The VP will effectively serve as the GM of Nitra’s lending business, overseeing existing lending products while identifying, launching, and scaling new lending categories across healthcare. The ideal candidate has a strong commercial lending or credit background, experience launching lending products or programs, and the judgment and entrepreneurial mindset to operate in a high-growth environment.
Your responsibilities will include:
- Own and grow Nitra’s lending business, with accountability for originations, interest and fee revenue, gross profit, and portfolio performance.
- Oversee and expand FlexPay, Nitra Claims Factoring, and Equipment Lending, while developing new equipment leasing, working capital, and commercial real estate lending programs.
- Identify and launch new lending products and credit programs based on customer needs, market opportunities, and Nitra’s broader banking strategy.
- Develop new origination channels and strategic partnerships with PE-backed sponsors, MSOs, healthcare operators, and credit-intensive specialties.
- Partner with Sales, Marketing, and Customer Success to identify lending opportunities within Nitra’s existing customer base and create repeatable cross-sell and referral motions.
- Design credit strategies, underwriting frameworks, pricing, eligibility criteria, and risk parameters for new lending products.
- Build and scale underwriting, portfolio monitoring, collections, and fraud management processes, including automation and technology-enabled risk controls.
- Monitor portfolio performance and proactively manage delinquencies, defaults, concentration risk, and other emerging credit risks.
- Partner with Product, Engineering, and Finance to build scalable lending infrastructure and operational workflows.
- Help build the team, processes, and capital infrastructure required to scale Nitra’s lending business.
You have:
- 10+ years of experience in commercial lending, commercial banking, private credit, specialty finance, equipment finance, healthcare finance, or a related credit environment.
- Proven experience building, launching, or scaling lending products or programs, ideally from the ground up.
- Strong commercial credit underwriting, structuring, pricing, and portfolio management experience.
- Experience across one or more relevant areas including healthcare lending, equipment finance, working capital, receivables, asset-backed lending, or specialty finance.
- A track record of turning credit expertise into new products, markets, partnerships, or revenue opportunities.
- Entrepreneurial mindset with the ability to operate independently, make decisions with imperfect information, and build in a high-growth environment.
- Strong commercial judgment and the ability to balance growth, risk, and portfolio economics.
- Excellent communication skills and the ability to work directly with senior leadership, customers, capital partners, and strategic partners.
We Offer:
- Equity - Everyone at Nitra is an owner. When the company wins, you win.
- Competitive Salary - You’re the best of the best, and your salary will reflect your experience and reward your contributions to Nitra.
- Health Care - Your health comes first. We offer comprehensive health, vision, and dental insurance options.
- Retirement Benefits - Your financial stability matters to us so we provide a generous employer 401K match.
Skills Required
- 10+ years of experience in commercial lending, commercial banking, private credit, specialty finance, equipment finance, healthcare finance, or a related credit environment
- Proven experience building, launching, or scaling lending products or programs, ideally from the ground up
- Strong commercial credit underwriting, structuring, pricing, and portfolio management experience
- Experience in healthcare lending, equipment finance, working capital, receivables, asset-backed lending, or specialty finance
- Track record of turning credit expertise into new products, markets, partnerships, or revenue opportunities
- Entrepreneurial mindset and ability to operate independently, make decisions with imperfect information, and build in a high-growth environment
- Strong commercial judgment and ability to balance growth, risk, and portfolio economics
- Excellent communication skills and ability to work directly with senior leadership, customers, capital partners, and strategic partners
What We Do
Nitra’s mission is to overhaul the healthcare industry with radically efficient and transparent solutions. Nitra empowers providers to find the right balance between supporting their patients and running their practice – starting with tools that deliver a simpler, smarter way to manage their spending. Nitra solutions integrate seamlessly with the complex business processes of the industry. Our goal is to provide an ecosystem that helps doctors better manage their practices, so they can focus on their patients. Starting with the first business card built specifically for doctors, Nitra will expand to bring physicians and medical clinics around the country the loans, accounts, payments, and expense management products they expect, in an all-in-one platform powered by machine learning and blockchain technologies. The company was created by unicorn founders who have successfully scaled to thousands of customers. They are joined by an ambitious and experienced team from Amazon, American Express, Citi, Dropbox, Facebook, Mastercard and PayPal. The team is supported by an expert group of Advisors such as the cofounders of Square and Xendit, executives from Intuit, Governors and White House senior staffers, and is backed by some of the world’s leading VCs such as Andreessen Horowitz and NEA. Interested? We are growing fast and actively building our team. Look at our job postings and let us know where you fit!
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