The Role
Develop and maintain relationships with potential and existing debtors, provide financial consultation, achieve sales targets, manage credit lifecycle (proposal, approval, disbursement, maintenance), monitor payment performance, and perform early watchlist recognition to protect portfolio health.
Summary Generated by Built In
Seek and maintain business relationship with potensial & existing debtor by providing financial solution as business needs.
Strategy and Planning
- Design daily and monthly Sales Activity Plan as guidance for SPT achievement
Business Performance and Management
- Seek proactively potential debtor to achieve business target
- Provide financial consultant for potential & existing debtor by identify debtor needs and offer product according to their needs
- Responsible to EBB credit portfolio growth and optimalization credit usage
- Run all credit activities, from preparation, call report, credit proposal, credit proposal approval, loan administration related to Credit Signing, disbursment, roll over and credit maintenance
- Determine debtor’s ability to pay by establish depth information on debtor loan, such as business prospec, business management, owner / shareholder and business cash flow
- Ensure collectability of debtor remains healthy by monitoring the fulfillment of payment obligation
- Do early recogniation watchlist for each debtor and inform the management if needed
- Bachelor degree any major with GPA min. ≥ 3.0
- Age max. 27 years old
- Preferable fresh graduate (Max. 1 year working experience)
- High Motivation & driven /energetic
- Passionate about sales
- Good communication & interpersonal skills
Skills Required
- Bachelor degree any major with GPA minimum 3.0
- Age maximum 27 years old
- Fresh graduate preferred (maximum 1 year working experience)
- High motivation, driven, energetic
- Passionate about sales
- Good communication and interpersonal skills
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The Company
What We Do
PT Bank CIMB Niaga Tbk is one of Indonesia's largest private banks, providing a comprehensive portfolio of conventional and sharia banking services. Its operations span consumer, SME, commercial, and corporate banking, offering products such as loans, deposits, and treasury services. A subsidiary of CIMB Group Holdings Berhad, it serves as a universal banking platform focused on advancing customers and society.
