About PayJoy
PayJoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. We lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud AI allow us to offer the lowest cost and qualify the most customers in the industry. As of 2024 we have brought billions of dollars in credit to 12 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term.
This role
The Treasury Manager will collaborate with cross-functional teams to develop and execute financial strategies that align with the company's objectives while will ensure efficient day-to-day treasury operations and payments in Mexico, support FX dealing, and global Projects. This role involves overseeing cash flow and ensuring liquidity of all countries.
Responsibilities
- Responsible to update and keep control of the Treasury FX tracker including loan agreements and monthly internal audit.
- Supporting global and local FX deals.
- Support the preparation of the FX monthly committee and minutes.
- Responsible for the credit cards control in Mexico, including responsive letters; monthly monitoring of expenses, credit limits, follow up on clarifications with employees and card payments.
- Tracking of all payments to vendors in México.
- Close daily investments in MXN and USD , track investments in all markets.
- Tracking of banking access in all countries and request proof of evidence on a monthly basis.
- Assist Senior Treasury Manager to manage liquidity and review daily cash balances and cash flows in the treasury management system.
- Assist Senior Treasury Manager to document all Treasury procedures (SOP’s) and keep updated Global Policies at least annually or more frequently as require.
- Participation in local and global projects where Treasury is involved.
- Supporting internal and external audits.
Requirements
- Manage operations and liquidity management strategies.
- Knowledge of financial instruments, credit facilities and treasury best practices.
- Maintain and build strong relationships with banks.
- Serve as the company’s leading spokesperson for all departments, partners, and stakeholders.
- Design and implement solutions and recommend plans and technology for optimization purposes.
- Create scalable workflows and implement company-wide treasury processes.
- 5+ years treasury leadership experience.
- Degree in finance, accounting, or related field.
- Advanced level of English.
Benefits
- Company-funded Health and Dental Insurance for employees and immediate family members
- Life insurance
- 30 days of Christmas bonus
- 20 days paid Vacation
- 50% Vacation premium
- 13% Saving funds
- $2,000 MXN monthly grocery coupons
- $2,000 USD annual Coworking Travel allowance
- $2,000 USD annual Professional Development allowance
- $500 USD annual Fitness allowance
- $500 USD Phone Finance allowance
- $250 USD Home Office equipment allowance
- $200 USD Headphone allowance
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
PayJoy Principles
Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening
What We Do
PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile security technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being.
Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, Colombia, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to the next billion emerging consumers.
