About Figure
Figure (NASDAQ: FIGR) is transforming capital markets through blockchain. We’re proving that blockchain isn’t just theory - it’s powering real products used by hundreds of thousands of consumers and institutions.
By combining blockchain’s transparency and efficiency with AI-driven automation, we’ve reimagined how loans are originated, funded, and traded in secondary markets. From faster processing times to lower costs and reduced bias, our technology is helping borrowers, investors, and financial institutions achieve better outcomes.
Together with our 170+ partners, we’ve originated over $22 billion in home equity loans (HELOCs) on our blockchain-native platform, making Figure the largest non-bank provider of home equity financing in the U.S. Figure’s ecosystem also includes YLDS, an SEC-registered yield-bearing stablecoin that operates as a tokenized money market fund, and several other products and platforms that are reshaping consumer finance and capital markets.
We’re proud to be recognized as one of Forbes’ Most Innovative Fintech Startups in 2025 and Fast Company’s Most Innovative Companies in Finance and Personal Finance.
About the Role
We’re looking for a self-motivated and curious Analyst to support our Treasury and Financial Operations across a complex, multi-entity environment. In this role, you will play a key part in ensuring accurate daily cash and digital asset visibility while managing the operational mechanics behind our liquidity, loan sale, and reporting processes. Additionally, you will be responsible for executing critical funding activities and supporting operational payment workflows that keep Figure running smoothly. You will work closely with Finance, Capital Markets, Product, and Legal teams to maintain strong treasury controls and help scale our proprietary financial infrastructure. This is a great opportunity for someone who thrives in fast-moving environments and wants to work at the intersection of traditional finance and blockchain technology.
What You’ll Do
- Prepare cash and inventory reporting across entities to ensure total liquidity visibility, in support of short term actions and longer range forecasting
- Monitor and reconcile daily bank balances and transaction activity across all operating accounts
- Perform daily cash positioning to ensure compliance with liquidity requirements for funding, vendor payments, and operational processes
- Execute cash movements, including wires, ACH transfers, and internal account allocations, adhering to approval protocols and SOX controls
- Manage funding operations for loan sales while ensuring strict compliance with legal agreements
- Support vendor payment processing, including wire initiation, callback confirmations, and oversight of wire templates
- Collaborate with the Accounting department on month-end close processes related to funding and sale activities
- Own and communicate weekly, monthly, and quarterly reports as required by legal agreements
- Partner with Product, Data, Engineering and Legal teams to streamline cross-functional data collection and resolve outstanding financial queries
- Reconcile loan and collateral data to ensure accuracy across internal systems and blockchain records
- Continuously improve existing workflows to increase the scalability and efficiency of our financial operations
- Contribute to the company’s capital raising initiatives, including debt financings
What We Look For
- 3+ years in the financial services industry with specific experience in funding, treasury, or financial operations
- Ability and willingness to work Eastern Standard Time (EST) business hours
- Experience maintaining treasury management software (TMS) or complex enterprise resource planning (ERP) systems highly preferred (especially experience with Kyriba)
- Experience with cash forecasting highly preferred
- Bachelor’s degree in Business, Economics, Accounting, Finance, or a related field
- Intermediate to advanced Excel skills with the ability to pick up new platforms such as Tableau
- Transparent communication and strong relationship-building skills to effectively work with cross-functional partners
- Proven organization skills and the ability to prioritize and adhere to deadlines in a fast-paced environment
- Strong attention to detail and the analytical skills needed to work with limited direction
- Ability to perform and thrive in a startup environment where you are often building processes from scratch
- Curiosity and drive to learn about blockchain and help out where needed
Salary
- Base Compensation Range: $76,500-$103,500yr
- 25% annual bonus target, paid quarterly
- Company equity in the form of RSUs
This is the compensation range for the role in the United States. Actual compensation may vary based on a candidate’s experience, skills, location, internal equity, and evolving business needs. While most offers are generally made within the middle of the range, final compensation is determined based on the factors above.
Benefits
- Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans
Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits
Employer-paid life and disability insurance
11 observed holidays and PTO plan
Up to 12 weeks of paid family leave
Continuing education reimbursement
Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing and acknowledging that you have read and understand the above notice.
Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.
#LI-SB1 #LI-Hybrid
Skills Required
- 3+ years in financial services with experience in funding, treasury, or financial operations
- Bachelor's degree in Business, Economics, Accounting, Finance, or related field
- Experience maintaining treasury management software (preferably Kyriba)
- Experience with cash forecasting
- Intermediate to advanced Excel skills
Figure Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Figure and has not been reviewed or approved by Figure.
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Healthcare Strength — Health coverage is fully employer‑paid on select plans for employees and dependents, alongside company‑paid life and disability insurance and mental‑health support. This breadth and low out‑of‑pocket cost are highlighted as standout aspects of the package.
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Leave & Time Off Breadth — Time off is positioned as flexible with generous PTO, paid holidays, and sick time. Paid family leave is available for both birthing and non‑birthing parents.
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Equity Value & Accessibility — Equity is broadly offered with renewal grants and the option to take performance bonuses as equity. This structure signals accessible ownership across roles.
Figure Insights
What We Do
Figure has applied blockchain technology across a series of real-world applications that are delivering real and immediate value to everyday consumers across sectors, including loan origination, private company cap table and fund management, security markets and payments. Figure has and continues to develop innovative products and services that seek to bypass traditional incumbents within the financial services industry. Simply put, Figure is delivering on the promise of blockchain technology. Over $15B in transactions have been conducted on the Provenance Blockchain, a layer 1 designed for financial services, built and deployed by Figure. As one of the first lenders to fully use blockchain technology, Figure is driving adoption across the lending ecosystem and providing stakeholders the benefit of an immutable record of asset ownership on the Provenance Blockchain. Figure’s HELOC product has enabled over 85,000 households across 45 states to unlock a combined $6 billion in equity from their homes. These lines of credit give people the opportunity to fund home improvement projects, secondary education, and more. Figure is a regulatory powerhouse, boasting over 200 lending, servicing and money transmission licenses, SEC approval as an Alternative Trading System, and FINRA approved broker-dealer status. While some fintech companies aim to compete with traditional banks, Figure has stuck to expanding use cases for blockchain in finance and creating tech-enabled solutions for deep financial change in the markets. The company's iterative approach to product development has helped it to meet the evolving needs of its customers.
Why Work With Us
Figure creates tech-enabled, cutting-edge solutions for deep financial change, meeting the evolving needs of its customers. As the only firm leveraging blockchain technology to create real-world applications and immediate value to everyday consumers, Figure is effectively bridging the gap between the digital asset and traditional finance spaces.
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