Leads the US Individual and Group Life Pricing Actuarial organization and is accountable for the development and execution of pricing strategies that drive profitable growth while maintaining disciplined risk management practices.
Oversees the establishment and governance of U.S. specific pricing assumptions, including mortality and persistency. Translates emerging experience, underwriting insights, client-specific characteristics, and market developments into pricing frameworks that support informed business decisions and deliver target returns.
Partners closely with Business development, Underwriting, Global Pricing and other global functions, Finance, Treaty and Risk to evaluate opportunities, assess risks, and enhance competitive positioning. Provides expert actuarial perspective to executive management on business and pricing performance, emerging trends, strategic initiatives, product innovation, and market opportunities.
Leads and develops a high-performing actuarial team, fostering a culture of accountability, technical excellence, innovation, and continuous improvement. Ensures robust governance, operational effectiveness, and alignment with global pricing standards and enterprise objectives.
You may not meet every requirement listed in the job description. If you bring broad expertise and alignment to the role and resonate with our core values, we encourage you to apply.
Relocation assistance within the U.S. is available for this position. Candidates must have valid authorization to work in the U.S. without the need for employer sponsorship now or in the future.
Hybrid Work Policy:
SCOR is committed to an “in-office” culture where people can collaborate, exchange ideas, and establish stronger working relationships while ll providing flexibility. To support employee work-life balance and increase opportunities for employees to excel every day, SCOR operates with a hybrid working arrangement. SCOR employees work 3 days per week in an office with the flexibility to work 2 days per week remotely.
At SCOR, we CARE about clients, people, and societies, and we are committed to placing them at the center of everything we do. Providing great benefit choices to you and your family is just one of the ways we support the physical, financial, and emotional well-being of the people who make our company successful – you.
Benefits We Offer
• Medical, vision, and dental coverage
• 401(k) Plan with a competitive match
• Company-funded Defined Contribution Retirement Program
• Life and AD&D insurance
• Long- and Short-Term Disability
• Flexible Parental Leave
• Unlimited Sick Days
• Volunteer Time
• Summer Fridays
• Learning & Development Resources
• Personal Wellness Tools and Rewards
• Competitively priced gym memberships from a large nationwide network of gym brands and local fitness studios
• And More!
Pay Range for roles performed: $270,000 - $365,000 base salary per year. Actual salaries may vary based on various factors including but not limited to location, experience, role and performance. The range listed is just one component of SCOR's total compensation package for employees. Other rewards may include annual bonuses, short- and long term incentives. In addition, we provide a variety of benefits to employees, including health insurance
coverage, life and disability insurance, a retirement saving plan, paid holidays and paid time off.
Responsibilities
Job Responsibilities:
Pricing Strategy,Governance
Establish and execute the strategic vision for U.S. Individual and Group Life pricing, ensuring alignment with enterprise growth, profitability, and risk objectives.
Provide executive oversight of all pricing activities, including assumption development, mortality analysis, client data evaluation, underwriting assessments, profit testing, and capital utilization.
Approve reinsurance pricing proposals within delegated authority and ensure appropriate escalation, governance, and regulatory compliance for transactions exceeding local approval thresholds.
Continuously enhance pricing methodologies, analytical frameworks, and governance processes to support data-driven decision making and sustainable profitability.
Ensure pricing models, assumptions, and documentation meet internal governance standards and regulatory expectations.
Transformation activities
Contribute to the evolution of pricing systems, analytics capabilities and operating models promoting automation and data insights to augment pricing capabilities.
Promote continuous improvement in pricing efficiency, quality and governance.
Profitability and Portfolio Management
Accountable for achieving portfolio profitability targets through disciplined pricing, capital management, and risk-adjusted return evaluation.
Evaluate business opportunities based on pricing methodology, risk appetite, and strategic fit.
Monitor and assess portfolio and pricing performance, identifying emerging trends and recommending actions to enhance profitability and optimize capital deployment.
Partner with business leaders to address underperforming segments and develop remediation strategies that improve financial outcomes.
Risk Management
Serve as the senior actuarial authority for pricing risk management within the U.S. Life business.
Establish and maintain robust risk governance frameworks to ensure appropriate assessment, monitoring, and management of pricing-related risks.
Provide leadership in evaluating the financial implications of underwriting, treaty structure, mortality trends, product features, and market developments.
Drive continuous improvement in risk assessment capabilities and pricing discipline across the organization.
Client Leadership and Market Engagement
Build and maintain trusted executive relationships with key clients and industry stakeholders.
Lead the actuarial component of strategic client engagement initiatives by leveraging portfolio analytics, benchmarking, and market insights to strengthen partnerships and identify growth opportunities.
Provide actuarial leadership in evaluating significant RFP opportunities, developing client-specific solutions, and enhancing competitive positioning.
Partner with Sales and Account Management teams to advance strategic growth objectives and resolve complex client challenges.
Product Innovation and Market Insights
Evaluate emerging products, industry developments, and regulatory changes, providing strategic recommendations regarding their financial and business implications.
Support new product exploration and innovation initiatives by assessing pricing feasibility, risk considerations, and profitability expectations.
Serve as a key advisor to senior leadership on market trends, competitive dynamics, and evolving customer needs.
Cross-Functional Leadership
Collaborate with Business development, Underwriting, Claims, Finance, Data & Tech and Risk as well as global L&H functions to ensure alignment of pricing strategies and business objectives.
Provide actuarial expertise and strategic counsel in executive discussions involving profitability, growth, product development, capital management, and risk.
Represent U.S. market within the L&H Global Pricing and Underwriting leadership team and Facilitate effective communication and coordination across global and regional actuarial functions.
Talent Leadership
Lead, mentor, and develop a high-performing actuarial team, fostering a culture of accountability, engagement, inclusion, and professional excellence.
Drive succession planning, talent development, and workforce planning initiatives to ensure organizational capability and long-term success.
Establish performance expectations and create opportunities for professional growth within the actuarial function.
Industry Leadership
Represent the Company within the actuarial and insurance communities through participation in industry organizations, conferences, publications, and professional committees.
Enhance the Company's market reputation by contributing thought leadership and advancing industry best practices.
Requirements in experience, competency, education and qualifications
Bachelor's degree in actuarial science or foreign equivalent
Fellow of the Society of Actuaries and/or Fellow of the Canadian Institute of Actuaries
15+ years of progressively increasing actuarial leadership experience within life insurance and/or life reinsurance organizations.
Significant experience leading pricing functions for life insurance and reinsurance products.
Demonstrated success managing large, complex portfolios and driving profitable growth in a risk-managed environment.
Deep knowledge of life reinsurance products, mortality analysis, capital management, and actuarial risk assessment.
Expertise in U.S. statutory, GAAP, IFRS, and applicable regulatory frameworks.
Proven experience leading and developing actuarial teams and influencing senior executive stakeholders.
Strong client-facing capabilities with experience engaging executive-level customer leadership.
Exceptional strategic thinking, business acumen, communication, and relationship management skills.
Recognized leadership presence with the ability to influence outcomes, challenge assumptions constructively, and build organizational credibility.
You may not meet every requirement listed in the job description. If you bring broad expertise and alignment to the role and resonate with our core values, we encourage you to apply.
Relocation assistance within the U.S. is available for this position. Candidates must have valid authorization to work in the U.S. without the need for employer sponsorship now or in the future.
Hybrid Work Policy: SCOR is committed to an “in-office” culture where people can collaborate, exchange ideas, and establish stronger working relationships while ll providing flexibility. To support employee work-life balance and increase opportunities for employees to excel every day, SCOR operates with a hybrid working arrangement. SCOR employees work 3 days per week in an office with the flexibility to work 2 days per week remotely.
At SCOR, we CARE about clients, people, and societies, and we are committed to placing them at the center of everything we do. Providing great benefit choices to you and your family is just one of the ways we support the physical, financial, and emotional well-being of the people who make our company successful – you.
Benefits We Offer
• Medical, vision, and dental coverage
• 401(k) Plan with a competitive match
• Company-funded Contribution Retirement Program
• Life and AD&D insurance
• Long- and Short-Term Disability
• Flexible Parental Leave
• Unlimited Sick Days
• Volunteer Time
• Summer Fridays
• Learning & Development Resources
• Personal Wellness Tools and Rewards
• Competitively priced gym memberships from a large nationwide network of gym brands and local fitness studios
• And More!
Pay Range for roles performed in NC/KC: $305,000-$366,000 base salary per year. Actual salaries may vary based on various factors including but not limited to location, experience, role and performance. The range listed is just one component of SCOR's total compensation package for employees. Other rewards may include annual bonuses, short- and long term incentives. In addition, we provide a variety of benefits to employees, including health insurance
coverage, life and disability insurance, a retirement saving plan, paid holidays and paid time off.
About UsAs a leading global reinsurer, SCOR offers its clients a diversified and innovative range of reinsurance and insurance solutions and services to control and manage risk. Applying “The Art & Science of Risk,” SCOR uses its industry-recognized expertise and cutting-edge financial solutions to serve its clients and contribute to the welfare and resilience of society in around 160 countries worldwide.
Working at SCOR means engaging with some of the best minds in the industry – actuaries, data scientists, underwriters, risk modelers, engineers, and many others – as we work together to find solutions to pressing challenges facing societies.
As an international company, our common culture is defined by “The SCOR Way.” Serving both to build momentum that drives the Group forward and as a compass to guide our actions and choices, The SCOR Way is anchored by five core values, reflecting the input of employees at all levels of the Group. We care about clients, people, and societies. We perform with integrity. We act with courage. We encourage open minds. And we thrive through collaboration.
SCOR supports inclusion and the diversity of talents, and all positions are open to people with disabilities.
Skills Required
- Bachelor's degree in actuarial science or foreign equivalent
- Fellow of the Society of Actuaries and/or Fellow of the Canadian Institute of Actuaries
- 15+ years of progressively increasing actuarial leadership experience within life insurance and/or life reinsurance organizations
- Significant experience leading pricing functions for life insurance and reinsurance products
- Demonstrated success managing large, complex portfolios and driving profitable growth in a risk-managed environment
- Deep knowledge of life reinsurance products, mortality analysis, capital management, and actuarial risk assessment
- Expertise in U.S. statutory, GAAP, IFRS, and applicable regulatory frameworks
- Proven experience leading and developing actuarial teams and influencing senior executive stakeholders
- Strong client-facing capabilities with experience engaging executive-level customer leadership
- Exceptional strategic thinking, business acumen, communication, and relationship management skills
- Recognized leadership presence with the ability to influence outcomes, challenge assumptions constructively, and build organizational credibility
- Valid authorization to work in the U.S. without employer sponsorship now or in the future
What We Do
SCOR, one of the world’s largest reinsurers, serves more than 5,000 clients worldwide, providing a diversified and innovative range of solutions to control and manage risk. SCOR delivers advanced financial solutions, analytics and services across all dimensions of risk in Life & Health, Property & Casualty, and Investments. Reinsurance lies at the intersection of technical expertise and scientific progress. Models, data, and pricing and reserving tools are essential, yet they are never sufficient on their own. Sound risk decisions require expert judgment, experience and perspective. This is what we call the Art and Science of Risk. Reinsurance is a knowledge industry, where expertise grows through accumulation, transmission and practice. Across the Group, 3,600 experts based in more than 35 offices worldwide contribute to this collective intelligence. Actuaries, underwriters, risk management specialists, and Tech & Data experts transform data into insight, explore extreme scenarios, define the boundaries of insurability and help anticipate emerging risks. Together, they strengthen the resilience of SCOR, our clients and the societies we serve. This expertise is built through shared experience,continuous questioning and collective reflection. Like artists, we belong to schools of thought, learning first to observe, then to replicate, and ultimately to innovate. This ongoing transmission of knowledge enables SCOR to develop a distinctive approach, combining rigor, creativity and long-term vision in the service of risk mastery. This shared commitment underpins SCOR’s role as a global reinsurer. By turning risk into resilience and sustainable value, our collective of experts acts with responsibility and purpose. Together, we help protect the future, and shape it, for our clients, for society and for generations to come.
