Key Responsibilities *
Strategy and Planning
- Design daily and monthly Sales Activity Plan as guidance for SPT achievement
Business Performance and Management
- Seek proactively potential debtor to achieve business target
- Provide financial consultant for potential & existing debtor by identify debtor needs and offer product according to their needs
- Responsible to EBB credit portfolio growth and optimalization credit usage
- Run all credit activities, from preparation, call report, credit proposal, credit proposal approval, loan administration related to Credit Signing, disbursment, roll over and credit maintenance
- Determine debtor’s ability to pay by establish depth information on debtor loan, such as business prospec, business management, owner / shareholder and business cash flow
- Ensure collectability of debtor remains healthy by monitoring the fulfillment of payment obligation
- Do early recogniation watchlist for each debtor and inform the management if needed
People Management
Regulatory Compliance
- Ensure all credit administration and process comply with internal and external regulation
Job Specification *
Qualifications
(Basic Degree/Diploma etc)
Min. Bachelor Degree
Professional Qualification and/or Regulatory, Licensing requirements
Relevant Work Experience
Fresh Graduate
Required Competencies and Skills *
Competencies/Skills
(Essential to succeed in this job)
Technical/Functional skills
- Selling Skill
- Negotiation Skill
- Product Knowledge
- Credit Skill
- Computer Skill (MS Office, Excel)
- Financial Analysis.
Personal skills (Soft Competencies [Core/Leadership])
- Networking & Alliance Building
- Communicating
- Building the CIMB Learning Organization
- Shaping the CIMB Strategy
- Driving for Business Results
- Customer Orientation
- Entrepreneurship
Skills Required
- Min. Bachelor Degree
- Fresh Graduate
- Selling Skill
- Negotiation Skill
- Product Knowledge
- Credit Skill
- Computer Skill (MS Office, Excel)
- Financial Analysis
- Networking & Alliance Building
- Communicating
- Building the CIMB Learning Organization
- Shaping the CIMB Strategy
- Driving for Business Results
- Customer Orientation
- Entrepreneurship
What We Do
PT Bank CIMB Niaga Tbk is one of Indonesia's largest private banks, providing a comprehensive portfolio of conventional and sharia banking services. Its operations span consumer, SME, commercial, and corporate banking, offering products such as loans, deposits, and treasury services. A subsidiary of CIMB Group Holdings Berhad, it serves as a universal banking platform focused on advancing customers and society.
