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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role:
SoFi’s Treasury Risk Oversight team is responsible for independent oversight and governance of Market, Liquidity, and Capital risks in the Company’s balance sheet.
The Senior Analyst, Treasury Risk Oversight will play a critical role in executing a broad range of oversight, monitoring, and governance activities within Market Risk management. The role reports to a senior leader overseeing the second line of defense for Treasury risk and will collaborate closely with partners across Treasury, Finance, and Risk Management to strengthen the Company’s risk management framework and promote disciplined balance sheet oversight.
What you’ll do:
- Perform continuous monitoring of the Company’s market risk exposures, including Asset Liability Management (ALM) and Price risk metrics.
- Lead periodic targeted reviews of the Company’s ALM Risk Framework, assessing the adequacy and effectiveness of key risk controls and governance processes.
- Develop and maintain monitoring tools and challenger models to support independent risk oversight. Activities include data sourcing, calculation, and reporting, with the use of statistical and quantitative techniques where appropriate.
- Analyze ALM exposures using the Company’s ALM system, interpreting results across interest rate, duration, and prepayment dimensions.
- Review risk models and end-user applications used by the first line of defense, including prepayment and deposit models, stress testing methodologies, and asset valuation assumptions.
- Support risk governance activities, such as risk identification, risk taxonomy, risk appetite calibration, and preparation of reporting materials for governance committees and management forums.
- Collaborate with stakeholders across Treasury, Finance, and Risk functions to advance project-based initiatives, including new product reviews, regulatory commitments, and other non-periodic deliverables.
- Contribute to the development of monitoring tools and analytical frameworks supporting treasury, liquidity and capital adequacy risk oversight.
What you’ll need:
- 3-5 years of experience in banking and/or risk consulting, with exposure to treasury, ALM, and/or market risk. Experience with liquidity and capital risk management is a plus.
- Proven ability to analyze and report market risks, with working knowledge of accounting principles and the market risk exposures inherent to bank balance sheets and off-balance sheet products (e.g., deposits, lending, credit and interest rate derivatives).
- Understanding of ALM Risk regulatory requirements and related supervisory expectations.
- Excellent written and verbal communication skills, including the ability to produce materials for various levels of governance forums and executives.
- Advanced degree in quantitative or economic discipline (e.g., Finance, Economics, Statistics, or related field), with demonstrated ability to apply quantitative methods to solve complex problems.
- Strong Technical skills in SQL and Python.
Nice to have:
- Working knowledge of ALM systems and related analytical tools.
- Professional certifications such as FRM or CFA.
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What We Do
SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions.
Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world.
For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way.
At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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