled fintech, neobank, or bank operating across multiple jurisdictions.
- Hands-on experience building financial crime controls and products from an early stage across deposits, withdrawals, and the wider payments lifecycle.
- Experience leading managers across operational and product or technical teams, with clear accountability and measurable results.
- Strong operational performance management experience, including backlogs, SLAs, quality assurance, capacity planning, cost, and customer-experience tradeoffs.
- Experience setting financial crime technology priorities and making build-or-buy decisions based on risk reduction, cost, and delivery effort.
- Sound judgment across AML, sanctions, and fraud, including translating policy and risk appetite into workable first-line controls.
- Practical, well-governed approach to automation and AI in financial crime operations, including model testing, human oversight, and performance monitoring.
- Experience preparing for new product or market launches and defining financial crime readiness with Compliance, Product, and local leadership.
- Confidence presenting to executive leadership and supporting regulatory reviews and audits with evidence-based reporting.
- ICA or CAMS certification.
- Exposure to online trading or digital assets.
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The Company
What We Do
Capital provides software that enables founders to raise, hold, spend, and send funds all in one place. Capital has evolved its flagship fundraising tool (formerly known as Party Round) to provide founders with banking solutions that streamline their startups.
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