Markets Payment & Cash Management Technology is undergoing a major transformation to drive risk reduction, operational efficiencies, compliance, and competitive advantage. This presents an exciting opportunity to engage with Markets business and operations, owning the design and implementation of our next-generation Payment and Cash Management platform.
We are seeking a hands-on, AI Augmented Engineering Director to lead the strategy, architecture, and delivery of mission-critical transactional platforms for Payments and Cash Management. This leader will drive the strategic integration of AI across our engineering practices, influencing how we design, build, and optimize our systems. While maintaining a strategic overview, this role requires a hands-on involvement in coding, architectural design, advanced troubleshooting, prototyping, and critical code reviews to ensure end-to-end engineering excellence, secure, and reliable operations. You will actively guide design reviews, mentor teams across Gen AI solutions, React (UX), and cloud-native microservices hosted on hybrid cloud (preferably Java and Python) running on Kubernetes with modern CI/CD and observability.
You will be accountable for scale, resiliency, latency, and regulatory compliance in a 24x7 environment, partnering tightly with Product, Architecture, QA, Risk, and Operations to deliver client-grade experiences and bank-grade controls. Your leadership will ensure our engineering practices are augmented by AI, leading to more efficient development, intelligent systems, and superior outcomes.
Tech Stack
Gen AI Productivity Tools: Devin, GitHub CoPilot
Nice to have: Gen AI - ADK, MCP, LangGraph/ LangChain.
Frontend: React
Backend: Java (11+/17+), Spring Boot, Python, gRPC/REST, GraphQL
Eventing/Data: Kafka, Oracle, Redis, Elastic/OpenSearch
Platform: Kubernetes, Helm, Service Mesh (Istio/Linkerd), API Gateway, Terraform.
Observability: OpenTelemetry, Prometheus/Grafana, Jaeger/Tempo, Kibana
Security: OAuth2, mTLS, SBOM
Qualifications:
15+ years of relevant experience
8-10+ years of managerial experience
Hands-on coding required
Nice to have: Experience with financial products
Nice to have: Working knowledge of the industry and competitors’ products and services
Nice to have: Advanced knowledge of strategic direction of the function within relevant part of the business
Demonstrated technical leadership, management, and development skills
Education:
Bachelor’s degree/University degree or equivalent experience
Master’s degree preferred
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Job Family Group: Technology------------------------------------------------------
Job Family:Applications Development------------------------------------------------------
Time Type:Full time------------------------------------------------------
Primary Location:Jersey City New Jersey United States------------------------------------------------------
Primary Location Full Time Salary Range:$170,000.00 - $300,000.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Anticipated Posting Close Date:Jun 24, 2026------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- 15+ years of relevant experience
- 8-10+ years of managerial experience
- Hands-on coding required
- Demonstrated technical leadership, management, and development skills
- Bachelor's degree or equivalent experience
- Master's degree
- Experience with financial products
- Working knowledge of the industry and competitors' products and services
- Advanced knowledge of strategic direction of the function within relevant part of the business
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Health coverage is presented as comprehensive, including free in-network preventive care, mental-health resources, and the Be Well Program. Materials also state new hires have access to health and insurance benefits from the outset.
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Retirement Support — The retirement plan offers a $1-for-$1 match up to 6% of eligible pay. New employees are eligible for the plan, with automatic enrollment after 90 days if they do not enroll themselves.
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Inclusive Benefits Coverage — Benefits highlight fertility treatment coverage, adoption/surrogacy reimbursement up to $30,000, and disability coverage. Coverage extends to spouses and domestic partners regardless of gender identity or sexuality, with gender-affirming care-related support noted.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
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