At HCSC, our employees are the cornerstone of our business and the foundation to our success. We empower employees with curated development plans that foster growth and promote rewarding, fulfilling careers.
Join HCSC and be part of a purpose-driven company that will invest in your professional development.
Job SummaryResponsible for quoting and rating proposals and renewal projections and approves cases within established authority guidelines.Required Job Qualifications:
- Bachelor Degree and 5 years’ experience underwriting small and/or large accounts and dealing directly with key customers, consultants and/or brokers OR 6 years of experience underwriting small and/or large accounts and dealing directly with key customers, consultants and brokers.
- 3 years of underwriting of higher complexity cases (if responsibility includes one or more of the following segments: large/major/national/and or special accounts (Labor Union, Student Health, IL Hospital, Co-operatives, Private Exchange, etc.) or OR Demonstrated capability to meet required job responsibility.
- Successfully demonstrated skills and experience in underwriting and pricing of various funding options and products and making sound decisions.
- Operational knowledge of renewal and prospective group health underwriting processes and procedures.
- Knowledge of underwriting methodologies including mathematical and financial group health underwriting funding.
- Extensive experience applying consortium procedure and pricing (if applicable).
- Extensive experience and knowledge of managed care/health care, group insurance products and group health underwriting financial arrangements and knowledge of state and federal legislation to underwriting practices and making sound decisions.
- Work management skills in prioritizing and assigning work and project assignments.
- Demonstrated highly effective Presentation skills for addressing customers and senior management.
- Demonstrate skills for developing presentations, building and maintaining positive relationships internally and externally, interacting with representatives of large and strategic accounts, coordinating initiatives across departments, interacting with senior management, lead staff.Project management skills and experience, including designing and leading projects.
- Verbal and written communication skills, including correct grammar, appropriate word choice, precisions, structure, and appropriate tone and level of detail for audience.
- Interact with BCBSA and member plans.
- Interpret and describe BCBS products and financial arrangements as well as those provided by competitors.
- Successfully demonstrated interpersonal skills in establishing and maintaining positive business relationships.
- Independent judgment and problem resolution skills.
- Work and project management skills including the ability to multi-task, prioritize, and manage time and workload to meet deadlines.
- PC proficiency to include Word and Excel.
- Successfully demonstrated skills and experience in presenting to external clients.
- Process management and process improvement experience and skills to identify and implement process changes.
Preferred Job Qualifications:
- Knowledge of the Blue System and ability to price National business.
- Rotation to other Underwriting market segments.
This is a Flex (Hybrid) role: 3 days in office; 2 days remote.
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Pay Transparency Statement:
At Health Care Service Corporation, you will be part of an organization committed to offering meaningful benefits to our employees to support their life outside of work. From health and wellness benefits, 401(k) savings plan, pension plan, paid time off, paid parental leave, disability insurance, supplemental life insurance, employee assistance program, paid holidays, tuition reimbursement, plus other incentives, we offer a robust total rewards package for employees. Learn more about our benefit offerings by visiting https://careers.hcsc.com/totalrewards.
The compensation offered will vary depending on your job-related skills, education, knowledge, and experience. This role aligns with an annual incentive bonus plan subject to the terms and the conditions of the plan.
HCSC Employment Statement:We are an Equal Opportunity Employment employer dedicated to providing a welcoming environment where the unique differences of our employees are respected and valued. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other legally protected characteristics.
Base Pay Range$102,000.00 - $184,300.00Exact compensation may vary based on skills, experience, and location.
Skills Required
- Bachelor's degree and five years of experience underwriting small and/or large accounts while working directly with customers, consultants, or brokers; alternatively, six years of equivalent underwriting experience.
- Three years of experience underwriting higher-complexity cases, or demonstrated capability to meet the required job responsibilities.
- Demonstrated underwriting and pricing experience across funding options and products, with sound decision-making.
- Operational knowledge of renewal and prospective group health underwriting processes and procedures.
- Knowledge of mathematical and financial group health underwriting methodologies and funding.
- Extensive consortium procedure and pricing experience, if applicable.
- Extensive knowledge of managed care, healthcare, group insurance products, group health underwriting arrangements, and applicable state and federal legislation.
- Work and project management skills, including prioritization, multitasking, workload management, and deadline management.
- Highly effective presentation skills for customers, external clients, and senior management.
- Experience developing presentations and building positive internal and external relationships with strategic accounts and senior management.
- Project management experience, including designing and leading projects.
- Strong verbal and written communication skills, including grammar, word choice, structure, tone, and audience-appropriate detail.
- Ability to interact with BCBSA and member plans.
- Ability to interpret and describe Blue Cross Blue Shield products, financial arrangements, and competitor offerings.
- Interpersonal skills for establishing and maintaining positive business relationships.
- Independent judgment and problem-resolution skills.
- PC proficiency, including Microsoft Word and Excel.
- Process management and process improvement experience, including identifying and implementing process changes.
- Knowledge of the Blue System and ability to price national business.
- Rotation experience in other underwriting market segments.
Health Care Service Corporation Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Health Care Service Corporation and has not been reviewed or approved by Health Care Service Corporation.
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Retirement Support — A pension plan alongside a matching 401(k) is offered, an uncommon combination in the private sector. This combination is described as a standout element that helps retain employees.
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Healthcare Strength — Healthcare options are broad, with multiple medical, dental, and vision choices, wellness incentives, and access to resources like on-site fitness centers and an EAP. These offerings add meaningful value beyond base pay.
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Parental & Family Support — Paid parental leave (up to six weeks at full pay after one year), adoption assistance, and mothers’ rooms are available. These supports reinforce family needs alongside work commitments.
Health Care Service Corporation Insights
What We Do
Imagine Something New, Something Different. Health Care Service Corporation, a Mutual Legal Reserve Company (HCSC), is the largest customer-owned health insurer in the nation and the fourth largest overall. Operating through our Blue Cross and Blue Shield Plans in Illinois, Montana, New Mexico, Oklahoma and Texas (as well as a variety of affiliates and subsidiaries,) we are expanding access to high-quality, cost-effective health care. We are equipping members with information and tools so they can make the best health care decisions for themselves and their families. HCSC is continuously recognized as an employer committed to community, diversity and inclusion, training and development. HCSC is committed to pioneering the health care space in ways as effective as they are creative. If you are passionate about the impact you want to have through your work, with a desire to apply innovative thinking to new and emerging challenges, we encourage you to learn more about HCSC. Learn about what we stand for, how we work and the difference we’re making in the lives of our 15 million members. Join HCSC and discover what new ways of thinking can mean for you, your community, our customers and our organization. Divisions of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association.





