About this job
As Technical Portfolio Analyst you will be an integral part of the team accountable for the daily loan book operations of JUMO. You will work with various areas to affect and control portfolio and asset management decisions in order to optimise financial return, within the set risk appetite, and increased financial inclusion.
You will work within a small high-performance results orientated team engaging across the Product and Prediction department, and you will report to the Head of Portfolio Operations with a dotted line to the Technical Portfolio Manager.
You will
- Contribute to the ongoing operational implementation of Portfolio Management and Asset Management decisions.
- Using data insights, be able to troubleshoot portfolio issues and assist with remedial action.
- Work with product and technical teams to implement business requirements from Decision Science and Analytics and Portfolio Management teams.
- Provide support and assist with complex problem solving across various teams using your technical coding skills.
- Be able to work independently and be bold enough to challenge the status quo even outside of your domain.
- Learn new technologies, business concepts and innovate.
You will need
- A Bachelor's degree in Statistics, Finance, Engineering or equivalent tertiary degree (This is a graduate level role, ongoing studies concluding by Jan 2025 will be considered)
- Working knowledge of Python and SAS/R
- Understanding of the credit lifecycle
- Effective communication skills in technical concepts
- To be adaptable in a fast-paced environment
Bonus if you have
- Proficiency in SQL and/or relevant RDBMS technology such as MySQL, PostgreSQL, Redshift and SQL Server
- Comfortable working with Github and JIRA
- Experience working in an agile environment
- Proven ability to work with diverse teams to ensure effective implementation of projects
- Relevant work experience
We ask a lot of each other at JUMO, but we give a lot too.
You will love
- Collaborating with smart, engaging people in an inspiring work environment.
- Working for impact.
- Growing and learning continuously, with loads of encouragement and support.
- Boldly taking risks as we navigate new challenges.
- Flexible work practices enabling your best delivery.
- Being autonomous and empowered to lead.
- A stack of leading-edge technologies.
Remote First
You will be based in South Africa. We operate a remote first working approach where working remotely is our default way of working. We have co-working spaces available in Cape Town for collaboration and connection and for the use of those who value and want to work out of an office. You have flexibility where to work from, as long as you are set up to work remotely and have access to data with a strong and reliable connection as we value online facetime for collaboration at JUMO.
Diversity and Inclusion
At JUMO, we firmly believe that diversity strengthens our teams. We are dedicated to fostering an inclusive recruitment process that cultivates an environment where all individuals can be authentic, collaborate, and thrive.
Top Skills
What We Do
JUMO is a financial technology company that partners with banks, MNOs and other e-commerce players to deliver progressive financial choices to customers in emerging markets across Africa and Asia. At JUMO we connect people to opportunities. Two billion people worldwide have limited access to formal financial services such as borrowing and saving. We’ve built a large-scale, multi-sided technology platform and designed progressive financial choices to reach them. We use their digital footprint to create a financial identity using only behavioural data. Our customers are in emerging markets across Africa and Asia. Most of them are micro and small to medium enterprises who need instant access to finance so they can grow and invest. So far we’ve served more than 10 million customers and disbursed over 40 million loans – and the numbers are rising daily
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